We're surrounded by financial advice.

Some of it is excellent.

Some of it...well...not so much.

Unfortunately, believing the wrong financial advice can cost you thousands—or even hundreds of thousands—of dollars over your lifetime.

Today we're going to separate financial fact from financial fiction by discussing ten myths I hear all the time.

Buying a home is exciting.

But excitement can sometimes cause us to overlook important financial decisions.

Today, we're slowing the process down and asking ten simple—but incredibly important—questions every homebuyer should answer before signing on the dotted line.

Whether you're buying your first home, your forever home, or your retirement home, these questions could save you thousands of dollars—and a lot of stress.

One of the biggest misconceptions in estate planning is this...

"I have a trust...so I'm done."

The truth is...

Creating your trust is just the beginning.

Over the years...

Families change.

Assets change.

Laws change.

Life changes.

Today we're going to discuss the ten most common mistakes I see when reviewing existing trusts—and why having a trust doesn't necessarily mean your estate plan is up to date.

Most of us schedule annual physicals.

We take our cars in for service.

We review our investment portfolios.

But what about our homes?

For most families...

Their home is their single largest asset.

Yet many homeowners haven't reviewed it in years.

Today we're going to conduct a Mid-Year Homeowner's Financial Checkup to make sure your largest investment is still working for you—not against you.

For most people...

Retirement isn't simply a financial decision.

It's one of life's biggest emotional decisions.

For decades...

You've had a routine.

A purpose.

Co-workers.

A paycheck.

An identity.

Then one day...

It all changes.

Today I want to ask a different question.

Not...

"Can you afford to retire?"

But...

"Are you truly ready to retire?"

Because retirement isn't just about having enough money.

It's about having something meaningful to retire to.

Every one of us has looked back at some point and thought...

"I wish I would have..."

I wish I had started investing sooner.

I wish I had bought that rental property.

I wish I had paid off that debt.

I wish I had created a trust.

The good news?

Today is the day your future self is looking back on.

The financial decisions you make this year may determine how you live ten years from now.

Let's build today's Playbook.

For many parents...

One of life's greatest joys is watching their children buy their first home.

But today's housing market is very different from the one many of us experienced.

Higher home prices.

Higher down payments.

Higher closing costs.

It's causing many parents to ask an important question...

Should we help our children buy their first home?

The answer may be yes...

But how you help may be just as important as whether you help.

Today we're discussing the options every family should consider before writing that first check.

When people create a trust...

They usually spend most of their time talking about...

Their house.

Their investments.

Their beneficiaries.

But today...

I want to talk about something I believe is just as important.

The person who will carry out your wishes. Your Trustee.

Choosing the wrong trustee can create confusion...

Family conflict...

Delays...

And unnecessary stress.

Choosing the right trustee may be one of the greatest gifts you can give your family.

Today we're going to discuss what qualities every family should consider before making this very important decision.

For most families...Their home represents far more than four walls and a roof.  It's where children were raised. Where birthdays were celebrated. Where holidays were spent. It's often the largest financial asset a family owns. But today I want to ask a question that very few homeowners have ever considered.  What happens to your home if it goes to probate? Who takes care of it? Who pays the mortgage? Can someone sell it? How long does the process take? And perhaps the biggest question of all... Could probate have been avoided?  Today we're going to walk through what actually happens to a home after its owner passes away.

For most Americans...

If they stop working...

The paycheck stops too.

But financially successful people often think differently.

They ask one simple question...

"How can I make money while I sleep?"

That's the idea behind passive income.

Now let's be honest...

Very little income is completely passive in the beginning.

Most passive income requires work.

Planning.

Investment.

Patience.

But over time...

It can create something incredibly valuable.

Freedom.