Welcome back to another episode of The Finance Garage !

This time, Jonathan dives deep into a topic that's on many young people's minds — investing. But is obsessing over investing really the best way to build wealth when you're starting out? Jonathan shares stories, lessons from his 20 years of experience, and practical advice on why growing your earning power often matters more than chasing quick returns. If you're keen to better understand realistic investment expectations and smarter ways to build wealth early on, you won't want to miss this episode.

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Welcome back to The Finance Garage! In this episode, Jonathan is joined by Dr. Shane Oliver, Chief Economist at AMP, for a timely discussion on what’s really going on with Australia’s economy.

From a “bland” federal budget to deeper structural issues like housing shortages, tax reform, and productivity stagnation, they break down how politics and policy intersect—and what needs to change post-election.

If you’re interested in where Australia’s economy is headed, or want to better understand the policy choices shaping your financial future, this is an episode you won’t want to miss.

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🎙️ Welcome back to The Finance Garage!

In this episode, Jonathan sits down with Gian Pandit, Deputy Head of Equities at Ausbill, to unpack one of the most volatile reporting seasons in recent years.

They discuss how a 3.5% drop in the ASX 200 was driven by falling EPS, disappointing revenues, and global macro pressures, while also highlighting opportunities in sectors like banks, healthcare, and tech.

Tune in for concise insights on balancing value and growth in today's dynamic market as well as how the upcoming election might change things up.

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🎙️ Welcome back to The Finance Garage!

In this episode, Jonathan breaks down the 2025 Federal Budget. Discover how new tax cuts, energy relief, and reforms in childcare, student debt, and superannuation are designed to ease cost-of-living pressures ahead of the upcoming election.

Whether you're balancing household budgets, planning for long-term investments, or navigating the complexities of personal finance in an uncertain global economy, this episode provides the clarity and actionable insights you need.

So, tune in now and learn how to turn these policy changes into practical advantages for your financial future!

🎙️ Welcome back to The Finance Garage!

In this episode, Jonathan dives deep into the world of tariffs and trade policies.

He breaks down the Trump administration’s swift actions together—especially the tariffs imposed on Australian steel and aluminium exports—and explains the complex supply chain dynamics that determine who ultimately bears the cost. Jonathan also demystifies how tariffs work, from protecting local industries to raising government revenue, and challenges common misconceptions about who pays the price.

So, tune in now for an essential exploration of how these trade measures impact everyday consumers and businesses alike!

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🎙️ Welcome back to The Finance Garage!

In this episode, Jonathan teams up with Adam Morris from Redriven—marking his first deep dive with a car industry insider.

Jonathan and Adam, both lifelong car enthusiasts share an engaging conversation that cuts through glossy marketing to reveal the true value of auto ownership. What if we said that servicing through your dealership is a major red flag? Discover how smart financing, rigorous research, and a healthy dose of skepticism can help you avoid overpaying for vehicles. Whether you're a die-hard car enthusiast or simply looking to make savvy auto purchases, this conversation shifts gears from glossy marketing to the true value of what you drive.

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🎙️ Welcome back to The Finance Garage!

In this episode, Jonathan shifts gears from traditional investments to tackle the critical issue of personal cybersecurity. With digital threats growing more sophisticated, Jonathan sits down with cybersecurity expert Tony Visor to explore how a seemingly simple oversight can lead to massive financial losses—like a shocking $600,000 gone through a compromised WeChat group.

Join us as we dive into the realities of protecting your digital identity, the challenges of adopting secure practices, and why embracing cybersecurity is not just an IT concern, but a key pillar in safeguarding your wealth.

Whether you're safeguarding your business assets or fortifying your personal digital footprint, this discussion provides essential strategies for harmonizing ease of use with uncompromised security in our rapidly evolving digital era.

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🎙️ Welcome back to The Finance Garage!

In this episode, Jonathan unpacks the simplicity and power behind the Rule of 72—a handy formula that shows you just how long it takes to double your money. We explore the magic of compounding growth by dividing 72 by your annual return rate, turning complex investment concepts into an easy mental math trick.

From comparing stocks to bonds and weighing risk versus reward, this episode provides practical insights and real-world examples to help you visualize your financial future. Whether you're an investor, saver, or business owner, join us as we break down the math that could change the way you plan your wealth-building journey.

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🎙️ Welcome back to The Finance Garage !

In this episode, we sit down with Mike Taylor, Managing Editor of Financial Newswire, to explore the evolving landscape of superannuation. We discuss APRA's heat maps and how they are influencing investment strategies, the potential shift toward more conservative fund management, and the implications for financial advisers. Are SMSFs the only option for active investors? Could a single default industry superfund be on the horizon?

Mike shares his insights on the broader implications for financial advisers, including how regulatory pressures are shaping advice models and what it means for investors seeking active management. Are SMSFs becoming the only viable choice for those wanting greater control? Could we see a future where a single default industry superfund dominates the market?

Join us as we break down these critical industry developments, tackle the regulatory challenges facing superannuation providers, and consider what the future holds for both advisers and investors in this rapidly evolving space.

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🎙️ Welcome back to The Finance Garage !

In this episode of The Finance Garage, we explore the realities of capitalism, financial success, and the hidden emotional traps that can hold us back. Inspired by The Woke Salaryman, a thought-provoking book by Singaporean authors, we discuss how the system isn’t always fair—and how resentment can be one of the biggest obstacles to financial progress.

Is success in a capitalist system about luck, strategy, or mindset? How can we shift our focus from frustration to financial empowerment? Join us as we break down these complex themes and uncover practical insights to help you navigate your financial journey.

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