The Financial Operator

Overcome Hiring Hurdles: Recruitment & Staffing Solutions | The Mills Knows Bills Podcast Episode 45, Season 6

Link to video podcast episode: https://youtu.be/Xv-P3NQmAhc

Welcome to the Season 6 Premier of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this episode, Mills discusses effective hiring strategies with Brandon Robertson, a staffing and recruiting specialist and owner of a staffing business in Maitland, FL. Brandon shares his journey from a finance graduate to becoming a successful recruiter, offering insights into the proactive approaches of staffing, the importance of vetting candidates, and how businesses can align their hiring processes to achieve growth. Learn about tips on hiring the right people, scaling your business, and maximizing revenue by outsourcing recruitment.

To connect with Brandon:

https://icaconnects.com/

[email protected]

Do you have your own burning financial question for Mills or the MKB team?

Email: [email protected]

Website: https://MillsKnowsBills.com

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe for the latest podcast episodes and more from @MillsKnowsBills

00:00 Introduction to Mills Knows Bills

00:59 Meet Brandon Robertson

02:10 Brandon's Career Journey

05:18 Starting a Business During a Pandemic

10:00 The Importance of Hiring the Right People

12:10 Proactive vs. Reactive Recruiting

18:49 Challenges in the Staffing Industry

29:21 Advice for Business Owners and Candidates

36:25 Contact Information and Closing Remarks

#financialpodcast #millsknowsbills #businessfinance #podcast #hiringstrategies #variableincome #smallbusinessowner

Family and Finance: Finding Balance as a Business Owner | The Mills Knows Bills Podcast Episode 44, Season 5

Link to video podcast episode: https://youtu.be/kCErz5p6h6g

Welcome to the Season 5 Finale of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this episode, Mills once again sits down with guests Drew Clukey and Tyler Tebault of Clukey & Tebault for a casual, fun, and engaging conversation. They discuss various topics such as parenting challenges, favorite sports for their kids, and effective financial management. Mills also shares insights into her role as a fractional CFO, the importance of security in business operations, and how her company helps clients with strategic financial planning. Tune in for valuable nuggets of information and a light-hearted discussion on balancing business and family life.

To connect with Tyler and Drew:

Website: https://www.clukeyandtebault.com/

Tel: (904) 679-3119

Email: [email protected]

Do you have your own burning financial question for Mills or the MKB team?

Email: [email protected]

Website: https://MillsKnowsBills.com

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe on YouTube for the latest from MKB @MillsKnowsBills

00:00 Introduction and Recap 00:38 Hot Seat Questions Begin 00:47 Family Life and Parenting 02:01 Sports Preferences 03:06 Business Philosophy and Operations 07:27 Day-to-Day as a CEO 10:25 Client Acquisition Stories 11:56 Casual Conversations and Wrap-Up

#millsknowsbills #financialpodcast #mkb #podcast #businesstaxes #businessowner #entrepreneurfinances #variableincome

Demystifying Taxes: Insights for Business Owners | The Mills Knows Bills Podcast Episode 43, Season 5

Link to video podcast episode: https://youtu.be/CykZRwgPKZQ

Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this episode, Mills is joined by tax strategists Drew Clukey and Tyler Tebault of Clukey & Tebault to discuss crucial topics around tax planning and strategies for business owners. They explore the importance of proactive tax planning, differentiate between accountants and tax strategists, and debunk common tax myths. The guests also share personal anecdotes from their careers, provide advice for new business owners, and highlight the value of consistent communication with your tax professional. This episode is packed with expert insights to help you navigate your taxes more effectively and avoid common pitfalls.

To connect with Tyler and Drew:

Website: https://www.clukeyandtebault.com/

Tel: (904) 679-3119

Email: [email protected]

Do you have your own burning financial question for Mills or the MKB team?

