The Financial Operator

The Financial Operator

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The Financial Operator episodes

  • E87: Good vs. Bad Clients! (For Financial Advisors)

    Welcome back to the Mills Knows Bills podcast! In this episode, host Mills Bender, CEO of Mills Knows Bills, chats with guest Brady Slack, managing partner at High Country Finance and co-founder of the software company Stacked. They discuss the attributes of their best clients, emphasizing the importance of a positive money mindset and the willingness to put in the work. Slack shares his perspective on effective client relationships from an accounting and tax planning viewpoint, highlighting the benefits of viewing financial professionals as partners and the potential for making more money while paying fewer taxes. Listeners are encouraged to reach out to their own advisors and professionals for personalized financial or tax advice, ensuring a comprehensive approach to managing individual financial situations.

    If you enjoyed this content, subscribe to the Mills Knows Bills YouTube page for the latest! https://www.youtube.com/@MillsKnowsBills

    For more information, please visit https://www.millsknowsbills.com

    00:00 Welcome to Mills Knows Bills: Mastering Your Money

    00:53 Special Guest Introduction: Brady Slack

    01:39 The Key Traits of the Best Clients

    04:05 Exploring Financial Strategies and Client Relationships

    06:51 How to Connect with Brady Slack for Financial Guidance

    07:43 Wrapping Up: Resources and Thanks

    09:33 Final Thoughts and Disclaimer

    11 min
  • E86: Buried in Credit Card Debt?! Should You Invest in Retirement?

    In this episode of the Mills Knows Bills podcast, host Mills Bender, founder and CEO of Mills Knows Bills, interviews Shawn Lane, CEO and founder of FRS Credit, a credit repair company. They discuss strategies for people with variable incomes to manage their money effectively, focusing on paying off credit card debt and investing for retirement concurrently. Shawn asks Mills if those buried in credit card debt should still invest for retirement, given the high interest rates on such debts. Mills advocates a balanced approach to managing debts, savings, and investments simultaneously. He explains the debt stacking method for paying off debts and stresses the importance of having an emergency fund and investing early for retirement. Shawn shares insights into his ideal clients - people motivated to improve their credit scores for significant life purchases, and emphasizes the importance of proactively monitoring and managing credit. The episode wraps up with contact information for FRS Credit for those interested in seeking credit repair services or advice.

    If you enjoyed this content, please like and share, and subscribe for the latest! https://www.youtube.com/@MillsKnowsBills

