Big risk for bigger reward?

This month we're exploring how angel investing works, how investors can own equity in private companies before they reach the stock market.

🎯 Monthly Action:

Visit one startup investing platform such as Crowdcube, Republic Europe, StartEngine or AngelList.

Choose one company that interests you and answer:

• What problem does this business solve?

Is the market it's entering growing?

• What role would it play in my portfolio? (Anchor, Accelerator, Exposure or Risk-Taker?)

Share your thoughts inside the community.

Remember, the goal isn't to invest. It's to strengthen your judgement as an investor.

Episode 8: REITs & Fractional Property Investing

This month you'll learn how to get on the property ladder WITHOUT a huge down deposit!

🎯 Monthly Action:

Research one REIT (Realty Income, Prologis, Simon Property Group, Vonovia or the iShares Developed Markets Property Yield UCITS ETF).

Then answer:

• What role would this play in my portfolio? (Anchor, Accelerator, Exposure or Risk-Taker?) • Would I personally invest in something like this, and why?

Share your answer inside the community!

What if investing paid you without selling anything?

Inside this drop, you’ll learn:

• How dividends actually work and why they’re future income infrastructure
• What a “good” dividend percentage really is (and why higher isn’t always better)
• The difference between accumulating vs distributing dividends
• The strategy most people miss: dividend staggering and how it creates regular payouts
• Why dividends calm your nervous system and reduce panic investing
• How this fits into a long-term, grown-woman portfolio

Plus, a super clear real-world example so you can see how small payouts today turn into meaningful income over time.

This episode is for you if:

• You want your money working even when you’re not
• You like calm, sustainable wealth over chaos
• You want investing to feel intentional, not stressful

🎯 Monthly action: Check Dividend.com to look up your ETF, company of investment to see if they pay dividends.

If you’ve ever thought:

• “Am I doing this right?”
• “Should I be adding more?”
• “Why does this suddenly feel overwhelming?”

This episode is your reset.

You already know what you could invest in. This episode is about deciding what actually deserves your money.

In this episode, you’ll learn:

• Why playing bigger has nothing to do with doing more
• How wealthy investors decide where their money goes instead of scattering it everywhere
• Why capacity matters more than complexity
• How portfolio roles (anchor, accelerator, exposure, risk-taker) actually guide decisions
• The hidden reason a strong “boring” foundation creates freedom, not limitation
• How to spot concentration, imbalance, and blind spots before they become problems

You’ll also hear how my own portfolio evolved over time, and why clarity always came before expansion.

This month isn’t about changing anything. It’s about seeing your portfolio clearly for the first time.

Listen before you add anything new.

Ever wondered what actually happens when a company like Airbnb “goes public”… and why some people make money while others panic-sell?

This episode is about IPOs

You’ll learn:

• What an IPO really is (and why it’s not a “new company”)
• What usually happens to prices after the excitement wears off
• Why waiting can be a power move, not a missed opportunity
• Where IPOs actually belong in a portfolio (and where they don’t)
• How to decide if an IPO is worth your attention or something to watch calmly from the sidelines

We walk through a real Airbnb case study so you can see how timing, emotion, and expectations actually play out in real life.

This isn’t about being first. It’s about being intentional.

Listen if you want to stop feeling late, stop chasing hype, and start making grounded, confident decisions when the next “big thing” goes public.

Monthly Action: look up a company that IPO' in the past 3-5 years and have a look at what happened to the price after the IPO.

Most people think investing works one way: put money in → wait → sell someday.

This episode blows that idea up.

In this drop, Sophie pulls back the curtain on how investments can pay you without selling anything, and why understanding this completely changes how you think about risk, confidence, and patience.

Inside this episode, you’ll hear:

• The real story of how Sophie started investing in crypto with just €25 a month
• How she thinks about why certain coins belong in her portfolio (and where they don’t)
• The four roles every investment plays and where crypto actually fits
• What staking is, explained simply, and why getting paid weekly changed her money psychology
• Why having a low risk tolerance doesn’t mean avoiding growth
• How earning while holding can make investing feel calmer, not scarier

This is not a technical training. It’s access to Sophie’s thinking process and a new way of seeing what’s possible beyond ETFs and “wait-and-sell” investing.

🎧 If you’ve ever felt like investing only benefits future-you, this episode will shift that.

🎯 April Action (10 minutes max): Pick one cryptocurrency you already recognise. Not to buy. Just to understand. You’ll answer three simple questions to see how it could fit into a portfolio, if at all.

January taught you how to see opportunities. February taught you how to evaluate them.

March is where everything finally clicks into place.

This episode is about execution.

Inside this drop, you’ll learn:

• Why one portfolio trying to do everything quietly sabotages your progress
• The simple two-portfolio structure wealthy investors use to stay consistent and calm
• How to separate long-term wealth from fun, curiosity, and profit-taking without stress
• The profit-skimming method explained in plain English
• How I personally structure my money so I can enjoy profits without touching my future

By the end, you’ll know:

• where your money goes
• what each investment is actually there to do
• and how to build wealth and enjoy it along the way

🎯 Monthly Action: Decide whether one portfolio or two makes sense for you, and clearly define the job of each.

Ever looked at an investment and thought: “This looks good… but is it actually right for me?”

In this drop, you’ll learn:

• How to tell the difference between a popular investment and a solid business
• Why “good” investments aren’t universal, and how to spot what fits your goals
• The 4 simple roles every investment plays in a portfolio (and why you don’t need all of them)
• How I personally think through a stock like NVIDIA without getting technical or overwhelmed
• The exact questions that stop you from copying the crowd and start you trusting yourself

This isn’t about finding the next hot stock. It’s about knowing why something makes sense, before you ever put money into it.

By the end, you’ll stop asking “Is this good?” and start asking “What role does this play for me?”

🎯 Monthly Action: Run one company or ETF through the 3-layer framework and decide its role in your portfolio.

So trend spotting is seen as hard, something that you need a lot of practice for, but you do not need to be a trader. And honestly, I think people overcomplicate this on purpose. So by the end of this lesson, you will be able to spot trends and understand what you're looking for.