The Finance Cafe

In part 2 of Shauna's conversation with Executive Coach and Entrepreneur Kristina Sammut, they get down to the nitty gritty with some tools to shift away from the money blocks and narratives that hold us back.  

Kristina identifies some of the common challenges that she comes across in her work. She speaks to examples like:

- what the impact can be if we aren't operating from a place of "due diligence",

- how not having a proper client onboarding process can be a huge issue for women in pricing strategy,

- how women often don't know how to charge more. 

One of the other interesting topics Shauna and Kristin touch on is how women entrepreneurs can find it very difficult be vulnerable and ask the questions or state the problem they are having in their networks. Shauna says, "I've experienced this personally, you're sitting around a group of other entrepreneurs that you don't know, you want to ask the question, but there's this fear. But when we don't know what we don't know, we have to become very vulnerable and ask. Especially around finance when we've so often been taught that "you just don't ask that question". 

Kristina explains how she uses a technique called "stem sentences" to help her clients overcome money blocks as well as what she calls "the classic t-bone exercise". An exercise where you write on one page everything you don't want, and on the other what you do want, from there you can see what you need next, to get to where or what you want.

Another interesting topic discussed in these last two episodes is the "Portfolio Career". Kristina believes it's the career of the next decade. In the article she references (linked here),  "a portfolio strategy allows us to design a career and life that leverages our passion with our purpose. This also allows us to target strategies for career growth and fulfillment, while taking risks and still maintaining financial security."

Kristina invites you to connect with her and watch for her upcoming Masterclass - Negotiating Your Worth

Kristina Sammut, MAdEd, CMP, Certified Executive Coach

Founder + CEO, Lead Coach

Consulting | Career Management | Executive Coaching

FRONTIER Leadership Inc.

1-403-770-0462| [email protected]

WEB | LINKEDIN | FACEBOOK | NEGOTIATING YOUR WORTH

Educating yourself and improving your financial literacy is one of the other ways, discussed in our episodes with Kristina, to overcome the money blocks that hold us back. Our Financial Literacy Program is design specifically for you with an entire module dedicated to money mindset. A program for women entrepreneurs by women entrepreneurs! Use the code PODCAST10 to save 10% off the affordable investment of $379.

At The Finance Cafe we educate and elevate women entrepreneurs through our cornerstone Financial Literacy Program, our conversations, and our community. We are changing the narrative around money and equipping women entrepreneurs to feel capable, confident, and connected.

Host, Shauna Frederick is joined by Executive Coach and Founder of Frontier Leadership, Kristina Sammut. 

Kristina helps women to negotiate their worth, clarify who they are and what they have to offer so they can make an impact as future leaders.

A lack of financial literacy and access to funds are often the biggest barriers women entrepreneurs encounter. Shauna and Kristina discuss how being aware of some of the systemic biases, along with personal ones, lead to creating these money blocks. 

In part 1 of this conversation, they talk candidly about the gender gap, providing context around how it is connected to the money blocks some women entrepreneurs experience. With a recognized wage gap of approximately 58% between men and women entrepreneurs it is not hard to make the connection. This discussion provides valuable insights and a refreshing narrative to this important, and nuanced issue.  Kristina digs into the belief that by shifting the narrative around money, entrepreneurs can use money as a tool to transform their business.

Next week in Part 2, the conversation explores how to move through these money blocks and work towards embracing your full value, an integral step towards achieving your personal and business goals and closing the gap.

At The Finance Cafe we educate and elevate women entrepreneurs through our cornerstone Financial Literacy Program, our conversations, and our community. We are changing the narrative around money and equipping women entrepreneurs to feel capable, confident, and connected.

Kristina invites you to connect with her and watch for her upcoming Masterclass - Negotiating Your Worth 

Kristina Sammut, MAdEd, CMP, Certified Executive Coach

Founder + CEO, Lead Coach

Consulting | Career Management | Executive Coaching

FRONTIER Leadership Inc.

1-403-770-0462| [email protected]

WEB | LINKEDIN | FACEBOOK | NEGOTIATING YOUR WORTH

This episode of The Finance Cafe Podcast is all about risk.   

If you are like most people, the idea of risk is scary and something we'd typically avoid. But as this week's guest, Geeta Tucker, President and CEO of the Chartered Professional Accountants of Manitoba, says, "the very nature of entrepreneurship is risky", so we need to learn to get comfortable with it.  

Geeta and Host, Shannon Pestun, breakdown why it is so important for entrepreneurs to not just take risks but embrace them. They share how you can overcome the imposter syndrome and fear that often keeps us playing small, preventing us from seeing ourselves and our businesses reach it's full potential.  