    For more information, please visit https://www.millsknowsbills.com

    00:00 Welcome to the Mills Knows Bills Podcast: Mastering Your Money

    00:53 Special Guest Shawn Lane: Tackling Credit Repair and Financial Questions

    02:05 Investing vs. Paying Off Credit Card Debt: An In-Depth Discussion

    04:01 Strategies for Debt Payoff and Financial Planning

    07:47 Exploring Options for High Credit Card Debt Holders

    11:41 The Ideal Client for Credit Repair Services

    14:05 Proactive Credit Monitoring and Improvement Tips

    16:19 How to Contact Sean for Credit Analysis and Advice

    17:58 Closing Thoughts and Resources for Financial Growth

    20 min
  • E85: Solutions for a Real Estate Flipper's Budgeting Challenges
    Mastering Your Finances: An Insight Into Variable Income Handling and Real Estate Investment In this episode of the Mills Knows Bills Podcast, host Mills Bender is joined by CEO and Founder of Mills Knows Bills, Mills Bender, and real estate entrepreneur Robert Ortiz. They discuss the challenges and strategies associated with managing variable income within a 90-day timeframe. Mills provides practical advice on setting a budget including accounting for future tax obligations, reinvesting in the business for long term growth, and saving for an emergency fund. Robert shares his non-traditional approach to real estate investment which involves flipping land to builders. He also highlights the potential for new team members, sellers, and buyers or builders to join his operations. The episode concludes with Mills suggesting available resources, including coaching programs and courses, for those interested in improving their finances. 00:00 Introduction to the Podcast 01:04 Guest Introduction: Robert Ortiz 01:54 Rob's Burning Financial Question 02:39 Establishing a Budget for Personal Finances 03:42 Creating a Business Budget 04:42 Managing Extra Revenue and Establishing an Emergency Fund 06:36 Reinvesting Profits for Business Growth 10:00 Rob's Real Estate Investment Strategy 13:15 Connecting with Rob 14:16 Conclusion and Final Thoughts
    16 min
  • E84: Handling Large Cash Influxes
    The Mills Knows Bills Podcast: Mastering Money and Handling Large Cash Influxes In this podcast episode of the Mills Knows Bills, CEO and Founder Mills Bender has a deep financial discussion with a guest, Doug, who shares his success in building sales teams for Fortune 500 companies and his recently founded individual coaching and consulting endeavor. Mills advice is targeted largely towards variable income earners and his episode focuses on discussing strategies for managing a sudden influx of cash. Mills' suggestions include prioritizing the development of a fully-funded emergency fund, paying off any debt over 10%, and correctly diversifying one's investments. Doug and Mills also discuss the need to delegate roles in business to surpass the seven-figure revenue ceiling. The podcast offers free resources and coaching services to help individuals level up their finances. 00:00 Introduction to the Podcast 01:03 Guest Introduction and Conversation Start 02:22 Guest's Financial Question: Handling Large Cash Influx 04:12 Strategies for Managing Large Cash Influx 08:36 Guest's Reflections and Insights 12:11 Guest's Business and Contact Information 14:38 Closing Remarks and Podcast Disclaimer KEYWORDS: Mills Knows Bills variable income earners master your money paycheck to paycheck guest hosts financial question sales teams small business owners emergency fund outstanding debt large cash influx investing back into the business diversify investments celebrating the win debt payoff
    17 min
  • E83: Sales Taxes Across State Lines & Tax Procrastination from a "VIN HENRY"
    Watch this episode & more at: https://www.youtube.com/@MillsKnowsBills E83: Sales Taxes Across State Lines & Tax Procrastination from a "VIN HENRY" In this episode of the Mills Knows Bills Podcast, Mills Bender, founder and CEO of Mills Knows Bills, embarks on a financial enlightenment journey with his business friend, Dimitri. Dimitri, a dance shoe distributor from North Carolina, seeks advice about handling sales taxes collected at events during his travels across states. Mills offers insightful tips and encourages Dimitri to consult CPA who understands the intricacies of performing business across different states. The duo also discusses Dimitri's procrastination in submitting his sales tax and the repercussions of consistent failure in submission. The overall episode promotes financial independence, smart money handling, and encourages listeners to reach out for any queries. 00:00 Introduction to Mills Knows Bills Podcast 00:54 New Season Announcement and Guest Introduction 01:26 Guest Interview: Dimitri's Journey and Financial Question 02:33 Understanding Sales Tax for Businesses 05:25 Consequences of Delayed Sales Tax Submission 07:32 Closing Remarks and Resources 08:32 Disclaimer and Final Words KEYWORDS: Mills Knows Bills Podcast fluctuating income living paycheck to paycheck guest hosts burning financial question taxes collected at events sales tax rate setting aside submitting sales tax bureaucratic minutia failing to submit sales tax penalties adulting free resources financial advice
    9 min
  • E82: Celebrating Financial Wins: The Power of Positive Reinforcement in Your Money Journey with Brett Roos

    Welcome to the Mills Knows Bills podcast, where we empower you to achieve your financial aspirations. In today's episode, Brett Roos, one of our talented financial coaches, delves deep into the significance of celebrating our financial achievements, no matter how small they may seem.

