Scammers have a new secret weapon—artificial intelligence. In this episode, Amber Reddekopp reveals how AI is transforming fraud, from voice cloning and deepfakes to convincing chatbots and fake online deals. Discover real-life examples, learn why “trust but verify” is more important than ever, and get practical tips to protect yourself in a world where nothing is as it seems. If you’ve ever wondered how to spot scams or keep your money and identity safe, this episode is your essential guide to staying one step ahead.

Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office.

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What if the next person trying to scam you isn’t a stranger, but someone you know—or even a computer? In this episode, Amber Reddekopp exposes the most common frauds targeting retirees and families, from investment clubs and identity theft to romance scams and tech support traps. Learn how scammers use urgency, secrecy, and “too good to be true” promises to trick victims, and discover practical red flags to help you stay safe. Whether you’re protecting yourself or helping loved ones, awareness is your best defense in today’s world of deception.

Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office.

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What happens when your Medicare decision locks you in—and your health takes a turn? In part two of the Games of Life Medicare series, Ambar Reddekopp unpacks the complexities of Medicare Advantage. From alphabet soup plans to hidden co-payments and county-specific coverage, this episode explores how your health history, budget, and location shape your options. Learn why timing matters, what long-term care isn’t covered, and how to avoid the buzzer in this high-stakes game of healthcare.

Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office.

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Feeling like Medicare is a game of Operation? One wrong move and—buzz! In this episode of Games of Life, host Ambar Reddekopp, president of Journey Financial Group, sits down to dissect the complexities of Original Medicare. From navigating Parts A through D to avoiding costly prescription pitfalls and understanding optional coverages like dental, vision, and hearing, this conversation is packed with insights that demystify the Medicare maze. Whether you're caring for a loved one or planning ahead, this episode offers clarity without the jargon.

Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office.

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Ambar Reddekopp of Journey Financial Group discusses how she helps people better their credit scores. Ambar shares the different types of credit and how managing each properly can slowly raise the score, but also how closing and opening accounts too rapidly is a bad move. Ambar also explains the difference between having debt and using credit and how the latter is a great way for people to keep a good score. And Ambar describes situations where people should be more focused on closing credit lines than raising the overall scores.

Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office.

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Ambar Reddekopp of Journey Financial Group discusses the moving target that is credit scores. Ambar shares how the way they are graded has changed over the years and is confusing and then she explains what comprises them. Then Ambar shares five factors that move credit scores and why paying one’s bills on time is the most important. Ambar also emphasizes that people should not feel guilt about carrying debt and that she works with people in all stages of debt management.

Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office.

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Ambar Reddekopp of The Journey Financial Group explains the methodical process for people that want to get out of debt. Ambar discusses the agenda for meeting new clients and simply finding out how bad their debt is and what their APR rates are. Then she shares three different keys – debt rollup plan, consolidated debt, and bankruptcy – and how each affects one’s credit score and why a financial advisor is very important in helping someone through these processes. And Ambar assures people not to be ashamed of these, because extremely rich people also use these methods. And Ambar shares her love of comic-cons and the ones she will be attending soon.

Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office.

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Ambar Reddekopp of The Journey Financial group relates being in an escape room to one of the most cumbersome and dangerous parts of people’s financial health: debt. Ambar explains how amortized debt is structured to make paying it off hard and for big companies to profit. She also defines the difference between APR and interest and shows how people can get stuck paying mostly APR and not principal. Ambar also talks about good debt and bad debt and has a great analogy for how debt is like fire. And Ambar discusses her “First Fridays” that are outdoors and tasty during the summer.

Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office.

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Ambar Reddekopp relates the strategy and duties of pieces in the game of chess to the trickiness and gravity of estate or legacy planning. She shares how one’s documents are like pawns – the first line of defense. And Ambar shares how wills, trusts, taxes, and the entire plan itself fit onto the chess board. She also shares how an advisor is like a football coach and a lawyer is like one of the players in the game of estate planning, each helping the other to achieve the best result. Ambar also recalls her days of playing competitive chess and how the game is much more fun with the pressure off.

Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office.

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Ambar Reddekopp finishes up the game of Trouble in retirement with a discussion on long-term care. Ambar explains the who, what, when, where, and how of the subject. She shares examples of how the “when” – as in when to stop driving or to move out of one’s home – and the “how” – especially how to pay for this expensive care – can be very tricky to initiate. Ambar shows how advisors have resources that can show people their choices and arm them with the best information to make decisions.

Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office.

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