Quin and Graham saved a deposit for an Auckland house in six months. They made some heavy changes to their life and subsequently saved fore a house in NZ's most expensive city. 

• The changes they made to their lifestyle by working extra jobs. 
• Earning extra income and how they used it. 
• Keeping Kiwi Saver money and money invested outside of the house deposit. 
• Not listening to socisl media!

This couple are incredible. I hope they inspire you to understand what is possible and you can save for a house deposit too.  


Find out more about them @mai.fire



Buy less clothing but quality clothing with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/

Nathalie and Ross are an Auckland couple who bought their first home in their early so's. They had no parental gift, just hard work and determination. They share the following: 

• Moving to NZ and settling into a new country.
• Selecting careers and starting jobs. 
• Savings and lifestyle choices. 

Nathalie and Ross are an awesome couple who co-operate well. Let their story inspire you to keep saving for your first home!


Find out more about them @building_family_wealth 


Buy less clothing but quality clothing with this clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/

Mia shares how she purchased her first home in Hamilton. She saved a deposit using Kiwi Saver while she worked, travelled and went to concerts. She nails the following points: 

• How she set up her Kiwi Saver well an and increased contributions over time.
• How she had a well rounded lifestyle with fun experiances. 
• How she sought a mortgage advisor to understand how close she was to home ownership. 

Let Mia's knowledge set you on the path to first home ownership! 





Kiwi made financial literacy game: 
https://www.hackticsboardgame.com/

Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:
https://www.mkmoriginals.co.nz/

Flatting is a great lifestyle choice when saving for your house deposit!      

• The benefits of flatting in your 20s'.
• My flat experiance and how I used it to save a large deposit.
• How you can use flat lifestyle to save your own deposit.

Make the most of your twenties and put yourself in a great position for saving!


Kiwi made financial literacy game: 
https://www.hackticsboardgame.com/

Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:
https://www.mkmoriginals.co.nz/

Debbie and Craig are a friendly Kiwi couple. They mastered the housing market using the following techniques:

• Living off one income and saving the other one.
• Travelling and working overseas to make the most of the exchange rate.
• Saving a first home deposit on graduate wages.

Debbie and Craig are a fine example of what is possible when couples work together. They are passionate about sharing their knowledge so that other Kiwis can save for their first home too!


Learn more about Debbie and Craigs game here: 

https://www.hackticsboardgame.com/



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/

The time to buy is now. 

Interest rates are low. 

House prices are dropping. 

More homes are on the market and taking longer to sell. 

First home buyers deposits are growing fast. 

The time to buy is now. 



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/

Hannah learnt financial habits from her parents at a young age and stuck with them! She shares the following:

• Receiving financial education from the age of 7 by managing financial decisions.
• Changing careers by becoming a business owner. 
• First home purchase through rent-vesting. 

Hannah is a motivated and passionate financial influencer whol wants the best for other young Kiwis. Enjoy her story! 



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/

Nicola shares her first home story through rentvesting.

• Saving up her first deposit.
• Buying a house in another town and renting it out.
• Selling the rental and using the proceeds to buy her owner occupied home.
  
  

Rentvesting is an excellent tecnique that many young Kiwis can use. A forward thinking Kiwi, let Nicolas story inspire you!!


Nicola can help you purchase a first home:

https://mortgagelab.co.nz/nicola-winters/

Youtube:

https://www.youtube.com/@NicolaWinters


Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/

Let me tell you about my friends who accidentally bought a house using only KiwiSaver as a deposit.

What did they do?
How is that possible?

It's no secret and I won't lie to you - you can do it too.



Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/

Laura shares her first home savings journey! She was taught the basics of personal finance and used them to save a house deposit in her early 20's.

She covered the following:

• Her decision to study on terms that suited her.
• Her lifestyle choices and savings journey.
• Her veiws on New Zealand owned banks.

A pragmatic and mature thinker, Laura provides excellent advice that young Kiwis can follow immediately. Enjoy!


Find more of Lauras content on Instagram: @makes.cents.nz


Clothing discount!

Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:

https://www.mkmoriginals.co.nz/discount/HAMISH10

Website:

https://www.mkmoriginals.co.nz/