The Lo-Down

The Lo-Down

By Lorenzo MercadoBusinessEntrepreneurship
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The Lo-Down episodes

  • How to Replace a 6-Figure Career | Alex Kang E49

    Most people assume entrepreneurship means starting from scratch. Alex Kang took a different path — and built a three-business portfolio doing it.

    After 15 years in consulting and tech, Alex left his corporate career to buy a hotel in California, open an Alloy Personal Training franchise in Los Angeles, and acquire Priority Doors and Windows, a 45-year-old distribution business in San Diego. In this conversation, he makes the case for buying a business or franchise instead of building one from zero.

    Lorenzo and Alex cover the cash flow problem most people don't see coming when they leave corporate, how SBA financing actually works, the real cost and timeline of opening a franchise, how to evaluate a small business before buying, and how Alex manages three businesses without losing his mind.

    A practical, honest conversation for anyone thinking about leaving corporate to own something of their own.


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    Connect with Alex Kang

    https://www.instagram.com/s.alex.kang/

    Priority Doors and Windows

    https://www.prioritydoorwindow.com/

    Alloy Personal Training

    https://alloypersonaltraining.com/


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    Connect with Lorenzo Mercado:

    Instagram: https://www.instagram.com/lorenzo.mercado_

    Website: LorenzoMercado.com

    Listen to The Lo-Down Podcast

    🎙Apple:

    https://podcasts.apple.com/us/podcast/the-lodown/id1764777761

    🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983

    45 min
  • Get Paid Double the Rent w/ Temporary Housing/Midterm Rentals | David Kamenetsky E48

    In this episode of The Lo-Down Podcast, I sit down with David Kamenetsky to break down the exact operational playbook he used to scale a 50-unit temporary housing and property management business.

    David shares how his company targets corporate relocations and insurance housing clients to extract massive premiums from standard real estate assets—including a deep dive into a case study where they took a San Francisco property from an $8,000 legacy rental to a $12,000+ corporate lease. We also discuss how he built a fully remote team of 10 to manage operations while maintaining complete lifestyle freedom.

    Topics Discussed:

    -The importance and stability of midterm rentals in any economic climate

    -How David transitioned from real estate flipping and sales to managing a 50-property portfolio

    -Strategic insights on ideal property types and locations for furnished rentals

    -Managing relationships with insurance companies, relocation specialists, and landlords

    -How to maximize rental income using arbitrage and co-hosting models

    -The typical costs, fees, and steps to get started in short-term and midterm rentals

    -Lessons learned from legal challenges and handling difficult situations

    -The future of Dolmaluxe Properties and expansion plans

    -Practical tips for beginners: research, action, and scaling smartly

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    Connect with David Kamenetsky:

    Instagram: https://www.instagram.com/davidkamenetsky/DolmaLux Properties: https://www.domaluxeproperties.com/


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    Connect with Lorenzo:

    Instagram: https://www.instagram.com/lorenzo.mercado_

    Website: LorenzoMercado.com | SolvarraGroup.com

    Listen to The Lo-Down Podcast

    🎙Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761

    🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983

    39 min
  • The $200k Shipping Container: A Masterclass in Unique and Experiential Stays | Josh McEachron E47

    Discover how Josh McEachron turned a simple shipping container into a luxurious, organic Airbnb experience in Pioneer, California. From land acquisition to permitting hurdles, learn the story behind this innovative stay, and get actionable advice for creating your own unique hospitality venture.

    Main Topics:-The organic evolution of a shipping container into a luxurious and unique Airbnb retreat-Permitting and land acquisition challenges in rural California-Designing for intimacy and curated guest experiences-Cost breakdown and financial performance of the property-Tips for aspiring hosts: making properties stand out

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    Resources & Links:

    RidgeViewStay on Airbnb (Pioneer, CA): https://www.airbnb.com/rooms/1203068341048557584?source_impression_id=p3_1781483090_P3zltOQycniDQNdQ

    RidgeViewStay on Instagram: https://www.instagram.com/ridgeviewstay/

    Connect with Josh McEachron

    Email: [email protected]


    Connect with Lorenzo:

    Instagram: https://www.instagram.com/lorenzo.mercado_ Website: LorenzoMercado.com | SolvarraGroup.com


    Listen to The Lo-Down Podcast

    🎙Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761

    🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983--

    44 min
  • Why High Earners Stay Broke: A CRNA's Escape From the Golden Handcuffs | Leah Krebs E46

    Leah Krebs spent 32 years in nursing — 16 at the bedside and 12+ as a Certified Registered Nurse Anesthetist, including trauma anesthesia at the nation's busiest trauma center. After a series of pivotal personal and professional moments, she and her husband founded Priority 1 Capital, a multifamily real estate firm built specifically to help healthcare professionals earn passive income through apartment investing.

    In this episode, Leah shares her full story: the grind of CRNA school, the defining moments that pushed her toward financial independence, and exactly how she went from W2 employee to general partner on a $7.7 million property.


    Connect with Leah & Priority 1 Capital

    Instagram: https://www.instagram.com/leah_krebs_

    Website: https://www.p1capitalinvestment.com/


    Connect with Lorenzo: Instagram: https://www.instagram.com/lorenzo.mercado_

    Website: LorenzoMercado.com | SolvarraGroup.com


    Listen to The Lo-Down Podcast 🎙Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761 🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983

    52 min
  • How to Build a Business Partnership That Actually Lasts | Cory Jacobson E45

    In this episode, Lorenzo sits down with Cory Jacobson, co-host of the Wealth Juice Podcast, to unpack how he went from making $35K working for the Philadelphia 76ers to building an 80-unit real estate portfolio alongside his business partner Ryan. Cory shares the power of house hacking, long-term thinking, authentic networking, and why successful partnerships are built on trust, communication, and aligned values.

