The Homeseekers

KiwiSaver isn’t just a savings plan — it’s your financial future. And just like rugby, you can’t win the game if you pick the wrong lineup. Get your KiwiSaver settings wrong, and you’ll be outplayed, outmuscled, and left behind when it matters most.

In this episode, we sit down with financial adviser Liam to explore how first home buyers can maximise their KiwiSaver for a successful property purchase. Liam shares his insights on KiwiSaver contributions, withdrawal strategies, and what to consider before accessing your funds. We also cover tips on choosing the right KiwiSaver fund, managing fees, and the role of active management. If you're a first home buyer looking to make the most of KiwiSaver, this episode is packed with practical advice to help you on your journey to homeownership.

What is the best KiwiSaver provider? In this video, we break down everything you need to know about KiwiSaver and how to make the best choice for your financial future. We cover the different types of KiwiSaver funds, where your money goes, and how to switch KiwiSaver providers.

In this episode , we break down what the OCR drop means for NZ first home buyers. From banks adjusting interest and test rates to the potential for further OCR cuts, we explore how these changes could impact your property journey and whether FOMO is justified in today's market. Tune in for insights and predictions on navigating the current landscape.

Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/
Contact Dani: [email protected]

In this episode, real estate expert Charlie Brothers talks about buying your first home in NZ. He explores the ins and outs of the property market. From deciding whether it's a buyer's or seller's market to maximising your property's value and avoiding common mistakes as a first home buyer, Charlie shares valuable insights and practical advice to help you navigate your real estate journey with confidence.

Contact Charlie
📱 021 966 704
📧 [email protected]

In this episode, Ali shares how franchising made him a better financial adviser. Ali is a financial adviser and business partner, and shares his journey, investment strategies, and philosophies.

In this episode, we dive into if you should buy property under New Zealand's latest government policies. We'll explore why people aren't rushing to buy property despite increasing first home buyer purchases, and how inflation is impacting property prices. Learn about the potential reduction of bank testing rates, the pros and cons of choosing a 12-month loan, and whether now is a good time to purchase property. We'll also discuss if property investors have an edge in the market, the removal of CCCFA for home loans, the rise of granny flats, undervalued properties in New Zealand, and OCR predictions.

Contact Andy: https://whq.co.nz/contact-us/
Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/

In this episode of The Homeseekers, we cover how will the NZ government changes affect the property market? Topics include the scrapping of the First Home Buyer Grant, declining interest rates, and the benefits of banking with multiple institutions. We also discuss DTI versus servicing calculations, interest deductibility changes, and their impact on the property market. Find out if council valuations matter and how OCR predictions might affect your property decisions.

Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/

Why is a mortgage adviser better than the bank? In this episode of The Homeseekers, we explore the advantages of choosing a mortgage adviser over a traditional bank. From accessing multiple loan options to saving valuable time, understanding the specialist vs. generalist approach, and laying the foundation for long-term wealth building, we cover it all. 

In this episode, we explore how to be a Kiwisaver millionaire with the Do Nothing Millionaire Plan. We'll discuss Kiwisaver returns over the past 12 months, the benefits of index funds, and the potential of property investments. Tune in to learn strategies for building a secure and prosperous retirement plan.