The Free Retiree Show

MONEY MANAGEMENT EDITION

When you retire, what will Social Security be like? 

American citizens have lost hope that there will be anything to see. In a Gallup poll conducted in 2021, 43% of respondents said they were concerned about Social Security.

According to a study conducted by the same firm, 38% of respondents believe that Social Security is going to be their biggest source of income at retirement.

Can you imagine how Social Security will look in the future? Should workers be concerned?

Many younger workers are concerned that, when they retire, they won't be able to collect social security. While they have contributed to the retirement system for years, they fear that when they retire, they won't have any money left.  In the Social Security Trustees' annual report released in April 2020, the trustees noted the potential for social security to become insolvent within 15 years. Moreover, the current COVID-19 pandemic is probably depleting reserves, too. 

With such reports, it is inevitable for American workers to fear what the future holds. But for bestselling author and Boston University professor, Laurence Kotlikoff, it is important to understand social security, prepare for the future, and more. 

Join us and as Prof. Kotlikoff discusses the importance of understanding social security and how the system works and what we can look forward to in the future with hosts wealth manager Lee Michael Murphy and career advisor Sergio Patterson. Tune in to this week’s episode of The Free Retiree Show.

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CAREER ADVANCEMENT EDITION

The recent  job market has been competitive. With the post-pandemic resignation boom ensuing, resignation rates have been slowly increasing over the past few months, which has caused  job seekers to have a hard time standing out during their job interviews.  

People are looking for different things, for a change of scenery, tasks, even colleagues, but it’s become more challenging for them to compete with job applicants who are more qualified for a position. Is it possible to be accepted in a role where one is not as qualified as their competitors? 

For Max Up CEO Stephanie Nuesi, you can effectively sell yourself in any company you apply to. Stephanie has helped over 1,000 students and professionals from all over the world with her company Max Up, where she provides career coaching and professional development strategies and resources to help them land their dream careers. She has been featured on The Well, The CPA Journal, Josh Talks USA, and more. 

Join our conversation with Stephanie as she gives expert advice about how to stand out in job applications through one’s resume and interview, the common mistakes job applicants usually make, her top tips to boost confidence in applications, and more. With hosts, wealth manager Lee Michael Murphy and career advisor Sergio Patterson, tune in to this week’s episode of The Free Retiree Show.

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CAREER ADVANCEMENT EDITION

“Your Network is Your Net Worth.”

We’ve heard this phrase time and again, and it still applies today. With 41% of the global workforce considering resigning today, it’s even more relevant now. 

Skilled workers are starting to look around they're re-evaluating their life, and they want to see how they can maybe leverage their current position and jump to a new job, to get higher pay.

And with more people working from home, they have more flexibility in terms of where they live and whom they choose to work with, but with such a competitive job environment and massive amounts of competition, how are you going to stand out from the crowd?

For Trevor Houston, it’s about growing and leveraging your network and creating meaningful connections. Trevor is the host of the critically acclaimed Who Ya Know Show, which is about leveraging relationships, resources, and connections to help job seekers improve their careers through the power of networking and education. 

Join us in this week’s episode as Trevor discusses how you can make your LinkedIn profile stand out, how to create meaningful connections online, as well as turning your life around through the power of your mindset. With hosts, wealth manager Lee Michael Murphy and career advisor Sergio Patterson, don’t miss this week’s episode of The Free Retiree Show.

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CAREER ADVANCEMENT EDITION

Interviews are crucial to the hiring process. 

In addition to showing your skills and qualifications, it lets you demonstrate your confidence with the hiring manager and how you carry yourself in person. If you prepare ahead of time for your interview, you'll feel more confident when you walk into it. Particularly, the first few moments of your interview can have a decisive impact on how well the rest of it goes.

Imagine: after putting out a ton of resumes and applications, one company called you back asking you to attend a job interview. There’s just one problem: you’ve got a lot of competitors for this one position. How would you stand out? 

In this week’s episode, LinkedIn professor Lakrisha Davis will help us out. 

