The Hop

The HOP Episode 87: This week, interest rates remained basically the same with 30-year jumbo loans at 3.375% and 30-year fixed loans at 3.875%. There was still no real significant build up of inventory with 43 new listings and 45 homes that closed. David Charles Allen discussed programs that might help first time home buyers to get into a home as well as the benefits and pitfalls of those programs. He also talked about the significant number of homes that have been selling off-market in Santa Barbara and why this option might appeal to some buyers and sellers. To learn more about real estate in Santa Barbara, call David at 805-617-9311 or email [email protected]

The HOP Episode 86: David Charles Allen discusses the weather, waves, and real estate in Santa Barbara! Interest rates remain low; 3.75% for 30-year fixed and 3.375% for 30-year jumbo loans. There were 42 new listings this week and 40 went pending, with very little build up of available properties for sale. A listener asked about the reliability of Zillow Zestimates and David explained that they were often far offbase. The biggest shortfall of Zillow, however, is the fact that you don't find out about properties that are coming soon. When working with a realtor, you're likely to learn about properties a couple weeks before they're listed and that time period can help you prepare your offer. For questions about real estate in Santa Barbara, call David at 805-617-9311 or email [email protected]

There are always a lot of moving parts when it comes to planning a wedding. Add a pandemic to the mix, and it can easily feel overwhelming. That said, many couples have proven that with a little ingenuity, flexibility, and a few precautions, it is possible to pull off a beautiful and safe wedding. You can make a success of your wedding. To do so, BBB recommends the tips that you'll hear in this episode of Your Moment of Trust. A BIG thank you to Ayers Automotive Repair of Santa Barbara for sponsoring this podcast.

Host and realtor, David Charles Allen, reports on the weather, interest rates and sales stats. After an unusual cold snap with frost warnings, the weather warmed up. Interest rates remained the same as the week before--4% for 30 - year fixed and 3.5% for 30 - year jumbo. During the past week there were 40 new listings, 20 properties closed, and 26 went pending. While there has been a small uptick in supply, the number of properties available for sale is still historically low. David and Patti discussed the uncertainty that renters face, not knowing if their landlord will renew their lease. Finding a rental that allows pets is also problematic for renters. To learn more about purchasing roperties in Santa Barbara, email [email protected] or call 805-617-9311.

The HOP (Home Ownership Podcast) Episode 84: After months of inching their way up, Village Properties Realtor and host of the HOP, David Charles Allen, reports that interest rates on 30-year conforming loans reached 4%--while jumbo 30 - year loans reached 3.5%. While interest rates are still historically low, they are definitely on the rise. If they continue to rise, some buyers will be priced out of the market while others will be more determined than ever to purchase a home. With 39 pending sales and 26 new listings, there was still no build up of available homes for sale. For information on real estate in Santa Barbara, email [email protected] or call 805-617-9311.

Village Properties realtor, David Charles Allen, reports on the latest interest rates and stats. There was not much change in interest rates during the past week; as of January 24th, 30-year fixed loans were at 3.625% and 30-year jumbo loans were at 3.125%. The supply of properties on the market is lower than previous years with just 38 new listings and 36 pending sales. David also discussed an issue that self-employed individuals sometimes face when tax write-offs and reported income affect their ability to qualify for a home loan. To contact David, email [email protected] or call 805-617-9311.

Hosted by Village Properties Realtor, David Charles Allen: Interest rates continue to inch their way up. Home prices remain high but seem to be leveling off. There is still a home shortage and new construction is limited. As we enter a new year, it's still a great time to sell. Sellers are likely to easily get their asking price and sell their homes quickly. For more information, or for help buying or selling property in Santa Barbara, call David at 805-619-9311 or email [email protected]

David Charles Allen, Village Properties Realtor and host of the HOP, talks about the cooler weather and disappointing surf before discussing the week's real estate stats in Santa Barbara along with the latest interest rates. There was not any real build up of supply this week and interest rates remain low but David is looking forward to some movement in the New Year. Co-host, Patti Teel talks with David about his 20 hour (each way) road trip to Idaho for Christmas with his girlfriend and three of their fur-babies: Bailey, (the Chihuaahua mix), Jazz, (the German Shepherd), and the new large-breed puppy who has not yet been named. Be sure to tune in next week to hear all about their adventures!!