The First Home Playbook

If you've been feeling priced out, overwhelmed, or like the market has passed you by - this one's for you.

This week I'm bringing on someone very special: my mum, Leanne, a mortgage broker with over 25 years in the industry. We're talking about the mental shift that makes buying possible, why starting small is actually the smartest strategy in this market, and how your first home might just be your best investment property you never planned for.

What you'll walk away with:

 
If you’d like to join the masterclass, Buy Your First Home Without Overpaying or Getting It Wrong, you can find info and the link to register for it here.

And if you’d like to connect with my Mum, Leanne Pon from Savvy Home Loans, you can do her here. 
 

👉🏽 Want more support?

If you’d like support with your journey into home owership, you'll find so much support, resources and practical guidence inside my online education course The First Home Finance Formula.

Inside the program I walk you through both the finance and the feelings - giving you tools and strategies to powerfully navigate the finance process and emotional rollercoaster that many first home buyers find themselves in. You also get access to live monthly coaching - it's amazing! Learn more here

➡️ Let's Connect!

🎧 If you enjoyed this episode

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If you've ever looked at what you can afford to buy and felt your heart sink a little because it’s far from what you want - this episode is for you. 

Today I'm sharing three ways to think about the gap between your dream home and your reality, and why that gap might not be the problem you think it is.

In this episode you'll learn:

If you’d like to join the masterclass, Buy Your First Home Without Overpaying or Getting It Wrong, you can find info and the link to register for it here.

And if you’d like to listen to the podcast episode where I first share my sister Juju’s story, you can find it here too. Or search for the episode titled My Sister Went From Stuck to Settled n 4 Months. Here's how.

👉🏽 Want more support?

If you’d like support with your journey into home owership, you'll find so much support, resources and practical guidence inside my online education course The First Home Finance Formula.

Inside the program I walk you through both the finance and the feelings - giving you tools and strategies to powerfully navigate the finance process and emotional rollercoaster that many first home buyers find themselves in. You also get access to live monthly coaching - it's amazing! Learn more here

➡️ Let's Connect!

🎧 If you enjoyed this episode

Hit Subscribe so you don’t miss next Tuesday’s episode! And feel free to share it with someone else on the path to their first home.

Have you ever felt really proud of yourself, but then thought about what someone else might think and your pride suddently evaporates?

That split second where your excitment flips to doubt, and now your second-guessing and invalidating yourself?

Yep, me too.

In this episode I'm sharing something personal - including why I never showed people photos of my first home - and I'm giving you a practical 4-step tool you can use the next time comparison tries to take the wheel. It's called the Comparison Reset, and it works.

After listening to this episode, you'll walk away with:

If this resonates, I'd love to hear from you - send me a DM or drop me an email and let me know if the Comparison Reset makes a difference for you.

👉🏽 Want more support?

If you’d like support with your journey into home owership, you'll find so much support, resources and practical guidence inside my online education course The First Home Finance Formula.

Inside the program I walk you through both the finance and the feelings - giving you tools and strategies to powerfully navigate the finance process and emotional rollercoaster that many first home buyers find themselves in. You also get access to live monthly coaching - it's amazing! Learn more here

➡️ Let's Connect!

🎧 If you enjoyed this episode

Hit Subscribe so you don’t miss next Tuesday’s episode! And feel free to share it with someone else on the path to their first home.

Ever feel like buying your first home is just... taking forever? Like everyone else is getting ahead except you?

In this episode, I'm sharing a real FaceTime conversation I had with my sister Juju - who was stuck, spinning in a loop, and convinced she'd never be able to buy in London. Then four months later, she was holding the keys to her own place in her hot little hands.

I'm walking you through the exact 5 tools I shared with her that day - what I call the 3 R's and the 2 U's - and how you can use them to get out of your own head and into action on your first home journey.

In this episode you'll learn:

This is a good one, my love. So grab a cuppa, get comfy, and listen in. 

👉🏽 Want more support?

If you’re ready to take action and confidently move toward buying your first home, my online education program The First Home Finance Formula is here to support you. I share all about it at the end of this episode, and you can also find out more over on my website  here.

➡️ Let's Connect!

