This week’s podcast is an epic one!

I talked to Linda Locke, accomplished leader in the advertising industry, IVF warrior, children’s book author and great grandniece of Agnes Joaquim, the brilliant woman who created the first hybrid orchid and Singapore’s national flower, the Vanda Miss Joaquim orchid in 1893.

We talked about her advancement as graphic designer to senior leadership in the tough industry of advertising, her heart wrenching and triumphant journey with IVF, how she helped to shape the history of IVF in Singapore and so much more. 

Linda shares her wisdom about succeeding as a woman in a fast-paced, highly demanding industry like advertising and when she switched gears with her decision to become a mom. That decision led her right into her next role as IVF warrior and again, Linda is a trailblazer here, helping to shape Singapore’s IVF policy. 

Here are the key points Linda touches on about that she thinks helped her succeed:

• Be persistent in getting the results you want.
• When things don’t work out the way you want them to or when you encounter challenges, overcome them if you can. If you can’t, find a way to work around them. 
• Look for solutions and learn how to communicate your ideas and solutions effectively so that people buy into your vision.
• Get the results for people so that they trust that you’re the person who can help them.
• Build trust by being authentic so people know what they see is what they get.
• Be transparent and direct with the truth.
• Be self-aware and know your strengths and weaknesses. Use your strengths and have people around you who can complement your weaknesses.
• Have mentors who can guide you and help you get better at what you do.
• Don’t be afraid to ask questions when you don’t know, then apply what you learnt. 
• Think big, have a vision that’s beyond yourself, then find the resources to make that vision happen.

Linda’s tenacity and resilience is clear when you hear her talk about her career and  IVF journey. You will be inspired. 

This was such a wonderful conversation, I’m sure you’ll enjoy it and learn a lot in the process!

RESOURCES

Episode with Lagom Kids

Godmotherbooks website

Godmotherbooks Instagram

Linda Locke’s books on Epigram

https://www.linkedin.com/in/sharonsinghsidhu/

In this episode, I share the 3 phases that help me pay off debt and still live a fulfilling life. 

The usual advice you hear about debt repayment is all about the things you can’t, shouldn’t, and mustn’t have, like not having frivolous indulgences in lattes, eating out, or buying something just because you like it.

You often also hear about all the must’s, should’s, have-to’s when it comes to debt, like you must throw all your available cash on paying off ALL your debt as quickly as possible, and especially attack those with high interest rates. You also must cut up all your credit cards and only use cash.

I found this kind of advice to be incomplete, so I came up with my own set of processes that has enabled me to pay off over $355k of debt without putting my life on hold. If you’re like me and have a huge debt that would take a while to pay off, you may want to reconsider the conventional advice about using all your available cash on debt repayment. It could actually backfire and leave you deeper in debt and living a small, limited life.

Listen to this episode to discover a different approach to dealing with debt.

If you want the details of these 3 phases, then download my FREE guide at https://twopointzero.me/guide

https://www.linkedin.com/in/sharonsinghsidhu/

In today’s episode, I share the 8 ways I learned to stop worrying about not having enough money. This scarcity thinking that I’d run out of money even when I was objectively earning good money used to keep me awake and caused tensions in my relationships.

When I started implementing these in my life, I realised that my thoughts are just thoughts. And since my thoughts create my reality, I could change my reality by changing my thoughts. Sometimes that’s easier said than done. We need to take action and gather the evidence to prove it to ourselves. 

I go into more detail about how to do this in today’s podcast episode.

P.S. Book a FREE 30-minute ‘GET YOUR FINANCES ORGANISED’ AUDIT call and I’ll show you the steps you need to take to stop procrastinating and take action to get clear and confident about your finances so you can effectively create and make progress towards the life you want! Go to: https://calendly.com/sharonsinghsidhu/organised or my bio for the link to book your free call.

Resources

Episode 046 - Why Giving Up Is A Great Way To Help You Get What You Want

Episode 056 - The Real Purpose of Goals

Free Guide - The Complete Guide to Financial Freedom (Women’s Edition)

Free Bookmark - 8 Ways To Stop Worrying About Not Having Enough Money

The 12 Universal Laws - Mind Body Green

https://www.linkedin.com/in/sharonsinghsidhu/

When I started the podcast, my objective was to encourage people going through difficult financial times because of the COVID-19 pandemic.

If you’re currently in a place where you don’t want to be financially, then I hope this episode serves as an encouragement and reminder, plus gives you practical steps to take to improve your situation.