Listen in as these experts unpack and explain the several different types of risk that an entrepreneur may experience in their journey like financial risk, repetitional and situational risk. 

Most importantly, they share strategies to help you create a business environment where you feel safe and comfortable with risk and uncertainty. They explain how how you can validate and evaluate those strategies so you feel confident taking the risks you need to build your business and succeed.  

Visit thefinancecafe.ca for more valuable resources helping women entrepreneurs embrace the financial side of their business. Find the support and tools you need to feel capable, confident and connected in your business. 

Right now take advantage of our self-paced e-learning tool, designed for women entrepreneurs by women entrepreneurs, at the low rate of $379 or 4 monthly payments of $99.  

At The Finance Cafe we are passionate about advancing women’s entrepreneurship. We believe that means creating a space to change the conversation women have around finance, and creating financial literacy resources and tools that address critical gender gaps. The resources you need to empower you in your life and business.

A pure service business is one in which the service is the primary entity that is sold rather than a tangible item that people can physically see and touch. A business with a physical product, or products, can find pricing much more straightforward as there are many hard costs associated with producing and getting a product to market, then in a service based business

Women are also more likely to be in a professional service industry such as retail, health care or education. Did you know self-employed women struggle twice as much as men when it comes to setting rates?

In this episode host, Shauna Frederick, is joined by Founder and Managing Lawyer, Evelyn Ackah of Ackah Business Immigration Law. After 12 years of practicing law on Bay Street in Toronto, Evelyn moved to Calgary in 2008 and launched her firm in 2010. She understands first hand the unique challenges that having a service based business presents and the gender barriers faced as a women entrepreneur.

Shauna and Evelyn unpack important topics like:

For more information or to reach out to Evelyn:

Twitter: @AckahLaw twitter.com/AckahLaw

LinkedIn: www.linkedin.com/company/ackah-business-immigration-law/

Instagram:@ackahlaw /www.instagram.com/ackahlaw/

Facebook:www.facebook.com/AckahBusinessImmigrationLaw/

Website: www.ackahlaw.com

We hope this episode inspires and empowers you in your entrepreneurial journey.

Shannon and Shauna believe you can achieve the business of your dreams by being intentional about your numbers and knowing how they come together to form a story. Join us at the The Finance Cafe to learn how to build your business one number and one story at a time.

A pure service business is one in which the service is the primary entity that is sold rather than a tangible item that people can physically see and touch. A business with a physical product, or products, can find pricing much more straightforward as there are many hard costs associated with producing and getting a product to market, then in a service based business 

Women are also more likely to be in a professional service industry such as retail, health care or education. Did you know self-employed women struggle twice as much as men when it comes to setting rates? 

In this episode host, Shauna Frederick, is joined by Founder and Managing Lawyer, Evelyn Ackah of Ackah Business Immigration Law. After 12 years of practicing law on Bay Street in Toronto, Evelyn moved to Calgary in 2008 and launched her firm in 2010. She understands first hand the unique challenges that having a service based business presents and the gender barriers faced as a women entrepreneur. 

Shauna and Evelyn unpack important topics like: 

For more information or to reach out to Evelyn:

Twitter: @AckahLaw twitter.com/AckahLaw

LinkedIn: www.linkedin.com/company/ackah-business-immigration-law/

Instagram:@ackahlaw /www.instagram.com/ackahlaw/

Facebook:www.facebook.com/AckahBusinessImmigrationLaw/

Website: www.ackahlaw.com

We hope this episode inspires and empowers you in your entrepreneurial journey. 

Shannon and Shauna believe you can achieve the business of your dreams by being intentional about your numbers and knowing how they come together to form a story. Join us at the The Finance Cafe to learn how to build your business one number and one story at a time. 

In this episode, Shannon sits down with Patrice Mousseau, CEO and Founder, to talk about the journey from her crockpot in the kitchen, to a global stage.

Patrice is a conscious entrepreneur and the owner/creator of Satya Organic Skin Care, a skincare company that delivers NPN-approved, USDA Certified Organic products to serve those with sensitive skin conditions.

For years, Patrice was a news anchor for leading television and news stations in Canada, but that all changed when her baby girl developed eczema at only 8-months old. Watching her baby suffer was the worst feeling in the world. When her doctor only prescribed steroids, Patrice researched scientific literature and traditional medicines and the formula that she created in her kitchen crock pot cleared Esme’s skin in just two days.