Email: [email protected]

Website: https://MillsKnowsBills.com

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe on YouTube for the latest from MKB @MillsKnowsBills

00:00 Introduction to Mills Knows Bills

00:53 Meet the Guests: Drew and Tyler

02:12 Nationwide Services and Common Tax Myths

02:55 Social Media Tax Advice: Myths and Realities

06:51 The Importance of Tax Planning

13:52 Understanding Tax Strategies vs. Accounting

17:29 Common Tax Questions and Misconceptions

22:49 Debunking the Myth: Is It Too Late to Establish an LLC?

23:19 S Corp vs. Other Business Structures: What You Need to Know

24:18 Common Misconceptions About Business Taxes

24:59 The Importance of Consistent Communication with Your CPA

26:05 Why Business Owners Hesitate to Reach Out to Their Accountants

28:14 Favorite Industries and Clients: A CPA's Perspective

31:13 Building Strong Client Relationships

36:11 Handling Tax Questions and Common Pitfalls

37:53 Biggest Challenges and Success Stories

41:52 Innovative Tools and Team Collaboration

43:30 Final Thoughts and Contact Information

#millsknowsbills #financialpodcast #mkb #podcast #businesstaxes #businessowner #entrepreneurfinances #variableincome

Finance Meets Fun: Awkward Queries and Financial Wisdom | The MKB Podcast Episode 42, Season 5

Link to video podcast episode: https://youtu.be/YxdpFewH59M

Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this entertaining episode, Mills once again welcomes Chloe Peña from Day of Socials. The fun begins with a surprise unscripted start and quickly dives into a series of funny and awkward questions prepared by Josh from C47 Films. Highlights include debates around coaching toddlers versus CEOs, a kitchen-based explanation of ROI, and creative business expense justifications. Mills and Chloe also share personal insights into college experiences, advice on handling business finances, and the importance of intentional communication. Join them for laughter, unexpected revelations, and deep reflections on life as entrepreneurs.

Catch Chloe's previous episode on YouTube:

https://youtu.be/SZrDcmaALXo

To connect with Chloe:

https://www.instagram.com/dayofsocials

Do you have your own burning financial question for Mills or the MKB team?

Email: [email protected]

Website: https://MillsKnowsBills.com

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

00:00 Starting Off with a Bang

00:48 Meet the Guest: Chloe Peña 0

1:34 Inappropriate Questions Begin

03:10 ROI Explained with Kitchen Ingredients

05:01 Creative Client Expenses

06:38 Pizza, Cigars, and Personal Preferences

08:11 Quirky Client Requests

10:38 College Lessons and Regrets

15:56 Business Advice for Non-Math People

19:03 Wrapping Up with Inappropriate Questions

#financialpodcast #millsknowsbills #podcast #entrepreneurialfinance #variableincome #socialmediamarketing #socialmediastrategy

Mastering Social Media for Business Growth | The Mills Knows Bills Podcast Episode 41, Season 5

Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this episode, Mills Bender, is joined by Chloe Peña, CEO and founder of Day of Socials (and Mills' own social media strategist). They discuss essential strategies for managing fluctuating incomes, improving personal and professional finances, and the importance of consistency in marketing, all with a focus on a social media presence. Chloe shares her thoughts on creating impactful social media content, the significance of showing up authentically, and offers practical advice for business owners looking to elevate their marketing strategies. Tune in to learn how to master your money and get Chloe's valuable insight into optimizing your social media presence for long-term success!

To connect with Chloe:

https://www.instagram.com/dayofsocials

Do you have your own burning financial question for Mills or the MKB team?