Also, don’t forget to download my free guide if you want to learn how to stop feeling scared and worried about money and be financially confident, courageous and calm. 

Just go to: https://twopointzero.me/guide

https://www.linkedin.com/in/sharonsinghsidhu/

In this episode, I share how it’s not your inability to save, budget, invest or be responsible with money that’s keeping you trapped in unwanted financial situations. 

It’s shame and deprivation that are driving your relationship with money. 

Shame is rooted in feelings of unworthiness.

When you feel unworthy, you start depriving yourself because you feel like you don’t deserve.

Knowing the root of your shame and deprivation enables you to stop engaging in unhealthy financial behaviours like wanting to be financially successful to be respected, accepted and loved.

Listen to this episode to learn why you need to address the areas of shame and deprivation in your life if you want real freedom. 

https://www.linkedin.com/in/sharonsinghsidhu/

Your relationship with money is the #1 predictor of your financial success.

Money can make you feel free, abundant, at ease or powerful and money can also make you feel trapped in scarcity, fear of losing it, feel ill at ease, and powerless.

It all depends on how you relate with money.

l freedom, peace of mind and security don’t lie in accumulating more wealth alone. You can choose how you want to relate with money from now on to change the trajectory of your financial lives.

Find your reason for wanting to improve your financial situation that will bring you through the days where you really don’t feel like doing what it takes to develop a healthier relationship with money.

Until we take an honest look at the real nature of our relationship with money, we’ll continue to be stuck in patterns of behaviour and circumstances in our financial lives that we don’t want to be in.

You need to understand your relationship with money from a psychological, emotional, mental, spiritual and physical perspective. Our relationship with money and therefore our financial success doesn’t only involve the mental and logical side of budgeting, investing or making a financial plan. It involves taking care of yourself as an entire human being and that’s why we need to look at you as a person holistically, not just from one logical dimension. 

Listen to this episode to learn more about what having a relationship with money means! 

If you’re interested to learn more about yourself and your relationship with money, I’d like to invite you to join my program, Mindfulness In Money. I go through a 12-step framework to guide you through the process of understanding your relationship with money from a psychological, emotional, mental, spiritual and physical perspective. 

This is a 12-week program where I go through each of these steps in LIVE sessions in a class. Besides going through the 12 steps, there’s also small group discussion, hands-on experiential activities and feedback from me and fellow students so you’re never alone on this journey. 

The next class will be from January 2022 and runs up to March 2022. Registration is now open and you can find out more at https://twopointzero.me/program

I would love to meet you in the program!

https://www.linkedin.com/in/sharonsinghsidhu/

When I embarked on my journey to find out how I could live a financially free life where I could break free from the tyranny of being worried and stressed out about not having enough money for the lifestyle I wanted for me and our kids, I never thought I'd find it in MINDFULNESS.

As I delved deeper into mindfulness, I discovered that practising mindfulness is exactly the thing that brought the peace of mind, confidence and a sense of abundance and gratitude about money that I was searching for. It wasn’t making more money that did it for me. It was through mindfulness that I found the security and reassurance I'd always been looking for externally - be that in other people, my education and qualifications or my job. 

The practice of mindfulness has helped me to stop stressing about money and still enjoy life, even while paying off our 6-figure business debt, even through having my income reduced because of the pandemic, and living with the uncertainties of corporate life during a period of mergers and acquisitions. 

Listen to this episode to learn how mindfulness can help you stress less over your money and financial life.

Finally, if you found this episode useful, please share it with someone you think would benefit from it, and follow the show on Apple Podcast and leave a review.

https://www.linkedin.com/in/sharonsinghsidhu/

This week’s episode is a fun one with Anna & Toni who run Lagom Kids, the first homegrown kids retail and activity brand to use comfort, exploration and experience to inspire play to learn and discover this beautiful world of ours. 

Lagom is a Swedish word that means “just right” and Anna & Toni share how they are using the theme of Goldilocks & The Three Bears to bring children on a journey of self-discovery and growth with the idea of "not too little and not too much" by seeking out what is "just right" for them. This is how our kids will experience and live a life of happiness.

Toni and Anna from Lagom Kids may have grown up worlds apart, but they shared the same free spirit of adventure, exploration, and self-discovery as young girls. They bring their passion and collective life experience as individuals, wives and mothers with their own families to inspire play, stories and confidence to a new generation of children.

I loved this conversation with Anna & Toni because we talked about not just how they came to start, run, grow and evolve their business but also:

• Working as two very different people and learning to complement each other
• Thriving in retail amidst COVID-19
• Evolving a new part of the business that is serving such an important need for our kids by encouraging self-discovery, creativity and imagination
• Making choices, staying present, freezing our eggs and so much more!

