The Financial Operator

Understanding Credit: Tips to Empower Businesses | The Mills Knows Bills Podcast Episode 55, Season 7

Link to video episode: https://youtu.be/EXOIT3XJg10

Welcome to Season 7 of The Mills Knows Bills Podcast! Host Mills Bender, founder and current CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively.

In this season premier episode, Mills welcomes business credit expert Paul Childers of BlueSky Biz Solutions. With over three years in the business credit repair and building space, Paul shares invaluable insights on the importance of separating business credit from personal credit. They discuss real-life examples, common misconceptions, and practical tips on how to manage and leverage business credit effectively. Paul also shares some of his success stories, helping business owners navigate the complex world of financing and credit. Tune in to learn how to build robust business credit, improve personal finances, and make informed financial decisions!

For more personalized advice, contact Paul through his social media or website:https://blueskybizpro.com/

Don't forget to subscribe for the latest podcast episodes and more from @mkbcfo

Do you have your own financial questions for MKB? Please visit: Website: https://mkbcfo.com Instagram: https://www.instagram.com/mkb_cfo/ Facebook: https://www.facebook.com/mkbcfo LinkedIn: https://www.linkedin.com/company/mkbcfo

00:00 Welcome and Guest Introduction 00:26 Understanding Business Credit 02:01 Importance of Business Credit 04:10 Challenges with Banks and Business Credit 05:51 Asking the Right Questions 08:00 Resources for Business Owners 09:53 Paul's Journey into Business Credit 13:27 Working with Blue Collar Industries 17:42 The Impact of Business Credit on Personal Finances 18:24 Common Misconceptions About Business Credit 20:11 The Truth About Personal Guarantees 22:17 How We Help Businesses Navigate Credit Challenges 28:04 Success Stories: Real Business Transformations 32:23 How to Reach Out for Help

#millsknowsbills #mkb #financialpodcast #businessfinance #entrepreneurialfinance #businessowner #businesscredit #personalcredit #debtmanagement

Level Up Your Business Game | The Best of Season 6 | The MKB Podcast Episode 54

Link to video podcast episode: https://youtu.be/n3hOLN0oVCs

Welcome to Mills Knows Bills and the MKB Podcast! Get ready for another value-packed episode of MKB with your host, Mills Bender, and relive the best moments of season 6! Dive into business transitions, exits, and scaling with purpose. From mastering your first hire to strategic real estate investing, this episode has it all. 💡 Whether you're an entrepreneur, investor, or someone just getting started, this episode is filled with the insights you need! 🚀 Don't miss it!

Like, share, and comment with your favorite moments from the MKB podcast. Don't forget to subscribe on YouTube for the latest podcast episodes and more from @mkbcfo

#millsknowsbills #mkb #financialpodcast #fractionalcfo #businessfinance #businessowner #businessscaling #bestmoments #bestpodcastmoments

The ROI of Sharing Knowledge | The Best of Season 5 | The MKB Podcast Episode 53

Link to video podcast episode: https://youtu.be/Wzl8rvceuxU

Welcome to Mills Knows Bills and the MKB Podcast! Join us for a wild ride through some of the best moments of Season 5! 🎉 Join Michelle, our new AI narrator, as she tackles everything from crushing high-stakes cash flow issues to overcoming social media insecurities and even breaking down ROI with a steak analogy! 🍖 Whether you're a business newbie or a seasoned entrepreneur, you'll laugh, learn, and nod along with us. Plus, discover the power of community banks and their role in making dreams come true. Buckle up for laughs, lessons, and life-changing tips! 🚀📊

Like, share, and comment with your favorite moments from the MKB podcast. Don't forget to subscribe for the latest podcast episodes and more from @mkbcfo

00:00 Introduction to Mills Knows Bills and the MKB Podcast 00:30 Cash Flow Strategy Masterclass 04:45 Overcoming Social Media Insecurities 09:18 Critical Financial Metrics for Business Owners 13:38 Explaining ROI with a Savory Metaphor 16:48 The Power of Community Banks 20:29 Conclusion and Season Wrap-Up

#mkb #millsknowsbills #fractionalcfo #businessfinance #financialpodcast #bestmoments #bestpodcastmoments

Unlock Potential: From Financial Challenges to Business Growth | The Mills Knows Bills Podcast Episode 52

Link to video podcast episode: https://youtu.be/nTxzF6P_tYc

Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

Join Mills for part two of an insightful conversation with Dan Workman of Identity Graphx. In this episode, they dive deep into the crucial topic of cash flow management, discussing common financial challenges faced by blue-collar and white-collar business owners alike. Learn proactive strategies for maintaining cash flow, leveraging debt wisely, and preparing for seasonal fluctuations. Dan also shares his personal journey into financial planning and offers valuable advice for business owners at various stages. Don't miss the chance to enhance your financial acumen and make more strategic operational decisions.

