The Live Greater View

Think it can’t happen to you? Think again. In this eye-opening episode of The Live Greater View, we pull back the curtain on financial scams that are costing people billions—and reveal exactly how you can avoid becoming the next victim.

Join us as we dive into the deceptive world of fraudsters, with real-life stories and actionable tips that will sharpen your awareness and strengthen your financial defenses.

In this episode, we explore:

• The psychology behind why even smart people fall for scams
• Common red flags in phone, email, and online fraud
• How scammers are exploiting new technologies (and what to watch out for)
• Practical steps to verify legitimacy before sharing sensitive information
• What to do if you or someone you know has been scammed
• Resources and agencies that can help protect or recover your assets

Why this matters:
Whether you're managing your own finances or looking out for loved ones, the knowledge in this episode could save you money, stress, and serious regret. You’ll leave empowered with expert insights and clear actions to spot and stop financial scams in their tracks.

Are you ready for retirement — even when the markets aren't? Welcome back to The Live Greater View, the financial planning podcast by VLP Financial Advisors, where we help you live your best life through all of life's financial ups and downs.

In today’s timely episode, Rose Price and Dan Lash, both certified financial planners, tackle the crucial topic of retiring during a bear market. Drawing from real client experiences and decades of expertise, they share strategies to help you manage volatility without sacrificing your retirement goals.

Here’s what you’ll learn in this episode:

• How to build a resilient retirement plan that can weather market downturns.
• The critical role of diversification, smart cash flow management, and emotional discipline.
• Real-world lessons from retirees who succeeded — even during the worst markets.

This conversation offers practical advice, expert insight, and plenty of encouragement for anyone worried about retiring in uncertain times.

Don't miss this essential conversation on why the right plan — not the right timing — is the key to a successful retirement. Tune in and live greater with confidence!

Welcome to Live Greater View—the podcast where we break down big financial ideas into clear, actionable insights so you can live with more confidence, clarity, and freedom.

In today’s episode, we’re diving into the world of bonds—what they are, how they work, and why they matter more than you think. Whether you're a beginner or just need a refresher, this episode is packed with practical wisdom to help you make smarter investment decisions.

Here’s what we cover:

• What exactly is a bond—and how does it differ from stocks?
• The different types of bonds: government, corporate, and municipal
• How interest rates impact bond prices (and what that means for your returns)
• Key terms like yield, maturity, credit risk, and diversification
• When and why bonds might be a strong addition to your investment portfolio

What’s in it for you? You’ll gain a solid foundation in bond investing, understand the role they can play in managing risk and creating stable income, and walk away better equipped to build a balanced portfolio.

Bonds might not be flashy—but they’re powerful. Don’t miss this essential episode that brings clarity to one of the most reliable tools in the financial world. Hit play and start building your greater view today.

Tax season can be stressful, but with the right planning, you can set yourself up for success! In this episode of The Live Greater View, certified financial planners Rose Price and Dan Lash from VLP Financial Advisors share practical insights on how to navigate tax season with confidence.

What you'll learn in this episode:

• How life changes—marriage, job changes, stock options—impact your tax situation
• Why proactive tax planning is essential and how it differs from tax preparation
• Key tax law changes to watch for and how they could affect your returns
• Tips for organizing your documents to avoid IRS surprises
• How to minimize tax penalties and make estimated tax payments work for you
• The benefits of working with a financial planner and CPA together

Why listen?
You'll gain expert advice on reducing tax stress, avoiding costly mistakes, and making smarter financial decisions throughout the year. Whether you're filing on your own or working with professionals, this episode will help you take control of your tax strategy.

Have questions or need tax planning guidance? Visit vlpfinancial.com to learn more.

Tune in now and start planning for a more successful tax season!

What’s the best way to spend your money in retirement? More and more retirees are choosing experiences over things, prioritizing travel and family time over material purchases. In this episode of The Live Greater View, hosts Rose Price, CFP®, and Chris Malone, CFP®, dive deep into the financial planning strategies that can help you make the most of your retirement travel budget.

Tune in as they discuss:

• The growing trend of prioritizing travel over material possessions
• How to budget and plan for travel in retirement without financial stress
• Common mistakes retirees make when planning vacations (and how to avoid them)
• The role of travel insurance and real-life examples of why it matters
• How different retirees approach travel—big annual trips, frequent small getaways, or family reunions
• The emotional and financial benefits of making travel a priority

From African safaris to Alaskan cruises, Rose and Chris share client experiences and expert advice to help you create unforgettable moments with loved ones.

Got travel plans in the works? Have questions about financial planning for retirement? We’d love to hear from you!