This is a must-listen for all you women & moms. And check out the following resources mentioned on the show.

Resources

• Lagom Kids Website
• Imagination Kits
• Instagram is @lagomkids 

Don’t forget to let Anna & Toni know how what they’ve shared has helped you. Take a screenshot of the podcast episode and tag Lagom Kids (@lagomkids) and me (@sharonsinghsidhu) on Instagram and tell us what you did differently or learned after listening to the podcast!

Finally, if you found this episode useful, please share it with someone you think would benefit from it, and follow the show on Apple Podcast and leave a review.

This week’s guest is Gretta Scholten, a certified life and time management coach. She helps women overcome overwhelm, procrastination, analysis paralysis so they can create habits and routines they love and feel productive and fulfilled every single day. 

What I love about Gretta and her story is her resilience and tenacity around money which comes through so clearly when you talk to her. As a breadwinner and dealing with moments of having a negative account balance, Gretta shares how even despite such challenging times, she’s been able to coach herself and adopt the mindset necessary to create money in her life.

I found Gretta’s grounded energy to be very calming and reassuring. I’m impressed by Gretta’s rapid transition from Occupational Therapist to Life & Time Management Coach and how she’s managed to deal with the financial pressure on a new business in such a calm, rational and spiritual way. 

Gretta shares so much valuable insights about:

• How to go for what your heart wants (also known as desire) and to start before you’re ready even though your brain’s always going to talk you out of it because it’s trying to keep you safe.
• How money can be easy instead of always feeling difficult. Gretta shares openly about how she deals with scary moments of a negative account balance.
• How not to throw money at problems thinking that money will solve them. Learn the process that Gretta uses to ensure whatever money she spends helps her deal with a problem.
• The key to getting the things that are important to you done and how to develop self-trust to become the person who always follows through.  
• And so much more!

A big thank you to Samantha Siffring @samanthahms as well for the introduction to Gretta. I connected with Gretta through Samantha’s podcast and coaching program - both which I highly recommend!

Resources

• Gretta’s website
• Gretta’s Instagram is @gretta_scholten
• Brooke Castillo’s Self Coaching Scholars Program
• Episode 024 with Samantha Siffring - Hear how “Mama to CEO” Founder, Samantha Siffring, Took Her Business from $40 to A Million Dollars in 12 Months
• Samantha Siffring’s Podcast Interview with Gretta Scholten

Don’t forget to let Gretta know how what she shared has helped you. Take a screenshot of the podcast episode and tag Gretta (@gretta_scholten) and me (@sharonsinghsidhu) on Instagram and tell us what you did differently after listening to the podcast!

Finally, if you found this episode useful, please share it with someone you think would benefit from it, and follow the show on Apple Podcast and leave a review.

This week’s guest is Kelsey Kerslake, CEO, Creative Director, and Business Coach at Pinegate Road and the Aligned Business Academy.

Over the last decade Kelsey has helped hundreds of online business owners build their brands and online presences. She believes deeply that everyone has the potential to make their dreams a reality and has a passion for supporting online service providers, coaches, and educators to help them lead business and live lives that are fulfilling AND profitable.

We talked about how Kelsey turned her fun side hustle into her current branding agency while working a corporate job at American Greetings before deciding to strike out on her own as a business owner when she started earning more from her side hustle than her full-time job. 

This was such a valuable lesson in financial mindset, decision making, taking risks, overcoming fears and so much more!

Some of the things we talked about were:

• How to make decisions from your ‘future self’ instead of from fear.
• How to run a profitable business even without having any formal business training or background and how she grew her team to help her continue to grow her business while working her full-time corporate job. 
• Kelsey’s time management process by working from her ideal schedule.
• How to charge the ‘right’ price for your services or products. This was a fantastic crash course by Kelsey on Pricing! I loved this portion of our chat getting business advice from Kelsey including the mindset needed to succeed at this level of financial success
• Getting over the fear of taking risks financially for her business.
• The peace that comes from being financially free.
• And more!

Resources

• https://pinegateroad.com
• https://pinegateroad.com/academy/
• Instagram @kelseykerslake
• The Aligned Business Podcast

Don’t forget to let Kelsey know how what she shared has helped you gain a new insight or try something new - like charging the price you really want instead of what you think people will pay!

Finally, if you found this episode useful, please share it with someone you think would benefit from it, and follow the show on Apple Podcast and leave a review.