💰Get an EXTRA 1.2% cash back when you signup for Koho using my link: https://www.moneywithmark.ca/go/koho-1  

Koho Credit Building: https://www.moneywithmark.ca/go/koho-credit/

KOHO Premium: https://www.moneywithmark.ca/go/koho-premimum/

Koho is a Canadian fintech company that promotes themselves as being a big bank alternative offering high interest savings accounts and  pre paid credit cards. Ultimately Koho does hold up it's promise... but in my opinion they OVER deliver on their promise.  

- Joint account with your partner

- Accept e-transfers from anyone!

- No bank fees

- No annual credit card fees

- Easy to move money in and out of Koho

- Spending insights & savings goals

- Round up features - to help you save

- Credit building feature  

- No credit check! - which means you can't spend more than you earn

- Huge cash back for your credit card  

- No ability to locate ATM's that are free for withdrawals

- Got rid of their metal credit card

- Weird negative spending thing

- No investment account options - which I'm fine with personally  

Read the full KOHO visa credit card review on my website https://www.moneywithmark.ca/reviews/koho-visa-card-review/

I just did my tax return in LESS THAN 2 minutes. Seriously, this is a game changer. Get an extra $10 when you signup with wealthsimple tax here: https://www.moneywithmark.ca/go/wealthsimpletax/

Don’t fall for the big banks fuckery! Make sure your TFSA is setup like this. Fully self directed TFSA at Wealthsimple Trade click here https://www.moneywithmark.ca/links/ The big banks are notorious for charging exorbitant amount of fees to Canadians in order to do anything. After paying hundreds of dollars to the big banks and only owning a mutual fund TF essay which severely restricted my investment access. I switched to Questrade and Wealthsimple trade where they’ve allowed me to have free accounts and have never charge me for any buying or selling of stocks ETFs are index funds. And you can do the same too.

In this episode I got to sit down and chat with a mortgage broker in Halifax and it was a great lunch conversation that I had with him and I got a learn a lot more about mortgages and how to better optimize your mortgage situation. For more information listen to this podcast or checkout his website https://alexlavender.ca

Money can be complex and yes you can do complicated things with money but being wealthy and building your wealth is very simple. Follow these steps to build your wealth sustainably for years

The big banks in Canada are raising their fees for every day checking accounts in the middle of a global pandemic and with the worst unemployment rate in years. Colluding to rob take hard-working Canadians out of more of their money with giving nothing in return.

Velocity banking might just be the stupidest thing I’ve heard since sliced bread.

In this episode I dress my most recent viral tiktok video where I made fun of myself for buying stocks and losing money on them. Stocks like GameStop Tesla and zoom. In this episode I dive into the insanity that our modern culture has trying to buy and sell individual stocks, and I talk about why we should only be buying index funds.

In this episode I give you three easy tips on how to save money on everyday consumer purchases.

I discuss the extremes between normalized $500 a month car payments and the resistance to saving, which is building your wealth $500 per month. Why is there such a big difference between saving $500 a month and spending $500 a month?