The Innovative Retirement Podcast

Ever feel like retirement planning comes with its own secret language? In this episode of The Innovative Retirement Podcast, Ashleigh Kennedy breaks down some of the most common financial terms that leave retirees and pre-retirees scratching their heads. From Required Minimum Distributions (RMDs) and Roth conversions to IRMAA surcharges and sequence of returns risk, Ashleigh explains what these concepts mean in plain English and why they matter. Because the better you understand the terms, the more confident you can be in the conversation.

Ready to take control of your family's financial future? Visit InnovativeRetirementPlanning.com to start the conversation and get expert guidance for every stage of life.

Follow us on Facebook or book a spot to attend an upcoming seminar HERE.

See omnystudio.com/listener for privacy information.

What if your retirement plan is a little like a package of snacks and doesn't contain quite as much as you expected? In this episode of The Innovative Retirement Podcast, Ashleigh Kennedy explores the gap between retirement expectations and retirement reality. She discusses why so many people wait too long to create a retirement plan, the risks of relying on assumptions, and the importance of planning for factors such as inflation, taxes, healthcare costs, and longevity. The conversation also highlights why setting a retirement date, understanding your income sources, and building a strategy before retirement can make a significant difference. Retirement doesn't have to be left to chance if you know what you're planning for.

Ready to take control of your family's financial future? Visit InnovativeRetirementPlanning.com to start the conversation and get expert guidance for every stage of life.

Follow us on Facebook or book a spot to attend an upcoming seminar HERE.

See omnystudio.com/listener for privacy information.

Has the American Dream become too expensive, or does it simply look different than it did a generation ago? In this episode of The Innovative Retirement Podcast, Ashleigh Kennedy explores what a comfortable retirement means in today's world and why it remains one of the most important financial goals for Americans. The conversation covers rising retirement costs, longer life expectancies, the decline of traditional pensions, and the growing need for personal retirement income strategies. Ashleigh also discusses how guaranteed income solutions, principal protection, and modern retirement planning tools may help address challenges that previous generations never had to face. If retirement is your version of the American Dream, this episode examines what it may take to get there.

Ready to take control of your family's financial future? Visit InnovativeRetirementPlanning.com to start the conversation and get expert guidance for every stage of life.

Follow us on Facebook or book a spot to attend an upcoming seminar HERE.

See omnystudio.com/listener for privacy information.

When it comes to Social Security, one wrong move can impact your income for the rest of your life. In this episode of Innovative Retirement, Ashleigh Kennedy breaks down why this critical decision is often misunderstood and how timing, work status, and spousal coordination all factor in. She explores key considerations like claiming early versus delaying, the impact on a surviving spouse, and how working in retirement can affect benefits. The conversation also highlights common mistakes and why Social Security should be viewed as just one piece of a broader income strategy—not the entire plan.

Ready to take control of your family's financial future? Visit InnovativeRetirementPlanning.com to start the conversation and get expert guidance for every stage of life.

Follow us on Facebook or book a spot to attend an upcoming seminar HERE.

See omnystudio.com/listener for privacy information.

Money conversations don’t get easier just because your kids are grown. In this episode, the discussion focuses on the often‑avoided financial talks moms need to have with their adult children—from setting boundaries to sharing intentions without oversharing details. Ashleigh Kennedy explores how honest conversations around money, estate planning, and future responsibilities can reduce confusion, tension, and conflict later on. The episode addresses topics like financial independence, power of attorney decisions, privacy, and why waiting “until later” often creates bigger problems. This is a thoughtful conversation about communication, clarity, and preserving both dignity and relationships as family roles evolve.

Ready to take control of your family's financial future? Visit InnovativeRetirementPlanning.com to start the conversation and get expert guidance for every stage of life.

Follow us on Facebook or book a spot to attend an upcoming seminar HERE.

See omnystudio.com/listener for privacy information.