    Drawing from two decades of experience as a variable income earner, Brett shares his perspective on why it's so essential to recognize our progress. He unveils personal stories and insights that illuminate the emotional journey many face when confronting their financial realities. Get ready to discover actionable strategies to shift your mindset, focusing on the rewards of your journey rather than the hurdles.

    Dive in now, and let's celebrate every financial win together! #MillsKnowsBills #CelebrateYourWins #FinancialMindset

    19 min
  • E81: Lost in Translation: From the Acropolis to Modern Leadership with Glenn Lewis

    Dive deep into an intriguing conversation between Mills Bender and Dream4 Coach Glenn Lewis as they navigate their way from the bustling streets of Athens to the confines of a colorless hotel room.

    They discuss the challenges of modern-day leadership, the power dynamics in the professional world, the impact of cultural influences, and the art of bilingualism.

    All the while, they uncover the beauty and nuances of human connection across generations. Whether you're a traveler, entrepreneur, or someone in between, this episode is bound to leave you with profound insights about life, leadership, and the endless roads in between.

    36 min
  • E:80 Mastering the Entrepreneurial Mindset: Time Management, Networking, and Mone with Jaime Nolan

    Step into the daily grind of modern entrepreneurship with Jaime Nolan and Mills Bender as they unpack the nuances of effective time management, the power of networking, and the mindset shift necessary for financial success.

    Listen to Jaime's unique approach to dividing her workdays, the importance of setting boundaries, and the revelations from meetings with influential personalities like Amy and Carol.

    Whether you're navigating your entrepreneurial journey or just curious about what happens behind the scenes, this episode offers an authentic glimpse into the life of driven professionals, their strategies, and the powerful impact of a positive money mindset.

    Plus, find out about the exciting offers from the Animal Collective that aims to revolutionize the learning experience for budding entrepreneurs.

    20 min
  • E:79 From Real Estate Rhythms to Financial Flourishes: A Chat with Robert Aviles

    Dive into this episode of the "Millsknowsbills podcast" where host Mills Bender chats with Winter Park realtor, Robert Aviles.

    With over two decades of experience spanning from the streets of Manhattan to the sunny coasts of Florida, Robert shares his journey, insights, and the value of mastering one's finances.

    Whether you're eyeing the Central Florida housing market or just aiming to up your financial game, this episode is packed with wisdom you won't want to miss.

    Join us for stories, strategies, and the simple joys of 'adulting'.

    13 min
  • E:78 Financial Freedom and Fulfillment: Reddit's Burning Money Questions

    Join us for an impromptu Zoom meeting turned podcast episode as Mills Bender and Brett Roos dive deep into Reddit's most intriguing money-related questions. In this 30-minute recording, they discuss a range of financial dilemmas, starting with a compelling question: "Should I take a $10,000 pay cut for a potentially more rewarding job?"

    Brett Roos, a financial coach at MKB, and Mills Bender, the founder and CEO of Mills Knowsbills, share their expert insights and perspectives on this thought-provoking query. They explore the financial implications of such a decision, touching on tax considerations, budget adjustments, and long-term financial goals. But it's not all about the numbers. They also emphasize the importance of personal fulfillment and happiness when making financial choices. Discover how prioritizing your well-being can lead to a more meaningful life and potentially even greater financial success.

    Whether you're a finance enthusiast or simply seeking advice on life-altering money decisions, this episode promises to be both informative and entertaining. Tune in to hear how Brett and Mills navigate the wild world of personal finance and provide practical advice for real-life situations. Don't miss out on this engaging and insightful conversation.

    For more money and business hacks, check out our free Facebook group called Road To Financial Freedom https://www.facebook.com/groups/millsknowsbills

    30 min

About The Financial Operator

From the publisher's feed

I've spent over a decade in finance and operations, including seven years as an Operational CFO helping businesses through everything from growth to Chapter 11 bankruptcy. I've owned, scaled, and sold my own company, so I understand firsthand the pressure, risk, and grit it takes to be a business owner.