In this episode of our Fintech and AI series, Julie and Jillian dive into the evolving world of lending with two industry leaders shaping the space. Tim Li, CEO of LendAPI, and Justin Potts, CTO of Canopy Servicing, break down AI’s impact on everything from underwriting and fraud detection to loan servicing and borrower experience. They explore the regulatory shakeups affecting fintech, the rise of cash flow-based lending, and where AI is still underutilized in credit decisioning. Plus, they share insights on the future of lending, from data portability to fractionalized assets.

And thanks to Method Financial and Fundbox for sponsoring this episode!

Method is an account connectivity solution that powers seamless checkout and loyalty experiences. Visit methodfi.com to learn more!

And with over a decade of experience, Fundbox delivers customizable credit solutions including invoice financing, lines of credit, term loans, payroll protection, and more.