Janice Padovani is an experienced property lawyer, who currently works in Sydney as the Principal Lawyer of JP Property Lawyers. She has assisted countless first-home buyers with the legal aspects of purchasing their properties and is a wealth of knowledge on the subject.

Legal jargon can sometimes seem incomprehensible, but it’s one of the most important things you’ll need to understand before purchasing your first home. In today’s episode, we’re discussing conveyancing, gazumping, and more.

This episode is part one of our three-part series with Janice, so listen out for the future episodes to make sure you learn everything you can about this foundational topic for first-home buyers.

Resources and links:

• Janice Padovani’s phone number
• Janice Padovani’s email
• JP Property Lawyers on Facebook
• JP Property Lawyers website

Connect:

• Lendstreet website
• Lendstreet on Facebook
• Lendstreet on Instagram
• Lendstreet on LinkedIn
• Michael Nasser on Twitter

This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

See omnystudio.com/listener for privacy information.

Monique Verga, buyer's agent at Amy Lunardi Property in Melbourne, has over 10 years of experience across the property market. Before becoming a buyer's agent, Monique worked as a sales agent, where she was involved in over 500 transactions. Now, she's here to help you get the most out of your conversations with real estate agents. 

Monique shares her unique insight on both sides of the property purchase experience, as she discusses how to navigate conversations with a property manager. She details the importance of real estate agents in the property transaction process, plus what to look out for when approaching an agent with questions. 

Connect:

• Lendstreet website
• Lendstreet on Facebook
• Lendstreet on Instagram
• Lendstreet on LinkedIn
• Michael Nasser on Twitter

This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

See omnystudio.com/listener for privacy information.

This is the second part of our conversation with John Ng, an experienced mortgage broker, and the owner of Money Jar Concept, a brokerage based in Melbourne's Inner West. After five years of running his own business, John has a wealth of knowledge that he loves sharing with first-home buyers in his community. 

In this episode, John breaks down some of the unique terms you may hear from banks or mortgage brokers, to give you the confidence you need to understand the mortgage application process. He'll explain equity, genuine savings, lenders' mortgage insurance, and more. Stick around to the end where John shares a pre-approval tip that might help save your credit score.

To contact John:

• John Ng’s email
• John Ng’s mobile
• Money Jar Concept website
• Money Jar Concept on Instagram
• Money Jar Concept on Facebook

Connect:

• Lendstreet website
• Lendstreet on Facebook
• Lendstreet on Instagram
• Lendstreet on LinkedIn
• Michael Nasser on Twitter

This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

See omnystudio.com/listener for privacy information.

This is the first of a two-part episode with John Ng, an experienced mortgage broker and owner of Money Jar Concept, a brokerage based in the inner west of Melbourne. John is passionate about supporting his community through providing ethical guidance on all things finance.

In this episode, John introduces himself and shares his experiences as a mortgage broker, and how his business was born out of dissatisfaction with working in a bank. He then breaks down the essential terms you need to know when engaging with a mortgage broker, from pre-approval to deposit, to assets and break costs, as well as distinctions for a variety of different rate terms. Make sure you listen out for our next episode with John, where we cover even more terms. 

To contact John:

• John Ng’s email
• John Ng’s mobile
• Money Jar Concept website
• Money Jar Concept on Instagram
• Money Jar Concept on Facebook

Connect:

• Lendstreet website
• Lendstreet on Facebook
• Lendstreet on Instagram
• Lendstreet on LinkedIn
• Michael Nasser on Twitter

This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

See omnystudio.com/listener for privacy information.

Rhiannan Jenkins is a seasoned buyer’s agent and property consultant at Hunter James, one of Sydney’s premier buyers agencies. In today’s episode, we are focusing on the hidden or commonly unknown costs of buying your first home.

In this episode, Rhiannan discusses some of the most commonly known costs, the unknown costs as well as providing some details on what these costs actually provide. She then runs through a scenario of what the costs would be on a property purchase price of $850,000.

Connect:

• Lendstreet website
• Lendstreet on Facebook
• Lendstreet on Instagram
• Lendstreet on LinkedIn
• Michael Nasser on Twitter

This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

See omnystudio.com/listener for privacy information.

Lan Ta is a buyers agent based in Sydney who assists people to reach their property goals sooner via her company, Chic Buyers Agent.

In today's episode, we’ll be focused on a topic that was requested by a listener, ‘How to research for property’. We’ll discuss what a first home buyer needs to consider when researching a property, how to create a property wish list and how to determine the value of a property.

Connect:

• Lendstreet website
• Lendstreet on Facebook
• Lendstreet on Instagram
• Lendstreet on LinkedIn
• Michael Nasser on Twitter

This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

See omnystudio.com/listener for privacy information.

Larni Spillsbury is a credit repair expert and Director of Wipe Credit Clean, a company focused on assisting people to repair or improve their credit score.

Today, you’ll hear about all things credit scores. A topic that’s not often discussed but one that can have an important role in your ability to get your home loan. We’ll explore what a credit score is, why your credit score is so important and what to do if you have a bad credit score.

Connect:

• Lendstreet website
• Lendstreet on Facebook
• Lendstreet on Instagram
• Lendstreet on LinkedIn
• Michael Nasser on Twitter

This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

See omnystudio.com/listener for privacy information.

Betsy Westcott is a Financial Wellness Coach with a background in financial planning, who’s passionate about helping people find financial freedom by understanding and nurturing their relationship with money. She’s also the Chief Revenue Officer of an upcoming FinTech company called Fupay.

As a first home buyer, understanding and developing good money habits is a key foundational concept and is critical for your long-term success. Today, we’ll be discussing what a Financial Wellness Coach is, and how they can help first home buyers. You’ll also hear how important your mindset is when it comes to money, and how to ensure you are in the right one.

Connect:

• Lendstreet website
• Lendstreet on Facebook
• Lendstreet on Instagram
• Lendstreet on LinkedIn
• Michael Nasser on Twitter

This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

See omnystudio.com/listener for privacy information.

Elaine Davies is a Sydney-based buyers agent with over 15 years of experience. She's the author of "Mind, Body, Sold", a holistic guide to buying property like a pro. And she's also the Founder of New Road Property, a buyers agency dedicated to helping people realise their property dreams.

In today’s episode, Elaine discusses what a buyers agent is and does, and how they can help first home buyers in their property journey. You’ll learn the role a buyers agent plays in a property transaction, how to successfully approach real estate agents, and we'll unpack the most common mistakes Elaine sees first home buyers making.

Resources and links:

• 'Mind, Body, Sold!' by Elaine Davies

Connect:

• Lendstreet website
• Lendstreet on Facebook
• Lendstreet on Instagram
• Lendstreet on LinkedIn
• Michael Nasser on Twitter

This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

See omnystudio.com/listener for privacy information.

Evelyn Clark is a Director and Finance Broker at Everlend, a mortgage and finance broker based in St Kilda, Melbourne. Everlend has a focus on empowering and educating their customers to make their own informed financial decisions.

In today’s episode, we’ll walk you through the role a mortgage broker plays in the first home buyer's journey. We'll break down what a mortgage broker actually does, what a first home buyer needs to know about borrowing capacity, and we answer the question, do you really need a mortgage broker?

Connect:

• Lendstreet website
• Lendstreet on Facebook
• Lendstreet on Instagram
• Lendstreet on LinkedIn
• Michael Nasser on Twitter

This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

See omnystudio.com/listener for privacy information.