Credit scores -- a useful standardized analysis of an individual's borrowing capacity or more of just a number? Do we put too much stock into this number? What makes up this number and should we be paying attention to it? 

#CreditScore #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry

Market update! The start of 2023 was interesting to say the least but dare we say Q3 was boring!? Maybe no news is good news? 

#MarketUpdate #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry

Credit cards...the double edged sword.  In this episode, we make sure you know how to master credit cards to use them for your benefit and not fall victim to their dark side.

Questions or suggestions? Email [email protected]

#certifiedfinancialplanner #feeonly #finance #Estateplanning #will #financialliteracy #harmoneywealth #personalfinance #financialadvisor #financialplanning #financial #inheritance #inheritingwealth #creditcards 

Inheritance can come in many different forms other than cash. It can be a complicated process so how can you assure that you correctly go about it? Tanner, our Certified Financial Planner, gives us five things to work through to make sure you are correctly inheriting your assets.

1. Take Time

Questions or suggestions? Email [email protected]

#certifiedfinancialplanner #feeonly #finance #Estateplanning #will #financialliteracy #harmoneywealth #personalfinance #financialadvisor #financialplanning #financial #inheritance #inheritingwealth

You've been named executor or personal representative of an estate -- now what? What's the process? What are your first steps? It's a very complicated process but Tanner, a certified financial planner and estate planning expert walks us through step-by-step.

Questions or suggestions? Email [email protected]

#certifiedfinancialplanner #feeonly #finance #Estateplanning #will #financialliteracy #harmoneywealth #personalfinance #financialadvisor #financialplanning #financial

Market update! The start of 2023 has been interesting to say the least! What have we learned since the SVB fallout? With more fed rate hikes is it possible a recession is looming? What global issues are causing volatility? 

#MarketUpdate #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry

We field your questions! In this episode we answer questions sent in by listeners. Do you have a question we didn't answer? Email us -- [email protected]

In today's episode, we revisit the key concept of Roth conversions and how they could be immensely beneficial to your situation.

#RothConversions #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry

Real Estate Market Update!  We bring back Shawn Malkou, owner of X2 Mortgage, for another update on the real estate market and a few new changes to mortgage rules that could apply to you.

#RealEstate #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry

Are you an optimist or pessimist? What is a Permabear and why are they convincing? If they forecast doom and gloom long enough they are bound to be right eventually but why do they continue to receive air-time from major platforms?

#Permabears #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry