We’re 5 months into 2023, so now is a good time to get a market update that will help you understand the trends to buy your first home faster. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments. 

// SHOW NOTES

00:00 Where We’re At and Where We’re Going

00:10 Intro

00:32 Hey, Real Quick Before We Start...

00:59 Welcome To The Homeowner Prep Podcast

01:30 Slow Appreciation Due To Interest Rates and Housing Shortage

02:21 2.3% Appreciation Nationally

02:42 Analyzing The NAR Market Outlook

04:06 Our Advice Is To Get Your Foot In The Door

04:31 Getting Started With Homeowner Prep

04:46 Connect With Us On Social Media

05:22 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start 

Support Our Mission:

https://www.homeownerprep.com/support

Manage Your Credit Score with MyFICO:

https://bit.ly/HP-FICO 

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Start Budgeting Today with Rocket Money:

https://bit.ly/HP-Rocket

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub 

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep 

Facebook: http://www.facebook.com/HomeownerPrep 

Twitter: http://www.twitter.com/Homeowner_Prep 

TikTok: http://www.tiktok.com/@HomeownerPrep 

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

Worried about your bank failing? On this week’s episode we discuss 3 ways to protect yourself from a failing bank. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments. 

// SHOW NOTES

00:00 Did You Miss The CalHFA Down Payment Assistance Program?

00:11 Intro

00:33 Hey, Real Quick Before We Start...

01:00 Welcome To The Homeowner Prep Podcast

01:26 Banks Are Making Risky Investments

02:12 Bank With A Bigger Bank or Credit Union

02:38 Don’t Deposit Too Much Money

03:25 Fear Leads To Bank Failure

04:45 Getting Started With Homeowner Prep

05:20 Connect With Us On Social Media

05:41 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start 

Support Our Mission:

https://www.homeownerprep.com/support

Manage Your Credit Score with MyFICO:

https://bit.ly/HP-FICO 

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Start Budgeting Today with Rocket Money:

https://bit.ly/HP-Rocket

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub 

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep 

Facebook: http://www.facebook.com/HomeownerPrep 

Twitter: http://www.twitter.com/Homeowner_Prep 

TikTok: http://www.tiktok.com/@HomeownerPrep 

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

Did you miss out on the CalHFA down payment assistance program? It’s okay there will be more and we’re going to make sure you are ready to take advantage this time! Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments. 

// SHOW NOTES

00:00 Did You Miss The CalHFA Down Payment Assistance Program?

00:12 Intro

00:34 Hey, Real Quick Before We Start...

01:01 Welcome To The Homeowner Prep Podcast

02:09 Know Where You Stand

02:58 Down Payment Doesn’t Cover All Costs

03:21 Stay Informed On All Future Programs

03:53 Make Sure You Have An Experienced Team

04:30 CalHFA Is Not The Only Down Payment Assistance Program

04:52 Get Help and Create A Game Plan

05:48 Getting Started With Homeowner Prep

06:23 Connect With Us On Social Media

06:57 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start 

Support Our Mission:

https://www.homeownerprep.com/support

Manage Your Credit Score with MyFICO:

https://bit.ly/HP-FICO 

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Start Budgeting Today with Rocket Money:

https://bit.ly/HP-Rocket

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub 

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep 

Facebook: http://www.facebook.com/HomeownerPrep 

Twitter: http://www.twitter.com/Homeowner_Prep 

TikTok: http://www.tiktok.com/@HomeownerPrep 

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

You made it through tax season, so did you win? In this week’s episode we discuss some different strategies you can use to make sure you win next tax season. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments. 

Disclaimer: Homeowner Prep and Eric Hellon are not tax professionals, be sure to consult with a trusted tax advisor before implementing any of the strategies discussed.

// SHOW NOTES

00:00 Did You Win This Tax Season?

00:11 Intro

00:33 Welcome To The Homeowner Prep Podcast

01:10 Start A Business!

02:22 Uncertain Times Right Now

03:10 Donate More Money

03:43 You Benefit From Buying Real Estate

04:30 How Do You Define Winning?

05:01 Getting Started With Homeowner Prep

05:36 Connect With Us On Social Media

05:45 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start 

Support Our Mission:

https://www.homeownerprep.com/support

Manage Your Credit Score with MyFICO:

https://bit.ly/HP-FICO 

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Start Budgeting Today with Rocket Money:

https://bit.ly/HP-Rocket

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub 

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep 

Facebook: http://www.facebook.com/HomeownerPrep 

Twitter: http://www.twitter.com/Homeowner_Prep 

TikTok: http://www.tiktok.com/@HomeownerPrep 

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

We are often asked about rent-to-own programs and how they work, so this week we interviewed Lord Munjal of Utopia Homes to answer your most pressing questions. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Intro

00:22 Welcome To The Show

01:18 What Is A Rent-To-Own Program?

03:40 What Happens When Plans Change?

06:20 What If Home Prices Go Down?

08:08 What Is The Qualification Process?

10:00 What Makes Utopia Homes Different?

12:14 Where Is The Utopia Homes Program Available?

13:33 Are Rents Higher Than Normal?

14:59 Do You Need An Agent and Who Covers The Costs?

17:30 How Can Buyers Make Sure The House Is In Good Shape?

18:35 How Long Is The Term?

19:15 What Happens If The Renter Is Not Ready To Buy?

20:30 Can The Renter Choose Their Own Lender?

21:53 How Long Does The Qualification Process Take?

24:05 What Is The Background Of Utopia Homes?

