The Financial Operator

The Financial Operator

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The Financial Operator episodes

  • When To Hire Fractional CFOs

    Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions!

    This episode features a guest appearance by Josh Pies, owner of C47 Digital Studios, to discuss the financial complexities of managing multiple LLCs and the benefits of fractional CFOs. Mills and Josh explore the effectiveness of incorporating separate entities for different business ideas, balancing practicality with legal considerations, and the personal enjoyment they derive from their respective work in finance and entrepreneurship. Josh also shares insights on utilizing podcasts for business development and fostering meaningful relationships. Join the discussion for actionable financial advice and entrepreneurial insights!

    To connect with Josh and C47 Digital Studios:

    https://c47films.com

    https://bootstrappedunicorns.com

    Do you have your own burning financial question for Mills? Contact her here:

    Email: [email protected]

    Website: https://MillsKnowsBills.com

    Instagram: https://instagram.com/@millsknowsbills

    LinkedIn: https://www.linkedin.com/company/mills-knows-bills

    Subscribe on YouTube for the latest from @MillsKnowsBills

    Link to video podcast episode: https://youtu.be/YSsIslQ9Ef8

    00:00 Introduction to Mills Knows Bills

    01:11 Meet the Guest: Josh Pies

    02:04 Burning Financial Questions

    03:10 Managing Multiple LLCs

    08:40 The Joy of Finance

    11:24 Josh Pies on Entrepreneurship

    14:40 Conclusion and Contact Information

    #financialpodcast #millsknowsbills #entrepreneurialfinance #variableincome #videopodcast #digitalstudios #entrepreneurship

    16 min
  • How To Hire New Employees With Variable Income

    Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions!

    In this episode, Mills is joined by Jill Healey, a Realtor with Park Life Group at Keller Williams Winter Park in Florida. The conversation delves into budgeting for a Realtor's variable income, planning for business growth, and the potential for using software or hiring an operations person to alleviate non-revenue generating tasks. Jill shares insights from her journey in real estate, her business structure, and the exciting opportunities for growth. If you're looking for advice on managing fluctuating income and boosting your financial stability, this episode is for you! Don't miss Jill's valuable insights on buying, selling, and investing in real estate. Tune in now!

    To connect with Jill:

    https://parklifeorlando.com

    Look for her on social media: Jill Healey, Park Life Orlando

    Do you have your own burning financial question for Mills? Contact her here:

    Email: [email protected]

    Website: https://MillsKnowsBills.com

    Instagram: https://instagram.com/@millsknowsbills

    LinkedIn: https://www.linkedin.com/company/mills-knows-bills

    Subscribe on YouTube for the latest from @MillsKnowsBills

    Link to video episode: https://youtu.be/hxsTDZ9sTiA

    00:00 Introduction to Mills Knows Bills

    00:53 Welcome Back and Episode Overview

    01:16 Meet Jill Healey

    02:31 Jill's Business and Challenges

    04:06 Budgeting and Financial Strategy

    07:00 Metrics and Performance Tracking

    11:41 Hiring and Management Tips

    15:42 Jill's Real Estate Journey

    16:46 Conclusion and Contact Information

    #financialpodcast #millsknowsbills #entrepreneurfinances #variableincome #floridarealtors

    18 min
  • How To Market Small Businesses

    Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions!

    In episode 23, Mills discusses effective marketing strategies with Devin Pope, managing director and senior advisor at Nilsine Partners. Join their insightful conversation on optimizing marketing dollars for small businesses, such as his for high net worth clientele. Learn about the significance of starting a podcast, structuring consistent content, and leveraging social media platforms to build trust and grow your business. Devin also shares his experience in wealth management and financial planning that led to his business ownership. Tune in for practical advice and strategies to enhance your own small business, and to help you make the most out of your marketing efforts (and dollars)!

    To connect with Devin:

    Website: https://nilsinepartners.com

    Email: [email protected]

    Do you have your own burning financial question for Mills?

