The Dreamers Podcast

As a passionate book lover, I'm captivated by the unique ability of books to inspire and provide exceptional education. Books are truly special. They can provide a wealth of wisdom that can positively guide us toward living a wealthy life on our terms.

So, I am very excited to share the invaluable insights I received from 3 books that had a life-changing impact on my life:

1. Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner by David Bach
2. I've Been Thinking . . .: Reflections, Prayers, and Meditations for a Meaningful Life by Maria Shriver
3. Black Privilege: Opportunity Comes to Those Who Create It by Charlamagne Tha God

In this week’s episode, I dig deep into the lessons I learned from these books and the role each of them played in my pursuit of living a wealthy life.

Dreamers' Wealth of Wisdom 

• You are the hero of your own story. So own the story of your life, value it.
• We are unique and our individual stories are unique.
• If you work together with your spouse, you can build a wealthy life.
• Each one of us has privileges that we can leverage to become who we are meant to become or who we want to become, go after our dreams.
• There's something that you have that someone lacks and if you learn to appreciate that, then you can tap into that and then achieve greatness. 
• Find gratitude in just everything that I already have, instead of focusing on where I want to get to – what I'm missing, what I'm lacking.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

Have you been feeling that you’re stuck in a cycle and can’t move forward on your wealth-building journey? You may have experienced one of the common wealth mental blocks that a lot of us deal with.

In this episode, I tackle 5 common mental blocks preventing us from building long-term wealth and share resources to overcome them.

1. The Scarcity Mindset - you believe that resources and wealth are limited.
2. Fear of Becoming Wealthy - you fear success or doubt your capabilities.
3. Fear of Failure - avoid risks that lead to your missed opportunities.
4. The Comparison Trap - you constantly compare yourself to others which leads to feelings of inadequacy.
5. Lack of Long-Term Plan - you prioritize short-term pleasure over long-term goals which hinders wealth-building.

• Recommended books and articles to overcome mental blocks

Dreamers' Wealth of Wisdom 

• The thing with the scarcity mindset is if you don't acknowledge it and deal with it and recognize it, it can lead to even earning less money.
• Focus on delivering the best quality that you can so that you can command those prices.
• I would rather try and fail than not try years down the road you wish you had.
• Spend money on the things that we care about, that add value to our lives.
• Short-term things should come after investing in your future and your retirement.
• The lack of long-term planning translates to putting too much emphasis on saving.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

In this week’s episode, Dreamer Lawrence Delva-Gonzalez would like to inspire the younger generation to value education specifically in the aspect of finance. He encourages the idea of becoming a producer in society instead of being only a consumer. Lawrence shares more valuable lessons and ideas for aspiring millionaires as he talks about how wealth impacts our society.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

The blueprint to becoming a 9 to 5 millionaire in less than 10 years. Lawrence Delva-Gonzalez “The Neighborhood Finance Guy” started his career earning $23k a year. Fast Forward a few years,  Lawrence and his wife Doreen went from owing more than they owned to 9 to 5 millionaires in 7 years.

They accomplished that before turning 40 while earning approximately $120k on average a year. Today, Lawrence is on a mission to help other people do the same with his net max financial plan which you can find for free on his website.

Lawrence and Doreen are on their way to retire early as multi-millionaires, and their story is proof that with the right mindset and information, we can all live a wealthier life.

Join us as we delve into their inspirational story, unraveling the secrets to their financial success, and gaining valuable insights into their wealth-building strategies.

In this episode, we discuss: 

• How they went from a negative net worth to 9 to 5 millionaires in 7 years earning $120k a year combined on average.
• How to invest more, legally save on taxes, and build wealth.
• Building wealth while traveling the world.
• Conditional Inheritance: Preparing the next generation for wealth
• Risk management and Market “mastery”: From gambling to smart Investing
• Living life on your own terms.
• Value-based spending: Finding Joy in Unique Experiences
• Lessons for first-generation millionaires
• Net max plan: Knowing the net effect on your money

Dreamers' Wealth of Wisdom 

• “Become mindful of where your money is actually going.” - Lawrence Gonzalez
• “Being joyful about the experience of where you are, no matter how much money you have.” - Lawrence Gonzalez
• “The more good things you do with your money, the more it's going to create opportunities for you to do more with your money” - Lawrence Gonzalez
• “If you're utilizing money in the way that it can be used, you could lower down your debt really fast.” - Lawrence Gonzalez
• “If you invest your money — you're doing more than just sitting on it, that you might have a chance to actually beat inflation and also beat your own self.” - Lawrence Gonzalez
• “Once you start separating yourself from everybody else's category, you start finding the things that matter to you.” - Lawrence Gonzalez
• “There is value in being educated, not just for the sake of making money, but to think of being knowledgeable on a day-to-day basis of how you live.” - Lawrence Gonzalez
• “I see wealth as a unique tool — an opportunity to create more wealth in other people.” - Lawrence Gonzalez
• If you want a guaranteed way to build wealth over the long run, then stick with index funds.” - Anne-Lyse
• Investing is very important, building your future is very important, but, sometimes I like to spend money, but I spend money on things that I don't regret spending money on.” - Anne-Lyse

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

Train them young.

