Market update! The start of 2023 has been interesting to say the least! What have we learned since the SVB fallout? With more fed rate hikes is it possible a recession is looming? What global issues are causing volatility? 

#MarketUpdate #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry

What is generational wealth and why is it important? In this episode we talk about the steps and strategies to consider to provide financial security to future generations that allows them to pursue their dreams without worrying about their financial stability.

1. Mindset + Education

#MarketUpdate #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry

On Friday, March 10, 2023 the United States Government (FDIC) took control of Silicon Valley Bank after it collapsed amidst capital crisis. It marks the second largest bank failure in US history (Washington Mutual in 2008). What happened? Is this failure a cause for concern for investors and the financial markets? We breakdown the three main causes that led to the failure of Silicon Valley Bank.

#SiliconValleyBank #SVB #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry

The $1.7 trillion federal omnibus spending package that was recently passed by Congress has a provision that allows tax-free rollovers of up to $35,000 in 529 tuition savings plans to Roth individual retirement accounts starting in 2024. 

#529plan #EducationSavings #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry

Market update! We chat about the end of 2022, what 2023 will bring us and how soon will we see the Fed rate hikes having an effect on the markets. 

#MarketUpdate #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry

The United States just reached its debt limit and now the race is on for Congress to agree on how to raise it. In this episode, we discuss what the debt limit is, why we keep finding ourselves in this situation, and ramifications near and far from Congress’s continued behavior.

#DebtCeiling #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry

The crypto industry has been front and center in the headlines with the recent news of the fourth-largest crypto exchange FTX filing bankruptcy and Sam Bankman-Fried’s resignation. What lessons can be learned from this on-going saga, what potential regulations may come from it and does it affect the securities market? If you haven’t yet please press that follow button and give the f sharp podcast a 5-star rating! 🌟🌟🌟🌟🌟

Welcome to another year of the #FinanciallySharpPodcast! Several years ago I learned about a micro-investing platform called Acorns. Intrigued by its mechanism to save automatically and passively I signed up. Fast forward to 2023 and I’m transferring my money out. We tell you why.

#FinTech #FinancialTech #Acorns #Microinvesting #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry

In our final episode of 2022, we discuss and give examples of common ways statistics are used to manipulate consumers in the financial industry. Our objective for this episode is to equip listeners to better detect when statistics are being used to paint a prettier picture than what reality actually shows. We want to wish you and your family a Merry Christmas, Happy New Year and we will see you in 2023!

#Statistics #FinancialLiteracy #FTX #MarketPerformance #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry

Are you saving 50% of your income? If your answer is yes then FIRE might be for you. F.I.R.E is a movement that is based on that principal — an aggressive savings/investment strategy that aims lower the retirement age into the 50s 40s and even the 30s. We breakdown the mechanics of this strategy and discuss what we really like about it. 

FIRE # = (Annual Expenses / Safety Withdrawal Rate (4%)

FIRE #/Years to Retirement = Annual Savings/Investment Contributions Required

#FIRE #FinancialIndependence #RetireEarly #Retirement #FinancialLiteracy #PersonalFinance #Finance #HarmoneyWealth #FinanciallySharp #FeeOnly