Kids are learning about money long before anyone sits them down for “the talk.” In this episode, the conversation focuses on how moms can make money lessons intentional, age‑appropriate, and part of everyday life. Ashleigh Kennedy explores practical ways to teach kids about earning, saving, spending, and decision‑making—without fear or pressure. From piggy banks and bank accounts to budgeting choices, delayed gratification, and healthy conversations about “having enough,” this episode highlights how daily moments shape kids’ long‑term relationship with money. It’s a candid discussion about modeling habits, allowing mistakes, and helping children understand where money comes from—and why those lessons matter early.

Ready to take control of your family's financial future? Visit InnovativeRetirementPlanning.com to start the conversation and get expert guidance for every stage of life.

Follow us on Facebook or book a spot to attend an upcoming seminar HERE.

See omnystudio.com/listener for privacy information.

What really happens when an inheritance hits your bank account? In this episode, Ashleigh Kennedy shifts the conversation from the wealth transfer itself to the emotional weight, uncertainty, and decision-making that often follow. She discusses why many women feel underprepared when money arrives, how inherited wealth from spouses or parents carries more than just dollars, and why preparation starts long before the check clears. From confidence gaps to legacy, giving, and redefining what “good” financial advice looks like, this conversation explores how women can approach inherited wealth with clarity, intention, and a sense of ownership during a historic shift in financial power.

Ready to take control of your family's financial future? Visit InnovativeRetirementPlanning.com to start the conversation and get expert guidance for every stage of life.

Follow us on Facebook or book a spot to attend an upcoming seminar HERE.

See omnystudio.com/listener for privacy information.

More than $120 trillion is changing hands — and women are at the center of it. In this episode, Ashleigh Kennedy of Innovative Retirement Planning unpacks the largest wealth transfer in history and why so many women feel unprepared when money arrives. She explores why widows are often overlooked in financial conversations, the confidence gap women face, and the importance of simply knowing where your money is. This conversation focuses on comfort, clarity, and asking foundational questions — without judgment — so women can feel more informed and involved as financial roles shift in a historic way.

Ready to take control of your family's financial future? Visit InnovativeRetirementPlanning.com to start the conversation and get expert guidance for every stage of life.

Follow us on Facebook or book a spot to attend an upcoming seminar HERE.

See omnystudio.com/listener for privacy information.

What if your retirement plan is missing the pieces that matter most? In this episode, Ashleigh Kennedy breaks down the five pillars of a truly holistic retirement – income, investments, taxes, healthcare, and legacy – and explores why each one must work together to support your future. From the limits of Social Security to the risks of relying solely on market performance, Ashleigh explains how shifting from accumulation to preservation can reshape your financial outlook. She also shares real client stories that highlight the importance of planning early, adjusting often, and understanding the full picture. If you've ever wondered whether your retirement strategy is complete, this conversation brings clarity to what really counts.

Ready to take control of your family's financial future? Visit InnovativeRetirementPlanning.com to start the conversation and get expert guidance for every stage of life.

Follow us on Facebook or book a spot to attend an upcoming seminar HERE.

See omnystudio.com/listener for privacy information.

What if the retirement rules you’ve been following for years are as outdated as the towels in your linen closet? In this episode, retirement planner Ashleigh Kennedy breaks down the “classic” financial guidelines—like the 4% rule, saving a fixed percentage, and chasing a magic retirement number—to explore whether they still hold up in today’s unpredictable economic landscape. From inflation swings to changing tax laws and rising healthcare costs, Ashleigh explains why one‑size‑fits‑all advice rarely fits real people. If you’ve ever wondered whether you’re forcing your finances into a cookie‑cutter mold, this conversation offers clarity, context, and a more personalized way to think about retirement.

Ready to take control of your family's financial future? Visit InnovativeRetirementPlanning.com to start the conversation and get expert guidance for every stage of life.

Follow us on Facebook or book a spot to attend an upcoming seminar HERE.

See omnystudio.com/listener for privacy information.