To connect with Dan: [email protected]

Do you have your own burning financial question for Mills or the MKB team? Email: [email protected] Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe on YouTube for the latest podcast episodes and more from MKB @mkbcfo

00:00 Welcome Back to The Mills Knows Bills Podcast 00:53 Understanding Cash Flow Challenges 03:10 Strategic Financial Planning for Seasonal Businesses 06:34 Overcoming Limiting Beliefs About Debt 12:14 The Journey to Becoming a Fractional CFO 16:47 Balancing Business Growth and Family Life 21:50 Advice for New Business Owners 25:58 Closing Remarks and Next Steps

#millsknowsbills #financialpodcast #businessfinance #entrepreneurialfinance #businessowner #fractionalcfo #businessgrowth #cashflow #seasonalbusiness #debtmanagement

Wrapping Up Success: Passion & Profit in Automotive | The Mills Knows Bills Podcast Episode 51, Season 6

Link to video podcast episode: https://youtu.be/9yLozliZQDc

Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this episode, Mills speaks with Dan Workman, a successful entrepreneur and CEO of Identity Graphx. Dan shares his journey from starting his first business at 12 years old to running a thriving vehicle wrap company. Dan explains the immense value of vehicle wraps in business marketing, citing data on their cost-efficiency and effectiveness in building brand recognition. He also discusses his collaborations in founding Wrap Shop Academy, a program designed to help other entrepreneurs succeed in the vehicle wrap industry. This episode is a must-watch for any business owner considering vehicle wraps as part of their marketing strategy, or looking to dive into the vehicle wrap business themselves.

To connect with Dan: [email protected]

Do you have your own burning financial question for Mills or the MKB team? Email: [email protected] Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe on YouTube for the latest podcast episodes and more from MKB ⁨@MillsKnowsBills⁩

00:00 Introduction and Guest Welcome 01:12 Dan's Entrepreneurial Journey Begins 04:16 From Window Washing to Vehicle Wraps 07:13 The Impact of Vehicle Wraps on Business 14:04 Challenges and Growth in the Wrap Business 25:20 Wrap Shop Academy and Future Plans 31:51 Conclusion and Contact Information

#millsknowsbills #financialpodcast #businessfinance #entrepreneurialfinance #businessowner #carwrap #vehiclewrap

Baby Business: Growing a Company & a Family | The Mills Knows Bills Podcast Episode 50, Season 6

Link to video podcast episode: https://youtu.be/oDc-kDVEYHM

Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this episode, Mills continues her conversation with entrepreneur Trent Meyer. In a special announcement, Trent reveals that he and his wife Ashley are expecting their first child. The discussion centers around balancing entrepreneurship and parenting, offering tips for setting boundaries, time management, and providing support as a husband during and after childbirth. Mills shares her personal experiences and insights on maintaining a healthy work-life balance, preparing for paternity leave, and effective communication during pregnancy. Tune in for valuable advice and to celebrate this exciting new chapter in Trent's life.

To connect with Trent: https://www.instagram.com/trentmeyer727 https://www.facebook.com/MeYeR986

Do you have your own burning financial question for Mills or the MKB team? Email: [email protected] Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe on YouTube for the latest podcast episodes and more from MKB ⁨@MillsKnowsBills⁩

00:00 Introduction and Recap 01:11 Exciting News from Trent 01:58 Entrepreneurship and Parenthood 04:57 Tips for Supporting Your Partner 07:55 Deciding on Finding Out the Baby's Gender 10:33 Conclusion and Farewell

#millsknowsbills #financialpodcast #businessfinance #entrepreneurialfinance #businessowner #marineconstruction #parenthood

Constructing Success: From Hobby to Thriving Business | The Mills Knows Bills Podcast Episode 49, Season 6

Link to video podcast episode: https://youtu.be/092kpLwu7Xk

Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this insightful episode, Mills is joined by friend and successful entrepreneur Trent Meyer. They delve into Trent's journey from an unexpected start in marine construction to scaling a thriving engineering and permitting company in the Florida Keys. Trent shares the pivotal moments and strategies that contributed to his business growth, offering valuable insights on hiring, training, leveraging technology, and maximizing impact with minimal effort. Whether you're starting or scaling your business, Trent's story and practical tips are sure to inspire. Don't miss out as they explore how simple, yet effective steps can lead to immense growth. Stay tuned for part two next week!