    Contact her here:

    Email: [email protected]

    Website: https://MillsKnowsBills.com

    Instagram: https://instagram.com/@millsknowsbills

    LinkedIn: https://www.linkedin.com/company/mills-knows-bills

    Subscribe on YouTube for the latest from @MillsKnowsBills

    Link to video podcast episode: https://youtu.be/t4Cts00RpgQ

    00:00 Introduction to Mills Knows Bills

    00:53 Welcome Back to the Podcast: Today's Guest - Devin Pope

    01:50 Devin's Financial Question: Maximizing Marketing Dollars

    02:46 Mills' Advice: Starting a Podcast

    04:58 Consistency in Marketing: Social Media and Podcasts

    08:02 Planning and Recording Strategies

    11:21 Devin's Business and Services

    13:05 Conclusion and Final Thoughts

    #financialpodcast #millsknowsbills #entrepreneurfinances #variableincome #smallbusinessmarketing

    14 min
  • Common Mistakes Made By Young Businesses

    Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions!

    In episode 22, Mills welcomes "coffee-preneur" Eric Rowell of Grit and Grind Coffee, a mobile coffee company. The pair discuss common financial mistakes made by new business owners, including the importance of having a financial game plan, accurate bookkeeping, savings, and obtaining a line of credit. Eric shares his journey from real estate to owning several coffee trailers and brick-and-mortar stores, eventually franchising his business. They also cover strategies for optimizing business finances and the potential benefits of outsourcing bookkeeping duties, and more.

    Get helpful tips and actionable advice to help you manage and grow your own business.

    To connect with Eric:

    https://gritandgrind.coffee

    Do you have your own burning financial question for Mills? Contact her here:

    Email: [email protected]

    Website: https://MillsKnowsBills.com

    Instagram: https://instagram.com/@millsknowsbills

    LinkedIn: https://www.linkedin.com/company/mills-knows-bills

    YouTube: Subscribe for the latest video podcast episodes from @MillsKnowsBills

    00:00 Introduction to Mills Knows Bills

    00:28 Podcast Format and Goals

    01:14 Introducing the Guest: Eric Rowell

    01:30 Eric's Journey in the Coffee Industry

    02:05 Eric's Burning Financial Question

    02:58 Common Financial Mistakes by Entrepreneurs

    03:41 The Importance of Bookkeeping

    04:29 Building Savings and Emergency Funds

    05:36 Getting a Line of Credit

    06:42 Eric's Experience and Challenges

    08:29 Outsourcing Bookkeeping

    14:15 Grit and Grind: Business Model and Expansion

    16:43 Conclusion and Contact Information

    Link to video podcast episode on YouTube: https://youtu.be/0NMrjJJFqy8

    #financialpodcast #variableincome #millsknowsbills #entrepreneurialfinance #businessmistakes

    18 min
  • What To Avoid When Growing A Law Firm

    Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions!

    In this episode of Mills Knows Bills, Mills welcomes Matthew Wasserman, a personal injury attorney based in Orlando, Florida. Together, they discuss financial strategies vital for growing law firms, including the importance of budgeting, setting up separate accounts for savings, evaluating marketing spend, understanding detailed bookkeeping, and the strategic timing for hiring new staff. Matthew also emphasizes the importance of client experience and constant communication in personal injury cases.

    Get helpful tips and actionable advice to help you manage and grow your own business.

    To connect with Matthew:

    https://millertriallaw.com/attorneys/matthew-b-wasserman/

    Do you have your own burning financial question for Mills? Contact her here:

    Email: [email protected]

    Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills

    LinkedIn: https://www.linkedin.com/company/mills-knows-bills

    Subscribe for the latest on YouTube for the latest from @MillsKnowsBills

    Link to video podcast episode on YouTube: https://youtu.be/vDFqVEq_GCk

    00:00 Introduction to Mills Knows Bills Podcast

    01:13 Guest Introduction: Matthew Wasserman

    01:58 Common Financial Pitfalls for Growing Law Firms

    03:24 Detailed Financial Advice for Law Firms

    05:32 Q&A: Marketing and Staffing Strategies

    10:40 Final Thoughts and Recommendations

    13:20 Contact Information and Closing Remarks

    #financialpodcast #variableincome #millsknowsbills #entrepreneurialfinance #lawfirmgrowth

    15 min
  • How To Grow a Healthy Relationship With Money

    Welcome to the Mills Knows Bills Podcast! As always, we look forward to answering your burning financial questions.

