In recent years…

fintech has taken the centre stage in helping facilitate an inclusive financial ecosystem

With far reaching digital solutions that have the potential to unlock the nearly two billion people worldwide who are excluded from formal financial services. 

I sat down with Joel Blake OBE, CEO & Founder, GFA Exchange  to discuss financial inclusion 

And get a better understanding of how fintechs can further improve to play an integral role in helping people worldwide get basic access to the financial services ecosystem. 

Want to find out how to build an inclusive fintech?

Then downloaded your copy of the here https://scaleupconsulting.co.uk/

There were many headlines in 2022 and Buy- Now-Pay-Later (BNPL) definitely made it to the top of the pile earlier in the year with BNPL provider Klarna’s valuations being slashed by a whopping 85%, which was a reflection of market sentiment surrounding BNPL lenders at the time. 

I recently had a conversation with Corrine Lleti, EMEA Sales Director, at Provenir to gain insights into where next for BNPL.

Fintech —just like any other sector — is undergoing changes and facing its own unique challenges.

But, Fintech has been visibly evolving in front of our eyes ever since banks went online. 

With an increasingly cashless society, apps and platforms have been created to help us better understand and manage our finances, while new banks have been created that offer us a slicker experience. 

But where next ? How will fintech evolve in 2023? and will an impending recession dampen investment appetite?

I had the honour of sitting down with Gaston Aussems, CEO of Tpay, to discuss the evolution on fintech and find out what phase we're heading into.

It’s been a tough couple of years for us all

Just as we thought we were through the worst of the pandemic; we were hit with soaring energy costs and rising inflation.

And we’re now heading towards a full-on cost of living crisis. If we’re not there already.

Fintechs have been hit particularly hard

But, how did we get there? How are fintech leaders dealing with the situation and what can be done to ease the pressure?

In this episode, Richard and Chris Kenning, Group CEO of Stubborn Edge, take a look into the current economic challenges and provide insights & perspectives on how to navigate volatile markets.

Episode Highlights:

1) How to navigate the systematic shift in macro trends 

2) Why having a view and not a fixation on macro economic trends will help you forward plan

3) Why more M&A activity in the market is likely

Episode Resources

Hidden Profit Zones: Download for free at https://www.scaleupconsulting.co.uk/sign-up/

Scaleup Diagnostic: https://scaleupconsulting.co.uk/#single/0

Guest Profile: https://www.linkedin.com/in/chris-kenning-2b38811a/

Guest Website: https://www.stubbenedge.com/

Starting and then scaling your fintech requires significant research, planning, funding (sometimes) and organization. And as a leader, you need many resources to help guide and support your journey.

Having these resources at hand will allow you to navigate through obstacles that others might not be able to.

And give you the boost to create a brand that genuinely stands for something, build a trusted network, and have your voice heard. 

In this episode of the fintech scaling show, our host, Richard Doherty talks to Marie Walker, Co-Founder Open Future World dive into how leverage can play part in your success. 

Episode Highlights:

1) How community and network differ

2) What you should consider when build your brand

3) How to leverage resources to boost your growth

Episode Resources

Hidden Profit Zones: Download for free at https://www.scaleupconsulting.co.uk/sign-up/

Scaleup Diagnostic: https://scaleupconsulting.co.uk/#single/0

Guest Profile: https://www.linkedin.com/in/mariewalker1/

Guest Website: https://openfuture.world/

Scale your company faster and better now 

Want to speed up your scaling journey with my help? Get in touch with me here to see how I can help! [email protected] or visit our website https://scaleupconsulting.co.uk/

Guest: Dennis Davitt, CEO Chief Executive Officer at Millbank Dartmoor Portsmouth. 

Millbank Dartmoor Portsmouth is a premier provider of efficient, liquid derivative strategies.

Listen on Apple Podcast

Managing your business to thrive in a changing political climate  

Shifting political developments are reshaping the global operating environment for companies across sectors and geographies.

This volatility looks to persist in 2022 and beyond, posing both challenges and opportunities for fintechs looking to grow.

Richard and Dennis talk about how winning in today’s business environment takes more than just knowing business. You must estimate the future with some clarity, not just the business landscape but political as well.

They discuss how, for companies to thrive, executives must approach geopolitical and other political risks in a strategic and proactive manner. Don’t miss this one!

Top 3 Insight Bombs:  

1) How to stop being reactive and start being proactive with business decisions

Episode Resources

Hidden Profit Zones: Download for free at https://www.scaleupconsulting.co.uk/sign-up/

Scaleup Diagnostic: https://scaleupconsulting.co.uk/#single/0

Guest Profile: https://www.linkedin.com/in/dennis-davitt-b324b/

Guest Website: https://www.mdpvol.com/

Scale your company faster and better now 

Want to speed up your scaling journey with my help? Get in touch with me here to see how I can help! [email protected] or visit our website https://scaleupconsulting.co.uk/

Guest: Patrick de Nonneville, the CEO of October. 

OCTOBER creates an efficient, transparent, and customer-friendly alternative to the traditional banking system and offers creditworthy SMEs faster and simpler access to financing.