🎧 If you enjoyed this episode

Hit Subscribe so you don’t miss next Tuesday’s episode!
Leave a review and feel free to share it with someone else on the path to their first home.

If you feel like you’re buried by bills, drowning in debt, and that no matter what you do you just can’t get ahead… this episode is for you.

In today’s episode, I’m sharing a real conversation I had with someone who felt exactly like that - overwhelmed, embarrassed, and questioning whether buying a home was even possible for her.

And I shared with her how before I bought my first home, I was over $70,000 in debt - with no consistent savings, no clear plan, and no idea how I was going to make it work.

Inside this episode, you'll hear:

And after this episode, you’ll walk away with:

If you’re wanting to buy your first home but feel like your finances are holding you back, this episode will help you see what’s actually possible and what it really takes to get there.

👉🏽 Want more support?

If you’re ready to clean up your finances, build strong foundations, and confidently move toward buying your first home, my online education program The First Home Finance Formula is here to support you. 

Check out my website to learn more here.

➡️ Let's Connect!

🎧 If you enjoyed this episode

Hit Subscribe so you don’t miss next Tuesday’s episode! And feel free to share it with someone else on the path to their first home.

If you have been looking at your numbers and thinking, how am I actually supposed to make this work? ... you are not alone.

In this episode, we are exploring a strategy that more and more first home buyers are starting to consider to ease the financial pressure of homeownership.

It is something I call a cash cow first home, where your home is not just somewhere you live, it is set up in a way that can also generate income and help support you financially. 

But this is not something to jump into without thinking it through properly.

While it can work really well, it also comes with things you need to understand upfront.

So in this episode, I walk you through what a cash cow first home actually is, the different ways it can be set up, and the key questions you need to ask before deciding if this strategy is right for you.

This is about helping you make a smart and informed decision, not just chasing an idea that sounds good on the surface.

What You Will Learn

Important Note!

This episode is for education purposes only. It is not personal financial or tax advice.

If you are considering a strategy like this, it is important that you do your own research, run your own numbers, and seek professional advice that is tailored to your situation.

 
Ready to Go Deeper?

If this episode has you thinking, okay, I need help figuring out what actually works for me, inside my program The First Home Finance Formula, I walk you through multiple strategic pathways including this one, and help you map out the approach that fits your numbers, lifestyle and goals.

You can learn more here.

Loved This Episode?

If this gave you a new way of thinking about what is possible, send it to someone who is currently feeling stuck or overwhelmed with the idea of buying their first home. 

➡️ Let's Connect!

🎧 If you enjoyed this episode

Hit Subscribe so you don’t miss next Tuesday’s episode! And feel free to share it with someone else on the path to their first home.

Buying land and building your first home is one of the most common strategies first home buyers are told to consider.

But what most people don’t realise is that house and land packages can either work beautifully… or become really stressful if you don’t understand how the process actually works.

In this episode, I’m breaking down the real truth about buying land and building so you can go into it with your eyes wide open.

We walk through how the process works, the advantages and trade-offs, and the 7 key things most first home buyers only discover once they’re already in the middle of building.

If you’ve been feeling confused, overwhelmed, or unsure whether this pathway is right for you - this episode will give you clarity.

Inside this episode, you’ll learn:

This episode is designed to help you understand the full picture, so you can make a confident and informed decision.

Because buying your first home isn’t about following what everyone else is doing. It’s about choosing the strategy that actually fits you. And as mentioned in this episode, this is just one of many pathways.

 
👉🏽 Want support figuring out your pathway into the property market?

The strategies I talk about on this podcast are just a small part of what I teach inside my program The First Home Finance Formula.

Inside the program, I walk through 12 strategic pathways first home buyers are using to enter the property market and help you figure out which one could work best for your situation.

You can learn more and join the course here.

➡️ Let's Connect!

🎧 If you enjoyed this episode

Hit Subscribe so you don’t miss next Tuesday’s episode! And feel free to share it with someone else on the path to their first home.

Maybe it’s not you.

If you’ve been feeling like buying your first home just isn’t working for you… like no matter how much you save or how hard you try, it still feels out of reach… this episode is for you.

Because what if the problem isn’t that you’re doing something wrong?