    In this episode, host and CEO of Mills Knows Bills, Mills Bender, welcomes Kenney Baez of Freedom Wildlife. Although a successful business owner, Kenney struggles to maintain a positive financial mindset. Mills offers valuable tips on how to manage financial stress, reinforce positive financial habits, and the importance of having a supportive community. Tune in to learn how to turn financial struggles into success and meet a proactive "critter gitter" who ensures your home is pest-free and eco-friendly!

    To connect with Kenney and Freedom Wildlife:

    Website: https://freedomwildlife.com/

    Do you have your own burning financial question for Mills? Contact her here:

    Email: [email protected]

    Website: https://MillsKnowsBills.com

    Instagram: https://instagram.com/@millsknowsbills

    LinkedIn: https://www.linkedin.com/company/mills-knows-bills

    Subscribe for the latest on YouTube @MillsKnowsBills

    00:00 Introduction to Mills Knows Bills

    01:03 First In-Person Podcast Episode with Kenney

    01:31 Building a Positive Relationship with Money

    02:00 Mindset and Financial Health

    04:41 The Importance of Support Networks

    06:30 Kenney's Business and Services

    07:53 Conclusion and Thanks

    #financialpodcast #variableincome #millsknowsbills #entrepreneurialfinance #financialmindset

    9 min
  • Debt Financing vs. Equity Offer

    Welcome back to an all new season of the Mills Knows Bills Podcast! As always, we look forward to answering your burning financial questions. In this season 3 premiere episode, host Mills Bender welcomes Joey Schuster, CEO and founder of Real Review Response.

    Let's get to Joey's burning financial question!

    Mills and Joey discuss the key factors startup founders should consider when deciding between debt financing and offering equity to investors. Joey also shares insights on maintaining a balance between leveraging debt and having cash on hand, while Mills provides expert advice on business credit scores, strategic planning, and shopping for the best financial solutions. Additionally, Joey introduces his reputation management platform, Real Review Response, highlighting its importance for businesses, especially franchises, in managing reviews and SEO effectively.

    To connect with Joey and Real Review Response:

    https://realreviewresponse.com/

    https://joeyschuster.com/

    For the latest from the Mills Knows Bills Podcast, please subscribe on YouTube https://youtube.com/@MillsKnowsBills

    And, please feel free to email: [email protected]

    Also, you connect with Mills here:

    Instagram: https://instagram.com/@millsknowsbills

    LinkedIn: https://www.linkedin.com/company/mills-knows-bills

    Website: https://MillsKnowsBills.com

    00:00 Introduction to Mills Knows Bills Podcast

    00:53 Welcome Back and Episode Overview

    01:16 Guest Introduction: Joey Schuster

    01:33 Debt Financing vs. Equity: Key Considerations

    03:30 Factors in Debt Financing

    06:33 Balancing Debt and Cash Flow

    08:02 Joey Schuster on Reputation Management

    11:05 Conclusion and Final Thoughts

    #financialpodcast #millsknowsbills #variableincome #entrepreneurialfinance #startup

    12 min
  • How To Fund School Tuition

    Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions!

    In this insightful episode of the Mills Knows Bills podcast, Mills welcomes special guest Christine Chapman, owner of Chapman Education, to share her expertise on navigating the high costs of college tuition. The key topics include making informed college decisions, utilizing scholarships and grants, and financial advice for parents with children heading to college. Tune in to gain valuable tips and learn how to position your family for financial success when it comes to pursuing higher education.

