Brian First, executive vice president and chief marketing officer at SPARTA Insurance Holdings Inc., says market turmoil is pushing ART to the forefront, and that the unbundled approach makes the most sense because it gives clients more control.

Joel Chansky, a principal in the Boston office of Milliman, says that while says that different captive domiciles may have a distinct requirement, the variations are basically part of the same theme.

Mark Nichols, vice president of Markel's Accident and Health Programs, says self-funding, short-term medical, limited benefit and stop loss plans are more appealing to employers looking to controlling health care costs than ever before.

Chris Perna, president of the MedAmerica Companies, says its Simplicity LTCI product is designed for baby boomers who want to be in control, providing a monthly cash benefit directly to the policyholder.

Neal Lucchi, senior vice president of Worksite Products at HM Insurance group, talks about how its latest HM Worksite Advantage product line was built specifically to meet the needs of employee benefit brokers.

IMSA's Brian Atchinson, president and CEO, and John Dohmen, vice president and treasurer, talk about how its Web-based Clearinghouse system has helped make IMSA an industry leader in annuity suitability solutions.

Scott Kotroba, president and chief executive officer of GreatInsuranceJobs.com, says while its job postings and the resume database remain popular, its online career fair in particular has risen in prominence.

Michelle Flint, General Manager for the Biller Services Division within CheckFree's Internet Banking and Electronic Payments Division, says insurers can optimize customer interactions through a process that ends ultimately with paperless billing.

Karthik Balakrishnan, vice president, analytics, ISO Innovative Analytics; Beth Fitzgerald, vice president, Commercial Lines and Modeling, ISO; and Glenn Meyers, vice president and chief actuary of ISO Innovative Analytics, talk about how reliably predicting future outcomes can lead to sound business decisions.

Peter Miller, president and chief executive officer of the American Institute for CPCU and the Insurance Institute of America, says its educational programs can help close the knowledge gap being left by retiring baby boomers.