I believe in paying taxes, but nobody believes in paying more than their fair share. Unfortunately, taxes are often an afterthought for individuals and business owners. Today, Monika Hengesbach with Decision Financial Services will discuss that.

I spent 25 years in TV news, had a fantastic career, and did some wonderful things. But I must be honest with you: I've never been happier being an entrepreneur and my own boss. I wish I had done this a long time ago. Someone who knows what I'm talking about is in the studio. Irving Chung, with FranGuidance, is in the studio today.

I've always been fascinated with music and bands. Some have soared to the heights of their industries, while others just remain garage bands. It's a complicated industry, and it's complicated to get it right. In the studio today are three members of Atomic Junkshot: Aaron Perlut, Clay Mudd, and Brian McCary.

One of my favorite expressions is that it's not how many times you get knocked down; it's how many times you get up. Unfortunately, we're all going to get knocked down. And some people stay down. It could be the loss of a loved one or a health scare, but if you stay down, that's not what life is about. And that's not what God wants for all of us. My next guest, Maggie Eckburg with The EG Life, would agree.

As a member of the media for 25 years, I can tell you that the media often scares people and puts out headlines that are fairly misleading when we talk about real estate as a country. That's one thing. There's another thing. When you talk about real estate in Texas, it continues to be one of the hottest real estate markets in the country. And someone who knows that very well is Michael Hershenberg with The Hershenburg Group.

I am a proud Catholic, and I have discovered that North Texas has such a vibrant Catholic community that I'm always running into people with amazing stories. My next guest has just such a story. Monica Ashour is with TOBET, The Theology of the Body Evangelization Team.

Most people would agree with me that there are two economies. The stock market is hitting new highs every day, unemployment is low, and yet the average American and those in the poverty zone are struggling. They're living paycheck to paycheck. So, when they see these highs and lows, it doesn't apply to them. Then something happens, like their rent being raised, and suddenly, they are in turmoil. They turn to my next guest, Rebecca Cox, with GRACE Grapevine.

How many small business owners can relate to this problem? You're cruising along, and then a couple of clients don't pay you on time, suddenly, you have a cash crunch. If you go to your bank and want an extension on your line of credit or a small business loan, then you get told no. What does that person do? They turn to my next guest, Greg Roberts, with The Roberts Consulting Group.

When you think about promotional products, most people think about a koozie or a calendar. However, the industry has evolved, and anything you can imagine can have your logo on that product. Phillip Brown with Fully Promoted will explain.

It's the fastest-growing demographic in America, and unfortunately, many of its success stories are not being told. My next guest is someone who's on a mission to change that. Jorge Ferraez, the publisher of Latino Leaders, is in the studio.