One of the goals for many parents is to make sure our children have comfort and security. To achieve this, it's crucial to share valuable financial lessons and strategies with them.

In this episode, I explore five vital money lessons that I believe all parents should not only grasp themselves but also pass on to their children. These lessons are a fundamental building block to empower families with the knowledge and tools they need to navigate the complexities of personal finance, ultimately helping ensure a more secure financial future for the next generation.

 In this episode, I discuss:

• Five essential money lessons parents should learn and impart to their children:
  • The art of negotiation
  • Simple budgeting methods
  • Saving vs. investing
• Tax optimization strategies 
• Tools to help kids with goals setting, budgeting and investing
• Teaching kids the art of negotiation
  
  

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

In this episode, Briana Franklin enlightens the black woman community on loans and how we should change our mindset toward education opportunities. We should normalize becoming owners and not owing bad loans out of college.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

Education is an investment in the future, but for many, the cost of that investment can be crippling. 

This week, I sat down with Dreamer and Forbes 30 under 30 fellow Briana Franklin, the driving force behind The Prosp(a)rity Project whose mission is to empower Black women burdened by student debt and provide a path to prosperity. 

Briana was knee-deep in student debt after graduating from an Ivy League school as she faced the reality of inconsistent income, making it challenging to pay off her loans with the unforgiving interest. After experiencing first hand how challenging it can be to build wealth while facing student loan debt, Briana launched, The Prosp(a)rity Project, her platform to combat a system that often leaves young professionals financially overwhelmed.

In this episode, we discuss:

• 35 to free: Black women’s 35% financial literacy rate and student debt 
• Predatory lending practices and how they can trap borrowers in never-ending high-interest debt cycles.
• Mentorship and guidance to help set women on a path to prosperity.
• Mindset Shift: understanding the importance of transitioning from being an "ower" to an owner to set the stage for financial success.
• The Prosp(a)rity Project and why it is targeted toward Black women.

Mentioned In This Episode:

• I Will Teach You To Be Rich
• Mind Your Money

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

In this episode, I share how I almost fell to scammers on social media during a travel-related mishap, and trust me, it was a crazy roller coaster experience.

It all began with an unsettling case of impersonation on Twitter, where I almost got taken in by their crafty schemes. The whole encounter involved close calls and smart tactics, underscoring the critical need for digital vigilance. 

Tune in to our podcast to hear the full story - it's an eye-opener, to say the least.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

A Team Dklutr Production

In a world where AI is taking a bigger space everyday, simplifying our lives but also creating new challenges, one of the important questions is how can we secure our information and finances from AI-powered fraud?

To help us answer that, the Dreamer joining us on this cybersecurity awareness month is none other than my husband, Serge Ngatta, a global product leader with extensive experience in product, digital identity fraud prevention, and regulatory compliance.

Join us as we explore AI identity theft, how we can develop “digital hygiene” to protect our information and finances, and so much more. Serges shares insights on some of the latest AI scams and equips us with knowledge to protect ourselves.

In this episode, we discuss:

• Digital Hygiene: Developing safe online practices to protect personal information and avoid getting scammed.
• Identity Theft and how we can protect ourselves.
• The latest AI-powered financial scams including voice-enabled fraud and romance scams.
• How I almost fell victim to financial fraud. 
• Utilization of AI tools for scamming and fraud, such as voice record imitation and theft.
• Romance scams and AI deep fakes.

Tune in and arm yourself with the knowledge to stay one step ahead in the digital age. 🎙️💻 #AIIdentityTheft #DigitalHygiene #CybersecurityAwareness

Dreamers' Wealth of Wisdom 

• “There's so many nuances when we're sharing information now online that we have to be mindful of.” - Serge Ngatta
• “The basis for scamming and committing fraud or identity theft is to make you believe that I am a trusted agent person for you to interact with.” - Serge Ngatta

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram (Show) 
• Instagram (Anne-Lyse) 
• Join the Wealth Community 
• LinkedIn

Hello, Dreamers! On today's episode, we're diving deep into a topic that's close to my heart.

In the world of investments, the founder is often the linchpin that holds everything together. These visionary, passionate individuals have the power to identify promising opportunities and the resilience to navigate the turbulent waters of entrepreneurship. They inspire confidence in investors and serve as the driving force behind their ventures. As we say, it's not just about investing in the 'horse,' it's about believing in the 'jockey' – the founder's character, experience, and unwavering determination.

So, join me as we explore how these remarkable founders can be the key to long-term investment success.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal) 
• Get Your Brand In The Media

A Team Dklutr Production