What are our goals for 2023 and how do we plan to get there?

Key topics for today's episode:

What is the journey of learning?

When you fall in love with the journey, everything else will take care of itself

If you'd like to ask us a question, email us at [email protected] and we might just discuss your question on the show!

Resources:

Geoff Woods - The One Thing Podcast

New Year is a time for fresh starts. The question is what do you want to use this refresh for?

Do you want to get in shape? Read more books? Start meditating? Journaling? A side project? Budgeting?

Tune in to find out how to build the foundational habit that will lead you to success in all of your goals this year and the years to come.

If you'd like to ask us a question, email us at [email protected] and we might just discuss it on the show!

Resources:

The Power of Habit by Charles Duhigg

Atomic Habits by James Clear

Tiny Habits by BJ Fogg

Today's episode covers the first 4 articles of Jim Collins' world-renowned blog series titled "The Stock Series."

This series of articles eventually led to Jim writing the most famous book in the Financial Independence space in this century, The Simple Path to Wealth.

Jim's "Stock Series" and subsequent book have inspired hundreds of bloggers and podcasters, as well as thousands of individuals and families to simplify their finances and invest in low-cost, broad-based index funds.

For the entire series, go to https://jlcollinsnh.com/stock-series/

Today we discuss:

If you'd like to ask us a question, email us at [email protected] and we might just discuss it on the show!

Just when you thought you knew everything about credit cards and travel rewards...

Being in the military completely flips the script for travel rewards and points and miles.

You probably joined the military, opened an Amex Platinum or Chase Sapphire Reserve, and maybe a Hilton or Marriott card, all because your friend said you should.

But that's just the beginning...

If you skip this episode, you're leaving thousands of dollars on the table every year.

Tune in to hear Russell's mind explode as Jared reveals the secret sauce of the Krabby Patty Formula and credit card rewards for military members.

If you'd like to ask us a question, email us at [email protected] and we might just discuss it on the show!

Today Jared hosts the show solo, discussing MMM's recent post about the California Effect and how quickly we can adapt to a lifestyle and call it "normal." Our ability to adjust can be positive or negative.

Is it "normal" to go out to lunch every day? Is it "normal" to ride your bike to work?

Is it "normal" to take out a $70,000 car loan for a new Ford F-250? Is it normal to do house renovations yourself?

Maybe you've fallen into a lifestyle by accident, and your "normal" is a bunch of mindless activities that don't bring you any value.

But here's the secret:

You can create a new normal.

Pack your lunch every day and soon enough it will become normal. Ride your bike to work long enough and it will become normal. Cook at home and invite your friends over for dinner and board games enough times and that will become normal.

The new activities in your life will start to feel normal to you, and they'll start to become normal to the people around you. You just need a little courage, and a little confidence.

We got your back. Get out there, and design your normal life.

If you'd like to ask us a question, email us at [email protected] and we might just discuss it on the show!

Resources:

https://www.mrmoneymustache.com/2022/12/10/the-california-effect/

Today's episode is a LIVE recording of a personal finance workshop Jared held in his unit in the US Air Force. Stay tuned to learn about money mindset, the Thrift Savings Plan (TSP), and stock market fundamentals.

While some of the details in this workshop are only applicable to military members, most of the discussion is widely applicable to everyone. You won't want to miss it!

Big Three Takeaways:

If you'd like to ask us a question, email us at [email protected] and we might just discuss it on the show!

The Chase Sapphire Reserve is a MUST HAVE card if you are in the military, and most likely still worth having in your wallet even if you're not in the military.

Get $300 in travel every year (the easiest-to-use travel credit of any credit card anywhere), 3x on all travel and 3x on all dining, plus the BEST Priority Pass membership in the credit card world (yes, the Sapphire Reserve Priority Pass is better than the Amex Platinum Priority Pass).

Everything you need to consider when building your strategy for Chase Ultimate Rewards!

Some topics in today's episode:

Hear about how Jared almost booked a $1500 stay at a 5-star hotel across the street from the Colosseum in Rome for only 35,000 pt/night thanks to his Chase Sapphire Reserve card.

If you'd like to ask us a question, email us at [email protected] and we might just discuss it on the show!

Today we explore the world of Chase credit cards! Who are their partners and what can we do with our Chase Ultimate Rewards points?

If you'd like to ask us a question, email us at [email protected] and we might just feature your question on a future episode!

Points, Miles, Cash Back--What are they and how do they work?

Find out on today's episode!

Credit Cards can be an awesome strategy (and a really fun hobby for some people) to both lower your cost of living and increase your quality of life without paying the sticker price.

You can earn thousands of dollars of free travel if you're intentional about your spending and have a strategy.

BUT: You don't get to play the game unless you play by the rules.

Listen to find out if you should consider getting into travel hacking!

If you'd like to ask us a question, email us at [email protected] and we might just feature your question on a future episode!

What do Habits, Pest Control, and Dating have in common?

Stay tuned and find out!

Today, Jared and Russell talk about how confidence, rejection, and incremental improvements have had an outsized impact in summer sales and even their dating lives!

If you'd like to ask us a question, email us at [email protected] and we might just feature your question on a future episode!