The financial industry is evolving, but one thing remains clear—women are still underrepresented in financial advising. In honor of Women’s History Month, we’re bringing together the inspiring women of VLP Financial Advisors to share their journeys, challenges, and successes in the field.

Tune in as we discuss:

• How each of our guests found their way into financial planning
• The statistics behind women in finance and why more need to enter the field
• The challenges of balancing career, family, and professional growth
• The power of mentorship and collaboration in shaping a successful career
• Practical advice for women considering a career in financial advising

Whether you're already in the industry or thinking about a career change, this episode is packed with insights, inspiration, and practical advice. Join the conversation and help us shape the future of finance for women!

Making the right college decision is one of the most impactful choices your family will face—and one of the most expensive. Welcome to The Live Greater View, a financial planning podcast from VLP Financial Advisors, where we help clients navigate life, money, and perspective. In this episode, we tackle the complex process of college planning with insights that can shape both your child’s education and your family’s financial future.

Here’s what we’ll cover:

• Key factors to weigh when deciding on a college, including the ROI of education costs.
• The rising costs of college tuition and how 529 plans can help you prepare.
• The importance of finding the "right fit" for your student beyond academics.
• Strategies for discussing financial realities with your child to guide them toward informed decisions.
• Understanding financial aid, scholarships, and how they fit into your broader planning.

Join us for a deep dive into the college decision process and discover strategies to help your family live greater—today and in the future. Tune in now!

Are you curious about a career in financial planning? Think it's all spreadsheets, investments, and retirement plans? Think again! In this episode of The VLP Live Greater View, host Andrew Fincher sits down with Richard Tam, a standout financial planning student at George Mason University and former VLP intern, to discuss what it really takes to become a financial advisor in today's world.

Richard shares his unique journey into financial planning, from a background in competitive tennis to discovering his passion for helping others navigate the complexities of personal finance. Together, Andrew and Richard explore the evolving landscape of financial planning, offering insights for aspiring professionals and clearing up common misconceptions.

Key topics covered include:

• The real role of a financial planner: beyond the numbers and into relationship building.
• Top misconceptions about financial planning as a career.
• How financial planning has shifted from a second-career choice to a first choice for many students.
• Why soft skills like communication and empathy are just as critical as technical expertise.
• The value of internships, networking, and hands-on experience during your education.
• Insights into George Mason University's growing financial planning program and its tight-knit community.
• Practical advice for students: how to get involved on campus, build connections, and prepare for the CFP exam.

Whether you're an aspiring financial planner, a student considering your career path, or simply someone who wants to better understand the industry, this episode offers valuable insights and actionable advice. Learn how to blend technical knowledge with personal connection, understand what makes this profession rewarding, and take the first steps toward a successful career in financial planning.

Ready to unlock the secrets of the SECURE 2.0 Act and its transformative impact on your retirement planning in 2025? This episode dives into the most critical updates to 401(k) plans and other retirement strategies, equipping you with the tools you need to make smarter financial decisions.

What You'll Learn in This Episode:

• How the SECURE 2.0 Act enhances employer contributions and impacts your savings.
• New catch-up contribution rules for individuals over 50 and what they mean for your retirement timeline.
• Key updates on automatic enrollment features and their benefits for younger savers.
• How these changes aim to address financial wellness and retirement preparedness.
• Practical tips for maximizing your retirement savings under the new regulations.

Our financial planning experts break down complex legislative changes into actionable insights, ensuring you’re equipped to navigate the shifting retirement landscape.

Ready to make 2025 your most financially successful year yet? In this episode of The Live Greater View podcast, financial advisors Rose Price, CFP®, AIF®, and Daniel Lash, CFP®, AIF®, reveal actionable strategies to help you save more, invest wisely, and maximize your financial potential. Whether you're just starting out or looking to refine your financial plan, this episode has something for everyone!

What you'll learn in this episode:

• Proven techniques to jumpstart your savings and establish sustainable financial habits.
• Insights into the current economic climate and how it impacts your saving strategies.
• The role of automation in simplifying savings and avoiding common pitfalls.
• How to evaluate your expenses and identify opportunities to cut costs effectively.
• Tips for managing debt while staying committed to your long-term financial goals.

Why this episode is for you:

You’ll gain expert insights that are easy to implement, along with motivation to take control of your finances. From tackling rising costs to making smart spending choices, Rose and Daniel share a wealth of knowledge to empower you to live greater in 2025 and beyond.

Get involved:

We want to hear from you! Share your thoughts, ask questions, or tell us how you're applying these strategies by reaching out at [contact email/website].

Don't miss out on this game-changing episode. Tune in now to learn how to save more, stress less, and secure a brighter financial future!

In this episode of The Live Greater View, we dive into the critical decision of choosing the right financial advisor for your needs. With so many options out there, from fiduciaries to commission-based advisors, it can be overwhelming to navigate the landscape. 

Learn about the importance of fiduciary responsibility, the differences between fee-based and commission-based compensation models, and why finding a trusted advisor is more than just checking a box. Whether you're planning for retirement or navigating other financial milestones, understanding the advisor spectrum is key to making informed decisions for your future.