Lakrisha has been seen on ABC7 News, Forbes, Newsweek, and more. She is also a 2020 Phenomenal Women Award recipient, and she has served over 2300 job seekers.

If you want to hit the home run and grab that position that you’ve been aiming for, don’t miss this episode as Lakrisha shares easy and helpful tips to nail that job interview, how to deal with a job rejection or ghosting, as well as common mistakes that job applicants should avoid doing. With hosts, wealth manager Lee Michael Murphy and career advisor Sergio Patterson, tune in to this week’s episode of The Free Retiree Show.

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BUSINESS & THOUGHT LEADER EDITION

Remember being a kid who thought that every big and crazy dream you had was right at your fingertips and can easily become a reality? You could have dreamed about owning a mansion, a palace even, and dreamed about owning a Porsche. You dreamt about traveling the world as a hobby.

Such are wild and crazy dreams. But what if we tell you that it’s possible to make these dreams a reality? 

That is exactly what Jeremy Schneider did. 

Jeremy started an internet company in college (RentLinx), grew it with no outside funding for 12 years, then sold it at the age of 34 for over $5 million! Now, he’s the Founder of the Personal Finance Club, co-Founder of Nyckel, and is currently starting two businesses! 

He is now living his dream, and in today’s episode, he’ll share how he accomplished such amazing feats before 40, how he built amazing companies, his advice to aspiring entrepreneurs and aspiring investors, and more!

Join us and learn how Jeremy’s incredible entrepreneurial mind works as he shares his story with hosts, wealth manager Lee Michael Murphy, career advisor Sergio Patterson, and attorney Matthew McElroy. Tune in to this week’s episode of The Free Retiree Show.

Surprise! Use the code “thefreeretiree” to purchase Jeremy’s course at 25% off! Promo runs until October 1st only so visit How to Build Wealth by Investing in Index Funds – Personal Finance Club now!

To get the episode, show notes, and share links, please go to our podcast page. Thank you for sharing our podcast.

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MONEY MANAGEMENT EDITION  

Society tells us that to be successful, you must go to a university. If you obtain a degree from one of the top universities, you’re sure to land a great job at a prestigious company, and all your financial worries will quickly disappear. These are the myths that many individuals believe. However, after college grads land their first big job out of college, they quickly realize that the money goes towards paying down debt rather than building their wealth and future. 

According to the recent data from the U.S. Department of Education, about 42.9 million Americans have federal student loans, which means about one in eight Americans carry around student debt. The total outstanding debt is roughly 1.59 trillion dollars. 

Not only does it put you behind in your path to financial freedom, but it also has a lot of psychological effects. People can feel trapped, crushed, and hopeless that they’ll never pay off hundreds of thousands in student loan debt.

For Attorney Joshua Cohen, there is a more effective way to deal with your student loan debt. He has been seen on Fox News, Bloomberg TV and is the author of The Student Loan Lawyer’s Guide to Understand the Student Loans in Plain English. 

Today’s episode will be filled with great information to make fresh grads, current students, and parents understand the best way to deal with student loan debt. Hosts, wealth manager Lee Michael Murphy and career advisor Sergio Patterson tune in to this week’s episode of The Free Retiree Show.

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CAREER ADVANCEMENT EDITION

Society puts more pressure on going to school and getting the best grades. Some countries, like South Korea, China, and other Asian countries, pressure students from a young age. But are these great indicators of your skills once you enter the workforce?

According to LinkedIn global talent trends, 92% of talent acquisition professionals reported that soft skills are equally or more important than hard skills.

And 89% said that when a new hire doesn't work out, it's because they lacked critical soft skills. These skills include communication, character and personality traits, emotional intelligence, among others. Skills that make people excel in their jobs and the best to work with in the organization.

Getting good grades isn’t all there is to success in the workforce anymore. Soft skills make a great employee in every organization.

This episode will be with Career Developer, author, and entrepreneur Mark Herschberg. His book, The Career Toolkit: Essential Skills for Success That No One Taught You discusses the skills that can help you accelerate your career growth in any company you’re in or you want to get into.