What if it’s simply that you haven’t been shown the full picture yet?

In this episode, I’m sharing a powerful mindset shift that came from a real-life conversation - and it might completely change the way you see your path into the property market.

We’re talking about the idea of formulas - and why trying to follow someone else’s version of how to buy property could be the very thing keeping you stuck.

Because the thing is, there isn’t just one way to get into the market...

There are multiple pathways.

Multiple strategies.

And sometimes, the right approach for you isn’t one strategy, it’s a combination. Your own formula.

And when you start to see that, everything begins to open up.

In this episode, we cover:

So if you’ve been feeling overwhelmed, confused, or like you’re falling behind, I hope this episode gives you a sense of relief, clarity, and possibility.

Because there's always a way forward... you just need to find it. 

And if you’re ready to go deeper and actually figure out your formula, that’s exactly what I help you do inside my online education program, The First Home Finance Formula.

Inside, I guide you through 12 different strategic pathways, help you understand your numbers, and support you to create a clear, personalised plan so you can move forward with confidence.

The doors are open now for a limited time.

If you’re ready to stop second-guessing and start making real progress, learn more about The First Home Finance Formula here.

➡️ Let's Connect!

🎧 If you enjoyed this episode

Hit Subscribe so you don’t miss next Tuesday’s episode! And feel free to share it with someone else on the path to their first home.

What if buying property didn’t have to be a solo journey?

Many first home buyers assume they need to buy on their own or with a partner. But there’s another strategy that can help people enter the property market sooner - co-buying.

In this episode, I’m introducing you to the concept of co-buying - purchasing property with other people - and sharing how this strategy helped me buy one of my properties when our borrowing capacity wasn’t enough to do it on our own.

Co-buying isn’t something to rush into or take lightly. When money, property and relationships are involved, things can become complicated quickly if the right foundations aren’t in place.

But when the structure is clear, the strategy makes sense for everyone involved, and the right conversations happen early, co-buying can be a powerful way to combine resources and access opportunities that might otherwise be out of reach.

In this episode, I walk you through the six foundations I believe are essential before considering a co-buying arrangement.

In this episode we cover:

The six foundations of a strong co-buying arrangement: 

Shared values

Radical transparency and open communication

Hard conversations and exit strategies early

Clearly defined roles and responsibilities

Everything documented in writing

Professional advice and the right support team

 
If everyone is aligned, the structure is clear, and the strategy works for everyone involved, co-buying can be a powerful way to enter the property market sooner.

But if even one of those foundations is missing, that’s a signal to pause and reassess before moving forward.

👉🏽 Want support figuring out your pathway into the property market?

The strategies I talk about on this podcast are just a small part of what I teach inside my program The First Home Finance Formula.

Inside the program, I walk through 12 strategic pathways first home buyers are using to enter the property market and help you figure out which one could work best for your situation.

You can learn more and join here.

➡️ Let's Connect!

🎧 If you enjoyed this episode

Hit Subscribe so you don’t miss next Tuesday’s episode! And feel free to share it with someone else on the path to their first home.

Rentvesting: A Smart Way to Buy Your First Property

Many first home buyers feel locked out of the property market right now.

Property prices feel overwhelming. Saving a deposit can feel impossible. And it often feels like there are only a handful of ways to get your foot on the property ladder.

But the truth is there are actually multiple strategic pathways into property ownership.

In this episode, I’m sharing the strategy that helped me buy my first property when I had limited affordable options nearby.

It’s called rentvesting.

For many first home buyers, especially in high-priced areas, this can be a practical way to enter the property market sooner. 

In this episode, I walk you through:

Becoming a landlord comes with responsibilities, so it’s important to understand what’s involved.

Most importantly, I want you to walk away understanding that there isn’t just one pathway into the property market.

👉🏽 Want more support?

If you’d like support understanding the different strategic pathways into the property market, it's covered in detail in The First Home Finance Formula.

Inside the program I walk you through 12 strategic pathways that first home buyers are using to enter the property market in Australia. You can learn more and join here.
➡️ Let's Connect!

🎧 If you enjoyed this episode

Hit Subscribe so you don’t miss next Tuesday’s episode! And feel free to share it with someone else on the path to their first home.