I'm discussing the reality of buying a home in 2023 and beyond. Enjoy the episode and leave a comment. Enjoy

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

Think you can't afford to buy a home because you don't have a big down payment? Think again! FHA loans and down payment assistance programs can help you buy a home with as little as 3.5% down.

In this video, I'll explain 5 reasons why FHA loans are the best loan program to use with Down Payment Assistance programs.

Whether you're a first-time homebuyer or a seasoned buyer looking to save money on your down payment, this video is for you. Watch now to learn how to buy your dream home with little money!

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

Are you a first-time homebuyer? Congratulations! Buying a home is a big step, but it can also be an excellent investment. Your mortgage rate is one of the most important things to consider when buying a home. A lower mortgage rate can save you thousands of dollars over the life of your loan.

In this video, I will share tips on getting the best mortgage rate as a first-time buyer. I'll cover things like:

How to choose the right loan program

Seller-funded buydown options

How to improve your credit score

So, if you're a first-time homebuyer looking for the best mortgage rate, watch this video!

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

00:00 Introduction

00:32 Choose the Right Loan Program

01:48 Seller Funded Buydown Options

03:37 Choose the Right Partners

03:57 You must have your down payment

04:31 Credit Scores

07:39 Recap

Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

1% down payment and HomeReady great combo to fight home affordability

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

🏠 Don't let the misconception of renting being cheaper hold you back from achieving your dream of owning a home. It's time to take control of your financial future and create a stable foundation for yourself and your family.

Join us in this eye-opening video as we provide practical insights for first-time home buyers like you. Let's navigate the path to homeownership together! 🌟🔑

Hit that play button, and let's empower you with the knowledge to step confidently into homeownership. 💪🏡 Don't miss out – your dream home awaits! 🏡💕

Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

If you're a first-time homebuyer or returning to the market, these crucial tips will demystify your financial journey. Learn about:

🔑 Payment Shock: How to Prepare for Mortgage Payments

💰 Residual Income: Find Out What Monies You Really Need After Closing

🔧 Maintenance Mastery: Unveiling the Essential Home Upkeep formula

Prepare to crunch the numbers and navigate your home purchase like a pro! Watch now and empower your homeownership dreams. 🏠💪

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

If you're considering buying a home, this video is a must-watch. Discover the crucial facts about down payment assistance that no one's telling you about. Don't let surprises catch you off guard – learn what you should know before making a move in the housing market. Stay informed, and stay empowered! Watch now. 👀

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

🏠 Unlock Savings with MCC! | TSAHC 2023 👀 🎉💰🔑

// https://youtu.be/27fFfyigWm8

💰🏠 Down Payment Assistance:

// https://youtube.com/playlist?list=PLcXaJoDSsd2j2gtFvl93Cl6gen7TSm0bv

Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.

Welcome to our new video - 💰 Discover Easy Income Solutions! 🏡 Make Your Dream Home Affordable! ✨

In this video, we'll break down easy-to-understand income solutions that could help you unlock the door to your dream home!

Here's what you'll learn:

➡️Tips on how to increase your income:

//https://www.canva.com/design/DAFqaVIfVwc/2Hh2uUk35JAD8LjrOyinew/edit?

utm_content=DAFqaVIfVwc&utm_campaign=designshare&utm_medium=link2&utm_source=sharebutton

➡️Fun and practical strategies to save for your future home

➡️Remember to like, share, and subscribe for more helpful videos!

👀 Your dream home is closer than you think. Let's make it happen together!

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

🏠 Unlock Savings with MCC! | TSAHC 2023 👀 🎉💰🔑

// https://youtu.be/27fFfyigWm8

💰🏠 Down Payment Assistance:

// https://youtube.com/playlist?list=PLcXaJoDSsd2j2gtFvl93Cl6gen7TSm0bv

Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.

Hey there, future first-time homebuyers! Are you ready to take on the exciting journey of owning your dream home? 🙋‍♀️🏠 Well, we've got your back with some essential tips to help you steer clear of those pesky house-buying regrets!

📅 Schedule a Home Loan Consultation: https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼 https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

🏠 Unlock Savings with MCC! | TSAHC 2023 👀 🎉💰🔑https://youtu.be/27fFfyigWm8

💰🏠 Down Payment Assistance: https://youtube.com/playlist?list=PLcXaJoDSsd2j2gtFvl93Cl6gen7TSm0bv

Remember, we're here to support you every step of the way! Listen to our podcast for more insights, fun discussions, and success stories from Home-Buyers like you who found their perfect nest. Happy house hunting! 🎧🎙️🏡

Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. Any government agency has not approved this video.

Unlock big savings with MCC! 🏠💰 The Mortgage Credit Certificate isn't just for first-time homebuyers. Discover how to reduce your mortgage interest and even access Down Payment Assistance! 🎉 Join us as we break down the benefits of the MCC program, making your dream home more affordable than ever. 🔑 Don't miss out on this opportunity to save, schedule a consultation, and confidently step into your new home! 🏡💸.

🧮 Check out the TSAHC MCC CALCULATOR:

// https://www.tsahc.org/homebuyers-renters/mortgage-credit-certificates

📅 Schedule a Home Loan Consultation:

// https://linktr.ee/Lend2usa

📌 More Helpful Content:

🎥 🏠📝 The Ultimate Guide to Submitting a Home Loan Application Successfully! 🎉💼

// https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0

💰🏠 Down Payment Assistance:

// https://youtube.com/playlist?list=PLcXaJoDSsd2j2gtFvl93Cl6gen7TSm0bv

Keywords: Mortgage Credit Certificate, MCC, Home buying, First-time homebuyer, Not first-time homebuyer, Mortgage interest, Tax credit, Down Payment Assistance, Affordable housing, Homeownership, Real Estate Finance, Tax savings, Mortgage rates

Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. Any government agency has not approved this video.