Email: [email protected]

Website: https://MillsKnowsBills.com

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe on YouTube for the latest podcast episodes and more from MKB @MillsKnowsBills

00:00 Introduction to Mills Knows Bills

01:32 Meet Chloe Peña The Marketing Guru

03:24 The Heart of Day of Socials

04:58 The Reality of Social Media Virality

07:21 Consistency Over Virality

11:16 Authenticity in Social Media

14:30 Fun and Personality in Content Creation

16:36 The Mission Behind Day of Socials

18:25 The Art of Content Creation

19:28 Spicy Lip Gloss and Team Bonding

19:55 Future Plans for DOS

21:39 Marketing Strategies and Business Growth

23:36 Reel Ideas for Different Industries

28:41 Overcoming Imposter Syndrome

31:25 Getting Out of Your Own Head

38:26 Contact Information and Conclusion

#financialpodcast #millsknowsbills #podcast #entrepreneurialfinance #variableincome #socialmediamarketing #socialmediastrategy

Strategic Financing: Essential Tips for Borrowers | The Mills Knows Bills Podcast Episode 40, Season 5

Link to video podcast episode: https://youtu.be/E4kZ8CRQLXE

Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this episode, Mills is joined once again by commercial financing expert Brett Childers. This time, Brett takes the lead, asking Mills about how CFOs can help business owners stand out and prepare for successful loan applications. They dive into the intricacies of evaluating solvency, aligning financial strategies with lending requirements, and the importance of knowing your numbers. They also discuss real-life challenges in cash flow management and the nuances of onboarding new clients. Tune in for valuable insights and strategies tailored for both new and seasoned business owners.

To connect with Brett:

321.356.3860

Do you have your own burning financial question for Mills or the MKB team?

Email: [email protected]

Website: https://MillsKnowsBills.com

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe for the latest podcast episodes and more from MKB!

00:00 Introduction and Recap

00:35 Turning the Tables: Brett's Questions

00:53 Preparing for Business Loans

03:22 Onboarding New Clients

05:25 Challenges in Business Growth

06:08 Client Success Story

09:00 The Importance of Knowing Your Numbers

11:18 Services and Client Engagement

14:23 Focus on Blue Collar Businesses

16:05 Conclusion and Contact Information

#financialpodcast #millsknowsbills #podcast #entrepreneurfinances #variableincome #businessfinances #commerciallending #businessloans

Commercial Lending: Smart Borrowing for Business Growth | The Mills Knows Bills Podcast Episode 39, Season 5

Link to video podcast episode: https://youtu.be/ptRt4SipoPE

Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this episode, Mills welcomes guest Brett Childers, an expert with over 24 years of experience in commercial lending. Brett discusses his transition into consulting for credit unions and small banks to enhance their commercial and small business sectors. The podcast delves into the most common types of business loans, the importance of pairing with the right consultant, and the pitfalls business owners face in securing financing. Brett shares insights on overcoming lending challenges and offers advice on ensuring sustainable business growth. This episode is a must-watch for variable income earners and business owners looking to master their financial strategies by borrowing wisely!

To connect with Brett:

321.356.3860

Do you have your own burning financial question for Mills or the MKB team?

Email: [email protected]

Website: https://MillsKnowsBills.com

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

00:00 Introduction to Mills Knows Bills

00:53 Meet Our Guest: Brett Childers

01:29 Brett's Journey in Commercial Lending

02:53 Understanding Business Loans

06:52 The Importance of Debt Service

08:39 Real-Life Lending Stories

20:14 Navigating Business Credit

27:58 Environmental Considerations in Lending

30:34 Final Advice and Contact Information

#financialpodcast #millsknowsbills #podcast #businessinsurance #entrepreneurfinances #variableincome #businessfinances #commerciallending #businessloans

From Cashflow to Marketing: Crucial Financial Metrics | The Mills Knows Bills Podcast Episode 38, Season 5

Link to video podcast episode: https://youtu.be/wf-oDMvCAEk

Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this episode, Mills welcomes insurance specialist Jeff Rountree back to the show to continue the conversation about crucial financial metrics every business owner should monitor. Mills highlights the importance of cash flow projection and tracking your company's net worth. They also discuss strategic marketing techniques, particularly the importance of consistency and doubling down during slower seasons. Lastly, Mills provides insightful advice on financial planning to support growth and operational strategies. Don't miss out on these invaluable tips for ensuring a healthy financial trajectory for your business!

