The Daring Daughters

Dr. Mike Madison is a Chiropractor, artist, woodworker, coach, (soon to be) author and most importantly a student of life. Through his study of the human body, economics, philosophy, personal development, business, communication and human behavior he's on a journey of continual self discovery that intertwines all of the above. With that information he also hopes to share, inspire, and motivate others to reach their optimal potential; physically, mentally, emotionally, and financially.

Have you ever failed at closing a sale, a business or trying a new hobby or side hustle?  It sucks huh?! UGH.  You feel like a total loser and hate having to face reality.  When it happened to me all I wanted to was eat Cheetos until my fingertips were sticky and orange and binge watch Lost on Netflix.  (That actually happened.  I blew through the entire SIX season series in a few weeks and gained 10 pounds).  It was even more fun paying the IRS a bunch of money the next year after it closed and I realized I had been doing my taxes wrong.  Blech.

Today's guest has also been there and on this episode we talk about why entrepreneurship is really one of the best ways to improve your net worth because of the freedom and opportunity it provides you but sometimes it means finding your alignment in it through multiple attempts. 

Dr. Mike Madison is a Chiropractor, artist, woodworker, coach, (soon to be) author and most importantly a student of life. Through his study of the human body, economics, philosophy, personal development, business, communication and human behavior he's on a journey of continual self discovery that intertwines all of the above. With that information he also hopes to share, inspire, and motivate others to reach their optimal potential; physically, mentally, emotionally, and financially.

We also chat about how to feel aligned with your business and how the health of yourself and you business are intertwined.  If your health is a mess your you business and finances are very likely to be also.  I learned so much from Mike in this episode and it was refreshing talking to him.  His desire for ultimate alignment in your physical life and financial life is so evident.  

xoxo,

Gretchen

ALERT Podcast RSS is moving. Remember when I told you I was a total noob starting this podcast?? Well, guess what?? I am learning ways to make it better and one of those is to move the hosting to Libsyn. I am stoked to move it because it means we can reach Spotify and Stitcher audiences and reach millions more. Sooooo, you are going to want to grab the new RSS or whatever and most importantly, make sure you are not missing any episodes.

As always, you can grab the episodes directly off of my website and subscribe via Spotify, Stitcher or iTunes at www.gretchenheinen.com/podcast

See ya on the new site!

ALERT Podcast RSS is moving. Remember when I told you I was a total noob starting this podcast?? Well, guess what?? I am learning ways to make it better and one of those is to move the hosting to Libsyn. I am stoked to move it because it means we can reach Spotify and Stitcher audiences and reach millions more. Sooooo, you are going to want to grab the new RSS or whatever and most importantly, make sure you are not missing any episodes.

As always, you can grab the episodes directly off of my website and subscribe via Spotify, Stitcher or iTunes at www.gretchenheinen.com/podcast

See ya on the new site!

Episode 9: A Million Dollar Giveaway Dream with Chris Harder

After an 11-year career as an executive and partner in the banking industry, Chris experienced plenty of success, however he severely lacked fulfillment – and was completely burned out. Recognizing that a change needed to be made, he retired from banking in 2011 and partnered with his wife, Lori, and her brand, LoriHarder.com along with their Isagenix network marketing business. Chris now handles most of the business affairs and business coaching for their two multi-million dollar brands, and has found exactly the fulfillment and happiness he was seeking in a career.

Chris is the host of the new hit podcast, “For the Love of Money,” aimed at helping people bust through their money mindset blocks to become unapologetic about their pursuit of wealth. It is through interviewing business moguls and celebrities and exposing their exciting stories of contribution and philanthropy that he helps prove that money is a tool for good in a world with many needs.

In this episode Chris takes us back to what life was like when the housing market crashed and he had to move into a modest apartment and lost his house. What you will notice is that through it all Chris KNEW success would come back to him.  He is a master of mindset and habits and he talks all about his habits to start his day and master his thoughts. 

This episode will teach you all about changing your mindset and will inspire you if you are in a financial downturn that there is always an ability to change that! 

I also give my top 10 favorite episodes of his podcast in this interview so you definitely want to check that out! 