    To connect with Christine:

    Visit: https://chapmaneducation.org/

    Via Instagram: https://www.instagram.com/chapmaneducationorg

    For more from Mills Knows Bills, and this podcast, subscribe on YouTube: https://youtube.com/@MillsKnowsBills

    Please feel free to email: [email protected]

    Also, you connect with Mills here:

    Instagram: https://instagram.com/@millsknowsbills

    LinkedIn: https://www.linkedin.com/company/mills-knows-bills

    Website: https://MillsKnowsBills.com

    And remember, if you're interested in taking part of our coaching programs or courses, be sure to mention our podcast to get a special discount!

    00:00 Introduction to Mills Knows Bills

    00:53 Special Guest: Christine from Chapman Education

    03:44 Christine's Burning Financial Question

    05:10 Mills' Advice on College Tuition

    11:26 Christine's Services and Contact Information

    16:23 Closing Remarks and Resources

    #financialpodcast #millsknowsbills #variableincome #collegetuition

    18 min
  • How To Structure Personal Injury Firms

    Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions!

    *Please note that we had some technical difficulties while shooting this episode. It in no way takes away from the valuable information that you will find!

    In this episode, Mills is joined by special guest Hope Soto, a personal injury lawyer from Miami. Hope seeks advice on how to structure her law firm's budget and manage finances while working on a contingency fee basis. Mills provides detailed strategies, including creating specific savings accounts and using the "profit first" method. The discussion also covers maximizing recovery for emotional damages in injury cases. Tune in for valuable financial tips and resources for financially structuring a legal firm.

    To connect with Hope:

    Website: https://www.sotolawfl.com/attorney-hope-soto/

    Instagram: https://www.instagram.com/hopesoto.esq/

    For more from Mills Knows Bills and the podcast, subscribe on YouTube: https://youtube.com/@MillsKnowsBills

    Please feel free to email: [email protected]

    Also, you connect with Mills here:

    Instagram: https://instagram.com/@millsknowsbills

    LinkedIn: https://www.linkedin.com/company/mills-knows-bills

    Website: https://MillsKnowsBills.com

    And remember, if you're interested in taking part of our coaching programs or courses, be sure to mention our podcast to get a special discount!

    00:00 Introduction to Mills Knows Bills Podcast

    01:07 Special Guest Introduction: Hope Soto

    01:56 Hope's Financial Question

    02:53 Mills' Financial Advice for Hope

    05:30 Implementing Financial Strategies

    05:46 Profit First Method Explained

    10:01 Hope's Legal Practice and Services

    11:57 Conclusion and Final Thoughts

    #financialpodcast #millsknowsbills #variableincome #financialstrategy #personalinjurylawfirm

    14 min
  • What Is a Fractional CFO?

    Welcome to the Mills Knows Bills podcast! In this solo cast episode, host Mills Bender, founder and CEO of Mills Knows Bills, explains the role and benefits of a fractional CFO for small business owners. Tune in to learn more about how a fractional CFO can provide high-quality financial management and support for your growing business.

    Whether it's through guest speakers, in-depth financial conversations, or a solo cast, Mills Knows Bills aims to help you master your money.

    Don't forget to subscribe on YouTube for the latest podcast episodes with answers to your burning financial questions! https://youtube.com/@MillsKnowsBills

    You can also find Mills on:

    Instagram: https://instagram.com/@millsknowsbills

    LinkedIn: https://www.linkedin.com/company/mills-knows-bills

    Website: https://MillsKnowsBills.com

    00:00 Introduction to Mills Knows Bills

    00:54 Understanding the Role of a Fractional CFO

    02:12 Why Hire a Fractional CFO?

    03:25 Benefits of Hiring a Fractional CFO

    04:53 How to Connect with Mills

    05:27 Conclusion and Final Thoughts

    #financialpodcast #millsknowsbills #variableincome #businessfinances

    6 min

About The Financial Operator

From the publisher's feed

I've spent over a decade in finance and operations, including seven years as an Operational CFO helping businesses through everything from growth to Chapter 11 bankruptcy. I've owned, scaled, and sold my own company, so I understand firsthand the pressure, risk, and grit it takes to be a business owner.