To connect with Jeff:

Website: https://www.therountreeagency.com/

Office phone: 904.539.4637

Do you have your own burning financial question for Mills or the MKB team?

Email: [email protected]

Website: https://MillsKnowsBills.com

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

00:00 Introduction and Welcome

00:46 Key Financial Metrics for Business Owners

01:54 Indicators of Financial Health

02:54 Effective Marketing Strategies

05:00 Financial Strategies for Growth

07:04 Conclusion and Next Steps

#financialpodcast #millsknowsbills #podcast #businessinsurance #entrepreneurfinances #variableincome #financialmetrics #businessfinance

Commercial Insurance: Protecting Your Business Legacy With Engaging Tips from an Insurance Specialist | The Mills Knows Bills Podcast Episode 37, Season 5

Link to video podcast episode: https://youtu.be/r2iIjRHSod0

Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this season premier episode, Mills welcomes Jeff Rountree, an expert in commercial insurance, to discuss the importance of insurance for business owners. They dive deep into the significant role that insurance plays in protecting businesses, especially those with variable incomes, and how it helps to mitigate risks. Jeff shares his extensive experience and explains various types of insurance coverages, including Employment Practices Liability Insurance (EPLI) and the innovative concept of Captive Insurance. The episode also covers practical advice for business owners on when to review insurance policies, how to handle new hires, and the considerable advantages of being proactive about insurance. With an engaging discussion and useful tips, this podcast is a must-listen for any business owner looking to safeguard their financial future.

To connect with Jeff:

Website: https://www.therountreeagency.com/

Office phone: 904.539.4637

Do you have your own burning financial question for Mills or the MKB team?

Email: [email protected]

Website: https://MillsKnowsBills.com

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe to our YouTube channel for the latest from The Mills Knows Bills Podcast and MKB:

https://youtube.com/@MillsKnowsBills

00:00 Introduction to The Mills Knows Bills Podcast

01:04 Season Kickoff and New Format

01:34 Guest Introduction: Jeff Rountree

01:53 Jeff's Journey into Insurance

04:47 Understanding Business Insurance

06:42 Common Insurance Mistakes

10:39 Advice for Business Owners

28:52 Captive Insurance Explained

34:51 Contact Information and Conclusion

#financialpodcast #millsknowsbills #podcast #entrepreneurfinances #variableincome #insurance #commercialinsurance #businessinsurance

Growth Mindset: How a Growth Mindset Can Lead to Health and Wealth | The MKB Podcast Episode 36, Season 4 Finale

Link to video podcast episode: https://youtu.be/Ny6WMkawLv0

Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

Welcome to the final episode of season 4! In this finale, Mills discusses the importance of financial management for blue-collar business owners with Joe Gallo, one of MKB's sales and account managers. Together, they explore how poor financial decisions impact employee morale and business growth, share insights on proactive financial planning, and emphasize the significance of taking care of your team. Don't miss this insightful conversation on mastering fluctuating incomes and creating a financially healthy business environment.

Contact Gallo here for more information:

[email protected]

Do you have your own burning financial question for Mills or the MKB team?

Email: [email protected]

Website: https://MillsKnowsBills.com

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe on YouTube for the latest from The Mills Knows Bills Podcast and MKB: https://youtube.com/@MillsKnowsBills

00:00 Welcome to Mills Knows Bills

01:10 Introducing Gallo: A New Perspective

02:21 Challenges Faced by Blue Collar Employees

04:00 The Importance of Financial Management

09:08 Proactive Financial Planning

10:31 Advice for Blue Collar Business Owners

11:45 Conclusion and Contact Information

#financialpodcast #millsknowsbills #MKB #podcast #financialquestions #variableincome #smallbusinessfinance #entrepreneurfinances #growthmindset