29:45 Education Leads To Buying A Home Sooner

31:10 Agents Can Benefit With Cash Offers and Full Commissions

32:07 Who Is The Ideal Customer?

33:35 Getting Started With Homeowner Prep

34:05 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start 

Support Our Mission:

https://www.homeownerprep.com/support

Manage Your Credit Score with MyFICO:

https://bit.ly/HP-FICO 

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Start Budgeting Today with Rocket Money:

https://bit.ly/HP-Rocket

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub 

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep 

Facebook: http://www.facebook.com/HomeownerPrep 

Twitter: http://www.twitter.com/Homeowner_Prep 

TikTok: http://www.tiktok.com/@HomeownerPrep 

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#renttoown #realestateadvice #homeownership

This week we had a YouTube Live interview with first time homebuyers Dradley and Shandell Desamours. We discussed moving to a new state, surprise tax increases and the advice they would give to other future homeowners. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Intro

00:22 Welcome To The Show

09:20 Moving Around As A Military Family

11:11 Motivation To Buy A Home

12:50 Everyone Wants To Buy A Home

14:49 What Would You Do To Buy Your Home?

21:36 Making The Homebuying Process Easier

27:52 Surprising Property Tax Increases

31:45 Favorite Part Of Homeownership

36:50 Is It Your Forever Home? What’s Next?

40:36 Advice For Future Homeowners

44:21 The Influencer Lifestyle

48:00 Follow The Desamours

49:05 Getting Started With Homeowner Prep

49:34 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start 

Support Our Mission:

https://www.homeownerprep.com/support

Manage Your Credit Score with MyFICO:

https://bit.ly/HP-FICO 

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Start Budgeting Today with Rocket Money:

https://bit.ly/HP-Rocket

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub 

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep 

Facebook: http://www.facebook.com/HomeownerPrep 

Twitter: http://www.twitter.com/Homeowner_Prep 

TikTok: http://www.tiktok.com/@HomeownerPrep 

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

Last week we talked about taking a step back, but are you willing to take a step forward in your home buying journey? On this week’s episode, we will talk about being “mortgage ready” and how to take the first step. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Are You Willing To Take A Step Forward?

00:10 Intro

00:31 Welcome To The Homeowner Prep Podcast

01:05 Undergoing A Mental Mind Shift

01:35 Freddie Mac Survey Results

02:17 The First Step Might Be A Mortgage Application

02:30 Why Clients Work With Homeowner Prep

02:52 Mortgage Ready and Near Mortgage Ready

03:19 Your Credit Is Important

04:05 What’s The Worst That Can Happen?

04:46 Getting Started With Homeowner Prep

05:36 Contact Us On Social Media

06:03 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start 

Support Our Mission:

https://www.homeownerprep.com/support

Manage Your Credit Score with MyFICO:

https://bit.ly/HP-FICO 

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Start Budgeting Today with Rocket Money:

https://bit.ly/HP-Rocket

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub 

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep 

Facebook: http://www.facebook.com/HomeownerPrep 

Twitter: http://www.twitter.com/Homeowner_Prep 

TikTok: http://www.tiktok.com/@HomeownerPrep 

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

Your home buying journey may start with a step back, but will that discourage you from moving forward in the future? On this week’s episode we will discuss making the sacrifices needed to ultimately get the keys to your first home. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 Are You Willing To Take A Step Back

00:13 Intro

00:35 Welcome To The Homeowner Prep Podcast

01:01 Recent Call With A Client

01:53 Make The Sacrifice To Be More Prepared To Buy

02:30 Don’t Pay More For Your Impatience

03:18 Are You Ready To Do Whatever It Takes?

03:47 Getting Started With Homeowner Prep

04:22 Contact Us On Social Media

04:59 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Support Our Mission:

https://www.homeownerprep.com/support

Manage Your Credit Score with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Start Budgeting Today with Rocket Money:

https://bit.ly/HP-Rocket

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

How long will it take to buy a home? Well it depends, but on this week’s episode we will discuss the factors that impact your home buying timeline. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 How Long Does It Take To Buy Your First Home?

00:13 Intro

00:35 Welcome To The Homeowner Prep Podcast

00:58 Your Personal Economics: Income, Credit & Debt

01:12 What Income Can Be Used To Qualify

01:54 A Perfect Credit Score Is Not Required

03:16 Understanding The Debt-To-Income Ratio

04:09 Market Factors That Impact Your Timeframe

04:18 Competitiveness Of the Market

04:41 Seasonality Of The Market

05:24 You Can Control Most Of These Factors

06:00 Getting Started With Homeowner Prep

06:28 Contact Us On Social Media

06:59 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Support Our Mission:

https://www.homeownerprep.com/support

Manage Your Credit Score with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Start Budgeting Today with Rocket Money:

https://bit.ly/HP-Rocket

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership

Did you know there are times when home appreciation can work against you? On this week’s episode we will discuss the pros and cons of appreciation when it comes to tax assessments. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 African American Homeownership Solutions

00:13 Intro

00:35 Hey! Real Quick Before We Start…

01:02 Welcome To The Homeowner Prep Podcast

01:40 The 4 Components of Your Mortgage

02:27 Costs For Homeowners Rise Slower

02:45 Good News, Bad News of Home Appreciation

03:05 How Taxes Get Assessed

03:30 New Development Is A Change of Ownership

05:02 Challenging Your Tax Assessment

06:03 Getting Started With Homeowner Prep

06:23 Contact Us On Social Media

06:50 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Support Our Mission:

Https://www.homeownerprep.com/support

Manage Your Credit Score with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyingahome #realestateadvice #homeownership