Episode 9: A Million Dollar Giveaway Dream with Chris Harder

After an 11-year career as an executive and partner in the banking industry, Chris experienced plenty of success, however he severely lacked fulfillment – and was completely burned out. Recognizing that a change needed to be made, he retired from banking in 2011 and partnered with his wife, Lori, and her brand, LoriHarder.com along with their Isagenix network marketing business. Chris now handles most of the business affairs and business coaching for their two multi-million dollar brands, and has found exactly the fulfillment and happiness he was seeking in a career.

Chris is the host of the new hit podcast, “For the Love of Money,” aimed at helping people bust through their money mindset blocks to become unapologetic about their pursuit of wealth. It is through interviewing business moguls and celebrities and exposing their exciting stories of contribution and philanthropy that he helps prove that money is a tool for good in a world with many needs.

In this episode Chris takes us back to what life was like when the housing market crashed and he had to move into a modest apartment and lost his house. What you will notice is that through it all Chris KNEW success would come back to him.  He is a master of mindset and habits and he talks all about his habits to start his day and master his thoughts. 

This episode will teach you all about changing your mindset and will inspire you if you are in a financial downturn that there is always an ability to change that! 

I also give my top 10 favorite episodes of his podcast in this interview so you definitely want to check that out! 

Episode 8: Getting Real With Our Spending and Calculating Net Worth I almost re-recorded this episode because I was scared I sounded like I was yelling at you. I took a vote on my IG story (@gretchen_heinen) and you all voted to 'drop it like it's hot' so here you go. You asked for it!!!

Part of getting real about your net worth is that you need to actually calculate it. This can be painful, I know. It's easier to ignore it and keep swiping away! Real and lasting net worth is more than just your income and your budget, it's a delicate balance of multiple streams of income and making sure that your money is working for you AND you are saving and investing. A person earning $1,000,000 a year and spending $1,000,000 a year is still broke.

Remember when I told you in the beginning of this podcast that I am not going to pretend to be an expert...ok good. Keep remembering that because it still stands. Here is your official disclaimer that you need to take a professionals advice, not mine when it comes to your investment strategy and your portfolio. I will do my best to always bring those experts to you! If you haven't checked out Episode 7 yet with Dave Dettmann, do so! He is a professional. Listen to him.

However, I wouldn't be a very good friend if I didn't at least tell you how I calculate my own net worth and calculate how much it takes to run my life. I use very BASIC spreadsheets and basic apps which I talk about in this episode.

We also have some exciting news! The Net Worth It Podcast community is now on Facebook! Click here to join our group: https://mailchi.mp/50a61e730d53/networthitgroup

In the group is a free downloadable tool and daily inspiration for your journey. The tool will help you to discover your ideal day and tips and ideas about how you might get there. This information is strictly for informational purposes and not meant to replace professional advice. CYA yo....or maybe it's CMA since it's mine to cover.

Each month in our community we will be collectively tracking our net worth and my goal is to get our group to 100 million dollars of net worth collectively and eventually to 1 billion. I cannot wait for this day!

I get kind of fired up in this episode so don't think I am yelling at you. I just want you to do your best in life with your money.

xoxo

Gretchen

Episode 8: Getting Real With Our Spending and Calculating Net Worth I almost re-recorded this episode because I was scared I sounded like I was yelling at you. I took a vote on my IG story (@gretchen_heinen) and you all voted to 'drop it like it's hot' so here you go. You asked for it!!!

Part of getting real about your net worth is that you need to actually calculate it. This can be painful, I know. It's easier to ignore it and keep swiping away! Real and lasting net worth is more than just your income and your budget, it's a delicate balance of multiple streams of income and making sure that your money is working for you AND you are saving and investing. A person earning $1,000,000 a year and spending $1,000,000 a year is still broke.

Remember when I told you in the beginning of this podcast that I am not going to pretend to be an expert...ok good. Keep remembering that because it still stands. Here is your official disclaimer that you need to take a professionals advice, not mine when it comes to your investment strategy and your portfolio. I will do my best to always bring those experts to you! If you haven't checked out Episode 7 yet with Dave Dettmann, do so! He is a professional. Listen to him.

