Who are we kidding, as first home buyers you have tons of questions, but there are some common ones we see and in this episode I talk through the two most common I have had of late...

What amount should I set the pre-approval limit to?
How long does a pre-approval take?

Got a question? send it through to [email protected] and I will answer it in the next episode.

Understanding what equity is in your property and how you can use it is an integral part of growing your property portfolio (assuming that is your long term plan) In this video I take you through how to work out what your equity is and how to work our what 'useable equity' you have.

If you want to learn more from Jackie Matjasec
The Simple Budget
https://thesimplebudget.com.au/
0435 120 902
[email protected]

There is a lot of talk around living expenses and how to declare them to the bank or lender and in this video I talk you through why the banks have living expenses (spoiler alert, it's to protect you) and what you should do if your living expenses are a little high and you are worried about it.

To get a free budget template go here - http://eepurl.com/cDcltf

The most common thing I hear from First Home Buyers is, 'I don't know where to start' so to start the year off with a bang, I have organised industry experts to come along to an informal information session to share their top tips for First Home buyers and answer all your questions.

To find out more head to - https://www.eventbrite.com.au/e/first-home-buyers-seminar-tickets-499082096987

If you're not local but want to know more, check out The First Home Buyers Program here - https://courses.360mortgagesolutions.com.au/tfhbp/

To book an obligation free meeting with me head to https://calendly.com/360mortgagesolutions

I know Christmas is a crazy time of year and sometimes your budget can get away from you but if I have one piece of advice for First Home Buyers at this time it is to check your spending.

Use the downtime to look over your spending habits suring 2022 and make some changes that your future self will thank you for.

If you want some more help to smash your financial goals in 2023 then check out my online course https://courses.360mortgagesolutions.com.au/tmm/

There have been some changes to banks and how they issue loan documents, check out this week's episode to hear how the changes are working for the better

This week we look at settlement day and the top three things you need to know to make sure your settlement day is as stress free as possible.

If you want more help with your deposit or getting into the market make sure you check out The First Home Buyers Program - https://courses.360mortgagesolutions.com.au/tfhbp/
If you want to bypass the pre learning and speak to me about your individual situation, please book a fee free meeting with me here - https://calendly.com/360mortgagesolutions

Working in the industry there are often common mistakes I see First Home Buyer's make that can sometime mean they are costing themselves more money or more time out of the market. So what is the most common mistake, check it out in this weeks episode.

Want to get the free - Three most common (and costly) mistakes First Home Buyers make? download it here https://mailchi.mp/1dfc0c01299f/top-3-mistakes