To connect with Trent: https://www.instagram.com/trentmeyer727 https://www.facebook.com/MeYeR986

Do you have your own burning financial question for Mills or the MKB team? Email: [email protected] Website: https://MillsKnowsBills.com Instagram: https://instagram.com/@millsknowsbills LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe for the latest podcast episodes and more from MKB on YouTube ⁨@MillsKnowsBills⁩

00:00 Introduction and Guest Welcome 00:44 Trent's Background and Business Journey 03:00 Challenges and Growth in Marine Construction 08:33 Scaling the Business and Implementing Systems 11:16 Hiring and Delegation Strategies 20:30 The Reality of Island Living 21:04 Training Challenges and Solutions 22:17 Updating and Improving SOPs 23:44 The Importance of Stepping Back 26:09 Replacing Yourself in Business 29:36 Starting a Business from Scratch 33:10 High Leverage Opportunities 36:46 Wrapping Up and Contact Information

#millsknowsbills #financialpodcast #businessfinance #entrepreneurialfinance #buisnessowner #marineconstruction

A Fractional CFO's Journey | The Mills Knows Bills Podcast Episode 48, Season 6

Link to video podcast episode: https://youtu.be/rmaNWgo8As0

Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In the previous episode, Mills welcomed business broker Carey Sobel to the podcast. Join her this time around as she answers Carey's questions about the inception and growth of her business. Mills shares her journey from working at her parents' print shop to launching MKB, her initial focus on consulting and coaching, and eventually providing fractional CFO services. Learn about her approach to work-life balance, overcoming shyness, setting boundaries, and her plans for the future, including developing streamlined software for financial management.

To connect with Carey:

[email protected] (Boss Group International)

[email protected] (Coastal Investments)

Do you have your own burning financial question for Mills or the MKB team?

Email: [email protected]

Website: https://MillsKnowsBills.com

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe for the latest podcast episodes and more from MKB @MillsKnowsBills

00:00 Introduction and Welcome 00:35 Starting MKB: The Journey Begins 03:06 The Shift to Fractional CFO Services 04:24 Growth and Expansion Plans 11:40 Balancing Work and Personal Life 19:05 Conclusion and Future Outlook

#millsknowsbills #businessfinance #entrepreneurialfinance #fractionalcfo #worklifebalance #worklifebalancegoals

Building to Sell: Business Brokerage & Alternative Investments | The Mills Knows Bills Podcast EP 47, Season 6

Link to video podcast episode: https://youtu.be/iPFpeWQX9Sk

Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this insightful episode, Mills dives deep into the world of business brokerage and alternative investments with special guest, Carey Sobel from Boss Group International. They discuss the emotional process of selling a business, the importance of having a growth and exit strategy, and how Coastal Investment Company provides unique alternative investment opportunities tailored for business owners looking to maximize their returns. Whether you're a business owner aiming to exit or an accredited investor interested in alternative assets, this episode is packed with valuable insights to help you master your financial journey.

To connect with Carey:

[email protected] (Boss Group International)

[email protected] (Coastal Investments)

Do you have your own burning financial question for Mills or the MKB team?

Email: [email protected]

Website: https://MillsKnowsBills.com

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe for the latest podcast episodes and more from MKB on YouTube @MillsKnowsBills

00:00 Introduction to Mills Knows Bills 00:58 Meet Carey: A Special Guest 01:54 Carey's Background and Career 05:05 Understanding Business Brokerage and M&A 09:39 Challenges and Strategies for Business Owners 13:45 The Importance of Financial Planning 20:14 Diverse Business Ventures and Lessons Learned 22:18 Realizing the Passion for Helping Others Exit Businesses 23:20 The Emotional Process of Selling a Business 24:06 The Importance of Education and Negotiation in Business Sales 25:17 The Role of Business Brokers and Financial Institutions 27:47 Advice for Business Owners on Financials, Operations, and Marketing 35:32 The Value of Diversified Investments and Coastal's Approach 45:37 Conclusion and Contact Information

#millsknowsbills #businessfinance #entrepreneurialfinance #businessbrokerage #alternativeinvestments #businesssales

Scaling Smarter: Balancing Business & Family | The Mills Knows Bills Podcast Episode 46, Season 6

Link to video podcast episode: https://youtu.be/-PLC3Fe5fbk

Welcome to the Season 6 Premier of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

In this episode of MKB, guest Brandon Roberts, owner of Integrity Staffing Agency, turns the table on Mills! Brandon takes the reins, interviewing Mills about her journey into finance, the challenges of scaling her business with young children, and her ambitious goal to transform MKB into a fintech company. They explore balancing parental responsibilities with entrepreneurial goals, the importance of setting boundaries, and valuable lessons from past business experiences. Mills also shares her favorite business book and the empowering impact of speaking engagements.

To connect with Brandon:

https://icaconnects.com/

[email protected]

Do you have your own burning financial question for Mills or the MKB team?

Email: [email protected]

Website: https://MillsKnowsBills.com

Instagram: https://instagram.com/@millsknowsbills

LinkedIn: https://www.linkedin.com/company/mills-knows-bills

Subscribe for the latest podcast episodes and more from MKB on YouTube @MillsKnowsBills

00:00 Introduction and Guest Reintroduction 00:39 Early Career and Discovering Finance 01:58 Challenges of Growing a Business 03:27 Goals and Vision for the Future 05:02 Balancing Work and Family Life 09:25 Lessons Learned and Final Thoughts 11:45 Conclusion and Farewell

#millsknowsbills #podcast #financialpodcast #businessfinance #businessscaling #entrepreneurmindset #variableincome #hiringstrategies