However, I wouldn't be a very good friend if I didn't at least tell you how I calculate my own net worth and calculate how much it takes to run my life. I use very BASIC spreadsheets and basic apps which I talk about in this episode.

We also have some exciting news! The Net Worth It Podcast community is now on Facebook! Click here to join our group: https://mailchi.mp/50a61e730d53/networthitgroup

In the group is a free downloadable tool and daily inspiration for your journey. The tool will help you to discover your ideal day and tips and ideas about how you might get there. This information is strictly for informational purposes and not meant to replace professional advice. CYA yo....or maybe it's CMA since it's mine to cover.

Each month in our community we will be collectively tracking our net worth and my goal is to get our group to 100 million dollars of net worth collectively and eventually to 1 billion. I cannot wait for this day!

I get kind of fired up in this episode so don't think I am yelling at you. I just want you to do your best in life with your money.

xoxo

Gretchen

Episode 7: How Do YOU Want to Live? with Dave Dettmann

(and how he helped me find 50K)

Today's guest is my very own financial advisor! Let me tell you a little story first.

Today's guest is my very own financial adviser! Let me tell you a little story first.

Mike and I thought we knew it all when it came to investing...we thought we didn't need an expert helping us and even more so than that, our situation was so dire we were embarrassed to ask for help. Our experience with previous advisers had never been personalized in a way that felt aligned with who we are and what we want out of life and mostly many of them told us advice we already knew (even though we weren't doing it). Our ego stopped us from moving forward. So we did nothing for YEARS.

Until Dave.

Dave didn't try to win me over with his impressive knowledge or go over my finances in the first meeting, show me portfolios, bios or marketing material. He first and foremost wanted to know what excited us and what our dreams were and what we wanted out of life. Instead of telling me how much money I would need to live on in 30 years he asked me what I love to do and what experiences are important to me. It totally helped me to re-look at how I view investing.

In this episode Dave talks about how couples can work together to improve their finances and how to know when it time to ask for help. He also gives practical tips about looking at the type of life you want to live and how to align your finances with those desires. He is cheerful and funny and a total regular guy who at his core wants for his clients exactly what he wants for himself.... a life of impact.

Dave is a financial adviser with the Northwestern Mutual Wealth Management company. He has received many honors and recognition within the field of financial planning/advising since he started in 2011. Beyond the industry, and more importantly, Dave is a Christ follower a loving husband to his wife Rachel and dedicated father to his two daughters Adalie (7) and Eliza (4). When he is not guiding clients towards financial security or spending time with his family he spends his time wood working, mountain biking and staying healthy through Crossfit (yes he is one of those Crossfitters). He believes that living a life by design is better than one by default. This shines through in this episode.

Dave didn't always work in finance. He was a teacher prior to this and owned a successful photography business. He tells in this episode what made him change careers. His story is such a great example of how changing your net worth sometimes means changing careers and always includes changing your mindset. I can't wait for you to hear all about it.

How to reach Dave:

Dave Dettmann CFP® CLU® ChFC® phone: (651) 289-6550 Cell: (612) 293-8087

Email: [email protected]

web: http://www.davedettmann-nm.com/

It is my intention that in each episode you gain TONS of value in how you can change your own net worth. There is some exciting things coming up on our show and one of them is the Net Worth It Facebook Group where we will work together to change our net worth. Watch for details on that in next week's episode with some cool tools to help you track your net worth.

Cheers friend,

xoxo Gretch

Episode 6

Today's guest is Matt Svendsen. Matt changed his net worth through a home based business with his wife. Prior to their home based business, Matt was the primary earner in their family with a career in the financial services industry. Matt knew that spending time with his family, the ability to give freely and golfing were things he wanted more of.

This episode covers the topics of: spouses working together in a business; how to know when to leave your "day job" when you own a business; and how EVERY DOLLAR HAS A JOB. Matt also tells the story of what it was like to have multiple children during the building phase of their business and how he knew that owning a home based business was the solution to build the dreams they wanted for their lives.

I love this conversation with Matt because he views money as his business partner in life and at the age of 38 has created a life where he and his wife are able to live a life of purpose and meaning.