The K Factor

Episode Title: Life in the food industry.

In this interview:

• Jumping into the business world
• The world of distribution
• Opening a bakery
• Journey into the restaurant world
• Secret to success in the food industry
• Jumping into catering
• Make a signature item to attract loyal customers
• Running a Pesach program
• To succeed pound the pavement don’t be shy

Sholom Ber was the Chief Technology Officer and Head of Global Infrastructure at Bankers Trust, Lehman Brothers and Goldman Sachs; Head of IT Risk Management at JPMorgan Chase; Head of Global Products & Services at Credit Suisse. Experienced in architecture, engineering and operations of global technology infrastructure with specialization in information security.

In this interview:

• Growing up in Crown Heights of the 1960’s
• The Rebbes guidance to a non-conformist teen
• The role of hashgacha pratis in career pathway
• Amazing opportunity of a tech career
• The definition of a secure job
• To climb the ranks become the best
• If you go with pride they will respect you
• You are a representative of the Jewish People
• A mentch is respected in Corporate America
• When an opportunity presents itself step forward
• Tips to thrive in Corporate America

JJ Katz as the founder of Heights Properties in 1999 has been a steady force in the local Real Estate market, specializing in home sales, multi family dwellings, development and investment properties. With eighteen years of real estate experience, JJ Katz has been servicing the home buying and investment property markets. In one of the fastest growing and tightest environments in history.

Episode Title: The world of Real Estate.

In this interview:

• Following the entrepreneur journey
• Seeing the hand of Hashem
• Getting into real estate brokering
• The power of networking
• The different options within real estate brokering
• Listing strategy
• Learn sefer “Chovos Halevavos”
• Getting into Real Estate investing
• Don’t get stuck in the comfort zone
• Find your creative niche
• Advice for buying a house

Meir Ahron Spiegel lives in Lakewood with his wife and children. He is a CPA currently working as the CFO of VIP Wireless. He believes strongly that everyone should be financially educated. The ability to manage money well by understanding concepts such as investments and compounding interests will equip people to reach financial stability.

Episode Title: Make wise moves with your money.

In this interview:

• Save money regularly the earlier the better
• The most powerful force in the universe compound interest
• Understanding stocks
• Understanding rate of return
• The problem with a savings account
• Taxes on stock trading
• The place of a financial advisor
• 401k vs Roth IRA
• Understanding dollar cost average
• Saving and the frum lifestyle
• The place of home ownership
• The place of life insurance

  To recommend someone for an interview and to reach Rabbi Werde, email [email protected]

BIO:  As an Integrative Nutritional Health Coach trained by the Institute of Integrative Nutrition, Chanie Rubenfeld found a solution which has allowed her to help many busy (working) women (and men!) throughout the St. Louis area (as well as throughout the country) reach their personal health goals by providing them with a weekly delivery of 5 Delicious Artisan Salads straight to their home or office from Salads2YourDoor.com. After several years of growth the business has moved to a franchise model with many new locations opening across the country.

In this episode in the second half of the interview for there is an exciting business opportunity for an aspiring entrepreneur launch a exciting new business.

Episode Title: The making of a franchise.

In this interview:

• Follow your natural talents
• Starting out in our home kitchen
• Working as a husband and wife team
• How to turn a business into a franchise
• Making your business duplicatable
• Innovating in the food industry
• A good profit margin for a food business
• Creating a spinoff business “Judaism Unboxed”
• Seeking a potential buyer to run with

 To recommend someone for an interview and to reach Rabbi Werde, email [email protected]

Yitzy Kasowitz has been a professional LEGO designer for 7+ years. With a background in engineering with a passion for LEGO®, Hashem has granted Yitzy a job he loves with an opportunity to do shlichus in a very unique way. 

Episode Title: Turn your talent into a business.

In this interview:

• Follow your natural talents
• Find a niche market
• Diversifying your offerings
• Special for the 9 days “Building the Beis Hamikdosh”
• Using organic marketing
• Using your business as a shlichus
• Scaling the business

Yoel Klein has coached and established countless start-offs, has successfully moved many businesses forward and is the author of several best-selling books on business and marketing. With more than fifteen years of experience as a business coach and marketing pioneer, Joel Klein CPBC offers principles to help people rise above the many challenges presented in business. Joel is the founder of Biztank, a platform that empowers Jewish start-ups and entrepreneurs with access to capital and business coaching, resulting in a vetted deal flow to seasoned investors. Biztank has invested in many successful businesses across many industries, and is always actively engaging with new ideas and avenues. The mantra of Joel Klein is "everyone deserves success" and this is proven by Joel's diligence and attention to every potential entrepreneur who comes to the Biztank office. Joel's client base includes, but is not limited to: businesses across the USA, Canada, London, Antwerp and Israel

This is the 4rd   of a 5 part series on financial literacy

Episode Title: The success mindset.

BIO: 

In this interview:

• Follow your natural talents
• Be open to following the opportunities
• Business effectiveness vs Personal effectiveness
• Be determined
• Showcase your abilities 
• Focus on growth in your job
• Know your value
• Don’t allow others peoples opinion   become your reality
• Hashem has given you gifts you must bring them to the world!

This is the 3rd   of a 5 part series on financial literacy

Episode Title: Buy a home .

BIO:  Chaim Druin President and CEO Claria Life and Health Insurance Company shares his journey and his passion to see as many people as possible purchase a new home to live in.

In this interview:

• Put your family first
• Why buy a home
• 1st time home purchase incentives
• Understanding PMI
• Call on the  favor
• The power of low interest rates
• Work on your Credit Score
• Find a creative way to make it work

 To recommend someone for an interview and to reach Rabbi Werde, email [email protected]

Yehuda Berg has been working as a Business and Credit Consultant for a number of organizations since 1999. Starting in 2015 he joined the CHYE team as the inhouse business councilor.He has consulted with thousands of fledgling entrepreneurs and has been instrumental in helping hundreds realize their dream of owning their own business. He is available to help new and early stage entrepreneurs at [email protected]

In this interview:

• Monitoring debt, what’s the difference between good and bad debt?
• Why is it important to have a good credit score?
• What exactly is a credit score/report ?
• The breakdown of the score, how the credit bureaus come up with the number. (5 components)
• How to monitor/ fix score?
• Tips and other innovative ways to get your score up
• Resources to help improve score

 To recommend someone for an interview and to reach Rabbi Werde, email [email protected]

This is the 1st of a 5 part series on financial literacy

Episode Title: Uncover your untapped resources to grow your finances.

BIO:  Moshe Kohn Director of International Branch Development at Mesila guides, lectures, and trains coaches for Mesila, an international organization that educates people about maintaining financial stability and self-sufficiency Early in his career Moshe discovered the power of taking charge of your finances and the power of discovering individuals untapped potential to climb the financial ladder.

In this interview:

• Is the Yiddishe lifestyle financially realistic?
• Budgeting and building a financial plan
• The Commitment issue
• To grow your income get out of your comfort zone
• Grow Your Value
• Overcoming pitfalls