Join us as Mark discusses these essential skills that you need, how he built multiple non-profit companies and his love for ballroom dancing! With hosts, wealth manager Lee Michael Murphy, career advisor Sergio Patterson, and attorney Matthew McElroy tune in to this week’s episode of The Free Retiree Show.

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MONEY MANAGEMENT EDITION

“I’m still young! 

Isn’t it too early to plan for retirement when I haven’t even settled in my career??”

Let us answer that. It’s NEVER too early to plan for retirement.

Being aware of your current financial status and expenses is important. Why? 

With everything that's happened in the last couple of years, people have a lot of concerns. 

Numerous laws have been signed, expired, and signed again to help out with numerous families that were affected by the pandemic. Jobs are lost, employees were laid off, and more people are working on multiple jobs to make ends meet. 

At this point, it is impossible to know how the economy will be like in the next couple of years. Are we about to face another recession caused by the pandemic? Will the economy pick it up?

For Prof. Laurence Kotlikoff, it is important to plan for your retirement to overcome the threats facing the US economy. Prof. Kotlikoff is a Professor of Economics at Boston University and is a New York Times best-selling author. In 2014, The Economist named him one of the world’s 25 most influential economists. His company, Economic Security Planning Inc, aims to preserve and raise families' living standards with powerful, cutting-edge software.

Join us on The Free Retiree Show as Prof. Laurence Kotlikoff discusses how to plan for your retirement to overcome the threats facing the US economy. With hosts, wealth manager Lee Michael Murphy, career advisor Sergio Patterson, and attorney Matthew McElroy.

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CAREER ADVANCEMENT EDITION

Corporate America is a male-dominated industry, and all too often, we hear women say how their voices are often ignored at their companies. They feel they can't communicate their true feelings in the workplace. With societal, organizational, and personal pressures that women experience on a daily that their male counterparts don't, being heard is one that many of them feel that they struggle with. And as a result, they're passed up on promotion opportunities and advancement opportunities that they're capable of and very well do deserve. 

Although American women hold almost 52 percent of all management- and professional-level jobs, they are significantly underrepresented in leadership positions. In 2021, only 7% of CEOs in the world are women. 

BigPanda’s VP for Sales Enablement Rehmat Kharal is an advocate for equal rights. She’s a recipient of multiple awards like the Drum Major Award, Multiple Sales Awards, Women of Influence, and more.

Join us as Rehmat discusses what it’s like to be a woman and a woman of color in corporate America, how she gained self-confidence, her advice to mothers who want to climb the corporate ladder, and more. 

With hosts, wealth manager Lee Michael Murphy, career advisor Sergio Patterson, and attorney Matthew McElroy tune in to this week’s episode of The Free Retiree Show.

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MONEY MANAGEMENT EDITION

Holidays only mean one thing: taking a well-deserved vacation. Either solo or with family and friends, people love going on vacations.

Whether locally or internationally (pre-COVID 19, that is), traveling is a means of escape from most of us. A time to relax, spend quality time with your favorite people, and forget about reality and work for a while. For some people, taking vacations is a necessity rather than a luxury. 

But a very important question still stands, can you afford to take a vacation? Of course, you can easily swipe your credit card to book a flight, book three rooms in a hotel, and eat out at restaurants as freely as you can. But is this the right move to do? Or are you just digging a deeper hole in debt?

According to Learnvest Money Habits, the average American spends 10% of their annual income on travel. 74% of Americans have gone into debt to pay for a vacation, averaging a total of $1,108.

Wealth manager Lee Michael Murphy shares his full-proof checklist to make sure you’re financially ready before going on a vacation you truly deserve. 

Join us with co-hosts career advisor Sergio Patterson and attorney Matthew McElroy for a fun, informative, and even semi-argumentative episode about how you should prepare yourself and your family financially and not get into more debt for a vacation. 

Make sure to tune in to this week’s episode of The Free Retiree Show.

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