Join Mike, David, and Amy as they discuss today’s Real Estate hot sellers’ market.

Join Mike, Dave and Amy as they discuss Real Estate buying, selling and investing.

Mike, David and Amy are joined this week by returning guest host Renee Inman. The team discusses insurance, the future of the real estate market in Sacramento and learning your risk tolerance for investing.

Mike discusses timing the market and what a real estate correction could look like in the future. Should you wait to buy? While you can never tell if the market has hit the top or bottom, Mike suggests the right time is when you can afford it. A home is an incredible investment.

But not to fear, as Amy reminds us the market is still great with interest rates continuing to stay low; and explains new mortgage options for those close to retirement! Mortgage options are available for those who are working part time or self-employed.

Financial Planner David discusses the importance of Risk Tolerance in investing. Your risk tolerance is personal and always changing, which can affect your investment strategy.

Renee Inman from Beach and O’Neill returns this episode to lend more expertise on insurance. She discusses her company Beach and O’Neil and how small companies can benefit you.

Mike, Amy and David return this week to discuss the benefits of planning on a cross disciplinary basis; and the benefits of buying in both real estate and finance.

Mike says the max exodus from California is causing buyers to jump at new listing over asking price. Contingencies in deals. Causing large offers to come out right when a listing hits the market. Amy discusses how accessible home ownership can be. With incredible loan options for first time buyers, you could turn a tax return into a new home.

Just like in real estate, the world of insurance has its own form of renting vs. buying. David compares term insurance with more long-term options that could allow the applicant more freedom to invest, barrow or cede the policy to a beneficiary.

More important than the plan, is the team. Mike, Amy and David discuss the benefits in planning on a cross disciplinary basis. When your agents have a reliable reputation and good history with one another it can only benefit you.

This week Mike, David and Amy are joined by insurance specialist Renee Inman and discuss the value of working with a broker for your rural insurance. Depending on where you live, rural insurance could be vital to you in California’s changing climate.

When choosing an agent to represent your home, consider who they work with as options for lending or insurance. Mike and Amy detail the importance of hiring a real estate agent with a good team behind them. When there is a demonstrated history between your lending broker and agent, it can improve your home buying or selling experience.

David discusses the two types of debt and the importance a spending plan is in meeting your financial goals. If buying or selling a home is in your future, this is not an episode to miss!

Local professionals turned radio hosts! Listen to Mike, Amy and David as they lend their expertise on the current financial and real estate markets. Local to the Sacramento valley, but helpful advice for everyone.

Listen on the radio on KSAC 105.5 FM or KTKZ 1380 AM or anywhere podcasts are found. Got a question? Reach out on http://www.thegoldenstatereport.com/

Mike, Amy and David discuss how the new administration will affect the real estate market, and the difficulties appraisers are now facing when valuing your home.

Appraisers are having a difficult time finding homes with comparable conditions, which could affect your value. Mike explains how the lack of homes could jeopardize your value because of the speed at which the market is changing.

Amy discusses how the new administration plans to reform lending in the coming years; leading to lower premiums but with higher upfront costs.

David dives into his book The Power of a Plan, and the process that went into creating his financial planning guide.

Reminiscing on warmer times in this clip from June 15th, 2019.

Financial Planner David Stone discusses how to make tax season benefit you. If you are self employed or working on commission, creating a tax plan compatible with inconsistent income is best. David highlight's how variable revenue can actually be a blessing when tax time comes!

This week Mike and David ring in the new year by discussing what the real estate market is doing in rural Sacramento and David discusses the importance of Exit Planning to secure the future of your business.

Working from home has caused a boom in the real estate market in the Sacramento Valley. But how can changing the staging affect your home value? Mike emphasizes the importance staging can play in how a home presents to buyers.

David discusses the 8 D’s of business planning-- the key in creating a solid future for your company. Parting ways whether by retirement or career transition is natural; but without a plan in place your business could be in jeopardy.

Mike, David and Amy discuss the future of the 2021 Real Estate Market and how rates could continue to stay low in our Sacramento area, and what that could mean for potential sellers.

If you have financial resolutions this new year, David has a great way to get your kids involved. The Daddy 401k is a way to help your children invest in an easy, low-risk way. By helping the next generation learn about money, it exposes the whole family to the idea of generational wealth.

Real Estate is key in jump starting the economy. With mortgage rates staying low and homes selling fast, the future looks bright for Sacramento home owners.