Listen on Apple Podcast

Managing your startup for long-term success 

Richard and Patrick discuss how today’s startups need to set themselves up for infinite scalability from the very start. 

Startups can’t just look at how to serve the first 10 customers, but how to serve 10 million customers with the same amount of resources. 

While the promise of hockey stick growth for tech startups sounds enticing (build and they will come?) Startups will inevitably run into a snag.  How do you maintain that scalability?

More often than not, the need to scale leads companies to focus on a key zone, international expansion.  They look across borders to find growth.

However, cross-border activities come with their own challenges & opportunities. Don’t miss this show to learn how to spot both and what to do with each of them. 

Top 3 Insight Bombs:  

1) Why scaleups must see far into the future before starting

Episode Resources

Hidden Profit Zones: Download for free at https://www.scaleupconsulting.co.uk/sign-up/

Scaleup Diagnostic: https://scaleupconsulting.co.uk/#single/0

Guest Profile: https://www.linkedin.com/in/patrick-de-nonneville-b55584

Guest Website: https://october/eu

Scale your company faster and better now 

Want to speed up your scaling journey with my help? Get in touch with me here to see how I can help! [email protected] or visit our website https://scaleupconsulting.co.uk/

FINBOURNE Technology builds tools like LUSID that power investment data processes for everyone across the investment industry from hedge funds to global investment institutions. Their mission is to reduce the cost of investing and increase transparency for everyone.

Listen on Apple Podcast

Managing your business to accommodate the remote workforces 

Technology has transformed the way we work, and the way companies manage production and employees. 

Automation is replacing human tasks at an ever increasing rate which is changing the skills necessary to scale an organization. New personnel need new skill sets. 

According to studies more than 25% of all professional jobs will be remote in 2022 and that figure will continue to increase. 

Richard and Thomas discuss how management structures and styles must change for companies to grow into the future.

This isn’t a time to sit back and wait for events to unfold. Fintech executives must be proactive to keep their companies producing at a high rate.

Top 3 Insight Bombs:  

1) How to prepare for the continued increase in remote personnel

Episode Resources

Hidden Profit Zones: Download for free at https://www.scaleupconsulting.co.uk/sign-up/

Scaleup Diagnostic: https://scaleupconsulting.co.uk/#single/0

Guest Profile: https://www.linkedin.com/in/thomasmchugh1/

Guest Website: https://www.finbourne.com/

Scale your company faster and better now 

Want to speed up your scaling journey with my help? Get in touch with me here to see how I can help! [email protected] or visit our website https://scaleupconsulting.co.uk/

Prime Opportunities Investment Group, LLC is a registered investment advisor offering hedged equity strategies to individual and institutional investors. Prime is an evolution of the investment expertise developed while managing their founder’s family office. Consistent with multi-generational family office background, Prime’s focus is on wealth preservation and long-term sustainable growth.

Listen on Apple Podcast

Taking Advantage of Here and Now to Scale Your Fintech Business

Is it possible to raise money with an impending recession and while companies are cutting expenses? Yes, many fintech operations are doing it. In fact, it may be a good time to raise money and scale, many are doing it. 

Put this together with the next evolution of the web, web 3 and the outlook for fintech companies is quite bright.

 Richard and Pouya discuss how it could be a great time to be in the center of this extraordinary “build phase” in the fintech industry if your play your cards right. 

Top 3 Insight Bombs:  

1) How to look at things from the emerging macroeconomic picture

Episode Resources

Hidden Profit Zones: Download for free at https://www.scaleupconsulting.co.uk/sign-up/

Scaleup Diagnostic: https://scaleupconsulting.co.uk/#single/0

Guest Profile: https://www.linkedin.com/in/pouya-david-yadegar-14159653/

Guest Website: https://primeopp.com/

Scale your company faster and better now 

Want to speed up your scaling journey with my help? Get in touch with me here to see how I can help! [email protected] or visit our website https://scaleupconsulting.co.uk/

Certua connects the Capital Markets and the Digital Economy. Their platform helps digital companies diversify revenues and enhance their propositions with Embedded Finance.

Listen on Apple Podcast

How to Evolve Your Tech for Business Growth

It’s great to have a growing product, one that you can add features to endlessly. But how to you plan to support it? 

As your product evolves it will have more users and more types of users which opens up more potential for company growth; but how do you plan new features to support the growth of your business? 

Richard and Luke discuss what parts and aspects of product evolution you should consider in order to achieve a steady and lasting company expansion.

Top 3 Insight Bombs:  

1) How to develop a knowledge hub that will help you scale

Episode Resources

Hidden Profit Zones: Download for free at https://www.scaleupconsulting.co.uk/sign-up/

Scaleup Diagnostic: https://scaleupconsulting.co.uk/#single/0

Guest Profile: https://www.linkedin.com/in/lukebewley/

Guest Website: https://lukebewley.medium.com/

Scale your company faster and better now 

Want to speed up your scaling journey with my help? Get in touch with me here to see how I can help! [email protected] or visit our website https://scaleupconsulting.co.uk/