Satya has since helped tens of thousands of people around the world access clean, effective skin relief, and is sold globally online and in over 900 retailers across Canada including Whole Foods, Indigo and The Bay.

Check out Satya's social channels for important eczema tips and resources all month long for #EczemaAwarenessMonth!

Twitter: @satyaorganic

LinkedIn: @satyaorganic

Instagram: @satyaorganic 

Facebook: @satyaorganic

Website: satya.ca / satyaorganics.com

All listeners are welcome to use the discount code FINANCECAFE for 10% off their first Satya purchase on satya.ca / satyaorganics.com.

In this episode, Shannon sits down with Michéle Soregaroli, Co-Founder, CEO and Master Certified Coach at Transformation Catalyst Corp to talk about how to use differentiation to increase market share.

Michéle helps clients generate significant financial results by giving entrepreneurs the perspective they need to challenge business paradigms, become industry leaders, and champion excellence in their industry.

What is differentiation? In business strategy terms, differentiation refers to the principle of setting your company apart, a way to stand out and distinguish your business from others and give people a reason to choose your company or product over another.

In this episode our goal is to help you understand how differentiation is tied to your bottom line.

We'd love to hear your takeaways from this episode! Follow us on social media and join the conversation.  Visit thefinancecafe.com for more insights and information on our blog and to learn more about our online e-learning platform. A 7 module, self paced course designed for women and by women to empower and equip women entrepreneurs like you.

Here at The Finance Cafe, we’re changing the way we talk about finance and empowering women entrepreneurs to see their business in a new light – one story and one number at a time.

Women are more likely than men to be perfectionists, holding themselves back from answering a question, applying for a new job, asking for a raise, negotiating a contract, until they’re absolutely 100 percent sure they can predict the outcome. Women tend to apply for a promotion only when they met 100 percent of the qualifications. in contrast to men who will apply when they met just 50% of the qualifications.

In this episode Shauna and Shahr Savizi, co-founder of Fuckup Nights YYC, sit down to talk about how successful entrepreneurs view failures and how a shift in mindset can view failures as something to learn from rather than something to be afraid of.

Fuckup Nights is a global movement and a speaker series that shares stories of professional failure. Each month, in events across the globe, we get three to four people to get up in front of a room full of strangers to share their own professional fuckup. The stories of the business that crashes and burns, the partnership deal that goes sour, the product that has to be recalled, we tell them all.

Social Media Links

Instagram:

@FuckUpNightsYYC

LinkedIn:

https://www.linkedin.com/company/fuckup-nights-calgary/

What would you say if you knew the success of your business lives inside your financial story? Our financial literacy course is designed to teach you how to read the story of your business - one number at a time. Head to thefinancecafe.ca and take our free financial literacy quiz. Remember us the code Podcast10 to get 10%!

There can be different motivations when starting a business. For many entrepreneurs, the bottom line is more than just profits, but rather a passion to make a difference in the world.

In this week’s episode, Shannon sits down with Jenn Harper, Founder of Cheekbone Beauty, to explore her journey as a social entrepreneur and the growing impacts of social enterprises. 

We take a deep dive into how Jenn has built up her business, her path from Dragon’s Den to Sephora, and how important it is to foster a space for Indigenous women and youth to feel represented, recognized, and supported in the industry.

Jenn Harper’s book suggestion for women entrepreneurs:

What Happened to You? Conversations on Trauma, Resilience, and Healing by Bruce D. Perry and Oprah Winfrey

Websites:  www.cheekbonebeauty.com

Social media handles:

LinkedIn

Twitter

Instagram:

Jenn Harper

Cheekbone Beauty

Are you being held back by your lack of confidence when it comes to your business and finance? We can help, join us at The Finance Cafe and use code Podcast10 to get 10% off our Financial Literacy Program; a program designed by women entrepreneurs, for women entrepreneurs. We will empower you with the knowledge and understanding you need to confidently grow your business and your bottom line.

One of the most important components of building a financially viable business, that many women entrepreneurs often neglect, is to construct a budget for your business.

In this week’s Finance Cafe podcast, Shauna chats with financial expert Alicia Fowler of mod Accounting & Tax,  to unpack some of the common budgeting mistakes women entrepreneurs make, how women can confidently navigate their business budget to fulfill their financial goals, and how establishing a clear, and organized budget can ultimately set their business up for success.

Linkedin: Alicia Fowler  

Instagram:  Alicia Fowler

Visit The Finance Cafe and use the code Podcast10 to save on our online Financial Literacy Program for women entrepreneurs.