Welcome back to The Finance Garage! This week, Jonathan is joined by Vishal Teckchandani, a finance journalist and commentator known for unpacking complex economic issues in a way younger Australians can actually relate to.

Together, they dive into the heated question dominating group chats and auction queues everywhere: Is home ownership really out of reach for Gen Z in 2026? 🏡 Jonathan and Vishal explore the realities behind house prices, wage growth, policy shifts, borrowing capacity, and the trade‑offs younger buyers are being forced to consider. From shifting interest‑rate cycles to creative buying structures, this episode breaks down what's myth, what's math, and what's genuinely changing in the market.

Whether you're saving, already in the hunt, or advising the next generation, this conversation offers a grounded, data‑driven look at whether owning a home is still part of the Australian dream — or whether that dream needs to evolve. 📉📈

In the final segment, Jonathan and Vishal share practical strategies Gen Z can use right now — even in a high‑pressure market — to improve their chances and stay financially resilient.

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Welcome back to The Finance Garage! In this episode, Jonathan breaks down the recent rise of gold and silver and what the numbers are really telling us about inflation, interest rates, and investor sentiment. 🥇🥈

He unpacks the data behind precious metals performance, including real yields, currency movements, central bank demand, and historical correlations — separating headline narratives from the underlying fundamentals. Jonathan also explores where gold and silver fit within a diversified portfolio and when they act as protection versus speculation.

Whether you’re considering precious metals for hedging or simply trying to understand their recent momentum, this episode helps cut through the noise and focus on what actually matters.

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Welcome back to The Finance Garage! In this episode, Jonathan is joined by Anthony Doyle to unpack the key themes shaping the 2026 market outlook — from inflation and interest rates to global growth, geopolitics, and asset-class expectations. 🌍📊

Together, they explore where risks and opportunities may emerge over the next cycle, how investors should think about positioning portfolios amid uncertainty, and which macro signals matter most heading into 2026. Anthony also shares practical insights on navigating market volatility while staying focused on long-term fundamentals.

Whether you’re planning ahead for the next phase of the market or reviewing your investment strategy, this episode offers a clear, forward-looking framework to help you prepare for what’s ahead.

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Welcome back to The Finance Garage! In this episode, Jonathan breaks down why central bank independence is so critical to a stable financial system — and why recent political pressure, particularly from Donald Trump, has raised serious concerns among investors and policymakers. 🏦⚠️

He explains how independent central banks help control inflation, maintain market confidence, and make long-term decisions free from short-term political agendas. Jonathan also explores what happens when that independence is threatened, including the potential impacts on interest rates, currency stability, and broader market volatility.

Whether you’re an investor, business owner, or simply trying to understand the forces shaping global markets, this episode will give you clear insight into why central bank independence matters — and why challenges to it deserve close attention.

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Welcome back to The Finance Garage! In this episode, Jonathan and Dr. Allen will dive into how to invest safely in today’s volatile environment — and the red flags smart investors look for before the market catches on. 🚨📉

They unpack the subtle signs of deteriorating fundamentals, liquidity stress, overvaluation, and behavioural traps that often precede major downturns. Also breaking down practical frameworks to help you assess risk, avoid dangerous markets, and position your portfolio defensively without sacrificing long-term growth.

Whether you're an experienced investor or just starting to navigate uncertain markets, this episode equips you with the tools to recognise warning signals early and make more informed investment decisions.

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Welcome back to The Finance Garage! In this episode, Jonathan explores an overlooked but growing risk for retirees — the financial strain created not by markets, but by their adult children. He breaks down how unexpected support for children can jeopardise retirement plans, weaken long-term financial security, and leave parents exposed without the right protections in place. 👨‍👩‍🧓💸

Jonathan also highlights why income protection insurance is one of the most powerful tools for safeguarding a family’s financial stability. He explains how protecting your income today reduces the likelihood that adult children will eventually rely on parents for support — and how retirees can better shield themselves from becoming the financial “backup plan.”

Whether you’re planning for retirement or supporting family members, this episode will help you understand the real risks behind intergenerational finances and how income protection can create long-term resilience.

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Welcome back to The Finance Garage! In this episode, Jonathan breaks down the key differences between commercial and residential property investing — from how each market generates returns 🏢🏠, to the risks, yields, and financing structures that define them.

He explores why many investors are shifting toward commercial property in today’s higher-rate environment, what to consider before taking the leap, and how diversification across both sectors can strengthen your long-term portfolio. 📈

Whether you’re a first-time investor or a seasoned property owner, this episode will help you understand which asset class best aligns with your goals and risk tolerance.

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Welcome back to The Finance Garage! This week, Jonathan explores the world of testamentary trusts — what they are, how they work, and why they can be an essential estate planning tool for families. He breaks down their key advantages, including asset protection and tax efficiency, and discusses when they might be suitable for clients with complex financial or family situations. ⚖️💬

If you’ve ever wondered how to protect your legacy and ensure your loved ones benefit from your estate in the most effective way, this episode will help you understand the fundamentals of setting up a testamentary trust with confidence.

Tune in to learn how thoughtful estate planning can make all the difference for future generations. 🎧

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Welcome back to The Finance Garage! This week, Jonathan is joined by Bashir Naim, Head of Wholesale and Luxury Car Acquisition at McCarroll’s Group in Sydney 🚗

They explore the fascinating world of the second-hand car market — from how luxury dealerships price and source vehicles to the hidden factors that determine resale value. Bashir shares insider advice on selling smart, avoiding overpaying, and understanding what truly matters when it comes to car options, service history, and reliability 🔍

Jonathan also dives into the rapid rise of Chinese EVs, the falling resale value of electric vehicles like the Porsche Taycan, and how buyers can protect themselves in a fast-changing automotive landscape ⚡

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Welcome back to The Finance Garage! In this episode, Jonathan takes a look back through financial history to uncover what past market booms can teach us about today’s investing climate. From the Nifty Fifty era to the dot-com frenzy and now the AI-driven surge led by Apple, NVIDIA, and Microsoft, he explores whether we’re once again walking into bubble territory 📈

Drawing lessons from Warren Buffett’s caution, the so-called “Buffett Indicator,” and timeless investing psychology, Jonathan shares practical tips on managing risk, trimming profits, and maintaining a margin of safety 💡

As valuations soar and headlines shout record highs, it’s time to ask: are we buying into innovation—or repeating the same old story? Tune in to find out, and discover how to keep your portfolio grounded while others chase the next big thing 🚦

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