Warm wishes this holiday season from everyone at The Golden State Report!

This week the team makes predictions on 2021; and deliberate on how their Christmas challenge has impacted their community in the last weeks. Mike touches on how the pandemic will impact the real estate market for years to come. As work schedules become flexible, amenities for working from home will become a hot commodity. Amy warns on the dangers of getting in the market just to flip houses. There can be very attractive loan offers, especially now. But how will that effect your ability to borrow money in the future? Ramifications and repercussions could follow suit. David wants this holiday season to be the time you start discussing your financial future. Using the analogy of a toybox, David discusses how a trust can be instrumental in creating security for your assets. What legacy do you want to leave with your loved ones?

Amy, Mike and David discuss vital information you need if you want to start the new year with money in your pocket. Important year end tax deductions, the upcoming holiday’s effect on the housing market, and how to improve your mortgage are all covered in this episode of The Golden State Report. This show is not one to miss!

Real estate expert Mike Gray weighs in on three major reasons why the market has taken a turn as of late; and how selling in December could be your secret asset to getting buyers. Amy speaks about the positives that have happened this year; the booming real estate market, stock market and low interest rates. If you have goals of reducing terms, consolidating debt or pulling cash out; consider reaching out to Amy-- with free consultations and a mortgage review within 24 hours there is nothing to lose!

David, a certified financial planner, discusses crucial year end steps that could save you hundreds of thousands in deductions come April. Whether you’re a business owner, retired or just starting out; everyone can benefit from a tax break this year. If you’re worried about your taxes, don’t wait until the New Year to do something about it.

Mike’s touching story sparks a challenge for his fellow co-hosts and listeners in a fun pay it forward challenge. If you participate, reach out to us on http://thegoldenstatereport.com/

This week Mike, Amy and David return to discuss possible storm clouds on the horizon as the market dropped for the first time in months and November celebrates Long Term Care Month.

Sacramento’s housing market took a dip this week, could this be regular seasonal slowing or be an indication of something more? The slight drop in the housing market has contractors ramping up production to meet growing demand but with COVID still creating supply chain shortages, it looks like the market could bounce back.

Are long term care policies your best option or could there be something better? How you can protect your children from uncertainty by planning for your future now. Financial Planner David Stone weighs in on how you can navigate planning for your future with all the options out there.

This week Mike, David and Amy make predications about the future of Sacramento’s housing market and how you can make the most out of your retirement.

The new demand for homes has caused a wave of Bay Area buyers to the Sacramento Valley. This new serge could affect interest rates and appreciation values. Mike calms home appraisal worries and gives advice for sellers trying to get the best fair market value for their home. Amy discusses her expertise on mortgage, claiming these will be the lowest rates we could ever see. But what goes down must come up. Could refinancing a good option for you?

It’s a sellers’ market, but there is an important second question, where will you go? If retirement is part of your plan, its important to make sure you are prepared. David discuses retirement from a new perspective- once you are prepared financially, will you be ready mentally? With an abundance of time on your hands this could be the time to serve your community, start a small business or volunteer.

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This week David and Mike discuss the red-hot seller's market and how becoming a landlord can benefit you.

Mike speaks about what new buyers are looking for and what amenities can make your home sell in as little as 2 hours! He also discusses the six traits that can make your home more desirable in this market, especially for people continuing to work from home.

David brings his real estate knowledge to the table and how it deeply connects to a person's comprehensive financial plan. Could becoming a landlord be your financial solution? If so, David explains 1031's and Real Estate Investment Trusts and how they could work for you.

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