As the seasons change, it's not just our homes that need tidying up—our finances do too! In this episode of VLP Live Greater Podcast, we’re diving into the concept of financial spring cleaning. Just like clearing out clutter from your home, taking stock of your financial situation can set you up for success.

Join us as we discuss:

• How to assess your spending plan (not a budget!) and stay on track
• The importance of reviewing your tax withholdings and savings contributions
• Smart debt reduction strategies to free up cash flow
• The benefits of consolidating old 401(k) accounts and updating beneficiaries
• Why now is the perfect time to review your investment allocations
• The crucial role of credit reports and fraud protection in financial health

Taking the time to refresh your finances now can lead to a smoother, stress-free future. Have questions or want to share your financial spring-cleaning tips? Reach out to us—we’d love to hear from you!

Tune in and take the first step toward a financially organized and empowered year!

Getting laid off is a tough pill to swallow, but it doesn't have to be the end of your financial journey. In this episode of The Live Greater View, produced by VLP Financial Advisors, hosts Rose Price and Chris Millennium dive deep into the timely topic of layoffs and how to navigate them effectively, no matter where you are in your career.

Whether you're just starting out, midway through your professional journey, or nearing retirement, this episode offers valuable insights to help you plan, pivot, and prosper.

Here's what you’ll learn:

• Immediate Steps to Take After a Layoff: How to process the news and make rational decisions.
• Health Insurance Considerations: What to do when your medical coverage is tied to your job.
• Evaluating Emergency Funds: Assessing your financial safety net and how to strengthen it.
• Career Stage Guidance: Tailored advice for early-career professionals, mid-career individuals, and those nearing retirement.
• Networking & Mentorship: How to leverage connections and seek guidance for a successful transition.
• Testing Retirement: Strategies for those considering a change or a phased retirement.

This episode is packed with practical advice, real-life client experiences, and actionable steps to help you bounce back stronger. Whether you’re facing layoffs or just preparing for the unexpected, tune in to The Live Greater View for the financial guidance you need.

The financial industry is evolving, but one thing remains clear—women are still underrepresented in financial advising. In honor of Women’s History Month, we’re bringing together the inspiring women of VLP Financial Advisors to share their journeys, challenges, and successes in the field.

Tune in as we discuss:

• How each of our guests found their way into financial planning
• The statistics behind women in finance and why more need to enter the field
• The challenges of balancing career, family, and professional growth
• The power of mentorship and collaboration in shaping a successful career
• Practical advice for women considering a career in financial advising

Whether you're already in the industry or thinking about a career change, this episode is packed with insights, inspiration, and practical advice. Join the conversation and help us shape the future of finance for women!

Making the right college decision is one of the most impactful choices your family will face—and one of the most expensive. Welcome to The Live Greater View, a financial planning podcast from VLP Financial Advisors, where we help clients navigate life, money, and perspective. In this episode, we tackle the complex process of college planning with insights that can shape both your child’s education and your family’s financial future.

Here’s what we’ll cover:

• Key factors to weigh when deciding on a college, including the ROI of education costs.
• The rising costs of college tuition and how 529 plans can help you prepare.
• The importance of finding the "right fit" for your student beyond academics.
• Strategies for discussing financial realities with your child to guide them toward informed decisions.
• Understanding financial aid, scholarships, and how they fit into your broader planning.

Join us for a deep dive into the college decision process and discover strategies to help your family live greater—today and in the future. Tune in now!

Are you curious about a career in financial planning? Think it's all spreadsheets, investments, and retirement plans? Think again! In this episode of The VLP Live Greater View, host Andrew Fincher sits down with Richard Tam, a standout financial planning student at George Mason University and former VLP intern, to discuss what it really takes to become a financial advisor in today's world.

Richard shares his unique journey into financial planning, from a background in competitive tennis to discovering his passion for helping others navigate the complexities of personal finance. Together, Andrew and Richard explore the evolving landscape of financial planning, offering insights for aspiring professionals and clearing up common misconceptions.

Key topics covered include:

• The real role of a financial planner: beyond the numbers and into relationship building.
• Top misconceptions about financial planning as a career.
• How financial planning has shifted from a second-career choice to a first choice for many students.
• Why soft skills like communication and empathy are just as critical as technical expertise.
• The value of internships, networking, and hands-on experience during your education.
• Insights into George Mason University's growing financial planning program and its tight-knit community.
• Practical advice for students: how to get involved on campus, build connections, and prepare for the CFP exam.

Whether you're an aspiring financial planner, a student considering your career path, or simply someone who wants to better understand the industry, this episode offers valuable insights and actionable advice. Learn how to blend technical knowledge with personal connection, understand what makes this profession rewarding, and take the first steps toward a successful career in financial planning.