Start planning your brighter future today! Tune in and take control of your financial journey with The Live Greater View.

VLP Financial Advisors is an independent, full-service wealth services firm, with $1.19 B* in assets under administration as of 7/22/2024, with clients located nationwide. Our professionals work with families and individuals on financial planning, investment management, and retirement planning, as well as with corporate clients and their employees to create and manage retirement plans and employee education. We believe in partnering with our clients to help them align their financial decisions with their goals and vision for the future, so they can live greater at every life stage. We help clients live their best life through our VLP Live Greater Partnership Process. It’s our passion, and we’ll be with you every step of the way. 

*Cetera Advisor Networks AUM $897 M., Fidelity Retirement AUM $169.4M, ADP Retirement AUM $125M. Securities and Advisory Services offered through Cetera Advisor Networks LLC, member FINRA/SIPC, a broker/dealer and a Registered Investment Adviser. Cetera is under separate ownership from any other named entity. The views stated in this material are not necessarily the opinion of Cetera Advisor Networks LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. 

Hosted by Rose Price, Financial Advisor; and Dan Lash, Financial Advisor; VLP Financial Advisors, 8391 Old Courthouse Rd, Suite 203; Vienna, VA 22182. 703-356-4360.

Welcome to The Live Greater View, the financial planning podcast by VLP Financial Advisors, where we discuss life, money, and perspective. As 2024 draws to a close, it's time to look ahead and prepare for a promising 2025. How do potential changes in the economy, tax policies, and personal goals shape your financial roadmap? Let’s dive in!

In this episode, we explore:

• The Impact of Presidential Elections on Markets: Does a new administration mean market upheaval? We break down the myths and realities.
• End-of-Year Tax Planning: Strategies for managing withholdings, Roth conversions, and maximizing deductions.
• Preparing for Sunsetting Tax Policies: How to plan for 2025 and beyond with potential tax changes on the horizon.
• Maximizing Retirement Savings: From Roth 401(k) contributions to new catch-up rules, we guide you on navigating upcoming changes.
• Goal-Setting for Long-Term Success: Tips for aligning your financial plan with life priorities, like retirement, education, and big purchases.

Gain actionable insights into creating a flexible yet forward-thinking financial strategy. Learn how small steps now can have a big impact on your future.

Practical Takeaways:

• Manage volatility and focus on long-term gains.
• Leverage tax-saving opportunities before deadlines.
• Plan for financial goals with confidence, no matter the uncertainties.

Start planning your brighter future today! Tune in and take control of your financial journey with The Live Greater View.

Welcome to The Live Greater View, your go-to podcast for practical financial planning insights. Produced by VLP Financial Advisors, this episode offers expert guidance on a crucial topic: Medicare Enrollment. Whether you’re enrolling for the first time or reassessing your current plan, you won't want to miss this one.

We’re excited to have Emily O’Halloran from EMP Group joining us to break down everything you need to know about Medicare, including new changes on the horizon for 2025. We’re diving into the details to help you feel confident as you make these important decisions about your health coverage.

Here’s what we’ll cover:

• Key differences between Medicare, Medicaid, and Medicare Advantage.
• Eligibility requirements and how to avoid common enrollment pitfalls.
• Understanding your Medicare options: Original Medicare vs. Medicare Advantage.
• Upcoming changes to Medicare in 2025 and how they may affect your coverage.
• What you need to know about Medicare Supplements and the best time to enroll.
• Practical advice on when and how to review and adjust your Medicare plans.

Tune in for expert advice, valuable insights, and practical tips to make the best decision for your health and financial future.

Join us for this episode packed with actionable advice, and ensure you’re prepared for the Medicare decisions that lie ahead!

Are you confident you understand the ins and outs of your 401(k) investments? In today's episode, we dive deep into one of the most common and misunderstood tools in retirement planning—target date funds. As these funds have become the default in many 401(k) plans, it's more important than ever to grasp their nuances.

Join us as we break down what a target date fund really is, how it works, and why it may or may not align with your retirement goals. We'll explore common misconceptions, explain the differences between active and passive management, and uncover the significance of "glide paths" in determining the risk levels in your portfolio. Whether you're a beginner or seasoned investor, this episode will help you understand the key elements of these funds and how they can impact your financial future.

Listen in and gain clarity on how to make the most of your retirement savings strategy!

Ready to master the art of estate planning? In this episode, we dive deep into the essentials of estate planning with Donna Fincher, a seasoned estate planning attorney.

Whether you're a novice or looking to refine your current plan, this discussion is your ultimate guide to understanding the complexities of wills, trusts, and more.

Join us as we explore:

• The crucial role of estate planning and why it matters for everyone.
• Key documents you need: wills, medical directives, and powers of attorney.
• The differences between wills and trusts, and why a trust might be beneficial.
• Practical tips for avoiding probate and simplifying estate administration.
• How to handle beneficiary designations and the impact of changing laws.

Donna provides actionable advice to ensure your assets are protected and your wishes are honored. Tune in to gain clarity and confidence in your estate planning journey!