    They also dive deep into podcasting, personal branding, raising capital, entrepreneurship, and what it really takes to create financial freedom without sacrificing the relationships that matter most.


    00:00 - Intro & Meet Cory Jacobson

    00:38 - How Cory Got Started in Real Estate

    02:05 - The First House Hack That Changed Everything

    03:10 - How Cory & Ryan Built Their Partnership

    05:20 - Why Most Business Partnerships Fail

    07:37 - Complementary Skill Sets in Business

    09:54 - Handling Conflict & Difficult Conversations

    11:55 - The Importance of Communication & Values

    14:03 - “It’s About Who You Build With”

    15:37 - How The Wealth Juice Podcast Started

    17:58 - Overcoming Fear of Starting a Podcast

    20:03 - Dealing With Judgment & Criticism Online

    21:42 - Staying Consistent for 400 Podcast Episodes

    23:59 - Habits, Discipline & Long-Term Consistency

    24:20 - Common Traits of Successful People

    26:53 - Why Real Estate Is a Long-Term Game

    28:06 - Cory’s Real Estate Investing Strategy

    30:27 - Why They Focus on Multifamily Properties

    32:16 - Real Numbers Behind Their Real Estate Deals

    34:23 - Raising Capital Through Podcasting & Social Media

    37:56 - Why Building in Public Creates Opportunities

    39:39 - The Power of Community & Networking

    42:08 - Escaping Analysis Paralysis

    43:20 - Why Your First Deal Matters Most

    44:31 - Leaving the W2 Job & Betting on Yourself

    47:15 - Entrepreneurship vs Job Security

    48:24 - What Cory Would Do Differently Starting Over

    50:57 - Where to Find Cory & Wealth Juice Podcast

    51:42 - Final Thoughts & Outro


    Connect with Cory Jacobson

    Instagram: https://www.instagram.com/wealthjuiceofficial/

    Podcast: https://podcasts.apple.com/us/podcast/wealth-juice-real-estate-personal-finance-investing/id1506974626


    Connect with Lorenzo:

    Instagram: https://www.instagram.com/lorenzo.mercado_

    Website: LorenzoMercado.com | SolvarraGroup.com

    Listen to The Lo-Down Podcast

    🎙Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761

    🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983

    52 min
  • Turn Expenses Into Free Luxury Travel w/ Credit Card Hacking | Jaina Pallasigui E44

    What if every bill you paid was secretly funding your next luxury vacation?

    That's exactly what real estate investor Jaina Pallasigui figured out — and she's accumulated over 2 million credit card points and redeemed $175,000 in free luxury travel to prove it.

    Jaina breaks down exactly how she runs her entire real estate business through credit cards, turns renovation expenses into business class flights, and books five star hotels without spending a dime out of pocket.

    She even reveals how replacing a roof on one of her rental properties ended up paying for her entire family's stay at the Four Seasons Tokyo — completely free.

    In this episode we cover:

    • The exact credit card stack she uses for her real estate business
    • How to increase your spending limit the right way
    • The website she uses to find transfer bonuses nobody talks about
    • The best times to book flights using points
    • How to turn everyday business expenses into luxury travel

    Whether you own a business, pay rent, or just have a credit card in your wallet — this episode will completely change how you think about spending money.



    Connect with Jaina

    Instagram: https://www.instagram.com/jaina_anne/


    Connect with Lorenzo Mercado:

    Instagram: https://www.instagram.com/lorenzo.mercado_

    Website: LorenzoMercado.com | SolvarraGroup.com


    Listen to The Lo-Down Podcast 🎙

    Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983

    38 min
  • Boutique Hotel Investing: How Two Architects Built a Vogue-Featured Wellness Hotel in Palm Springs | Diana Osso & Josh Dobken

    Josh Dobken and Diana Ossa managed billion-dollar architecture projects before buying a blank-slate hotel in Palm Springs, and turning it into a Vogue and Forbes-featured boutique property in under a year. In this episode of The Lo-Down, they break down exactly how they did it.


    With 15+ years of commercial architecture experience and 40+ short-term rentals across multiple states, Josh and Diana share the mindset, strategy, and hard lessons that took them from residential investing to boutique hotel ownership at scale.


    What You'll Learn:

    -Why they walked away from multiple deals before finding the right one

    -How they used a co-hosting company to prepare for hotel operations

    -The value-add strategy behind Terra Palm Springs

    -How they selected their market and defined their guest avatar

    -Why no deal is better than a bad deal

    -How their hotel earned coverage in Vogue, Forbes, and Travel + Leisure


    Whether you're exploring boutique hotels, STR investing, or building a path out of your W-2 — this episode is for you.


    Connect with Josh Dobken & Diana Osso

    Instagram: https://www.instagram.com/d.i.fi/ Instagram : https://www.instagram.com/terrapalmsprings/Website : https://www.terrapalmsprings.com


    Connect with Lorenzo Mercado:

    Instagram: https://www.instagram.com/lorenzo.mercado_

    Website: LorenzoMercado.com | SolvarraGroup.com


    Listen to The Lo-Down Podcast 🎙

    Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983

    1 hr 7 min
  • How They Bought Their First Hotel & Scaled to 40+ Rentals

    In this episode of The Lowdown, Lorenzo sits down with Josh and Deanna, a powerhouse husband-and-wife team who transitioned from commercial architecture careers into boutique hotel ownership and short-term rental operations across multiple states.


    With 15+ years of architecture and construction experience, they now operate 40+ short-term rentals and own a boutique hotel in Palm Springs featured in Vogue and Forbes. They share the exact mindset, strategy, and lessons that helped them move from residential investing into hospitality at scale.


    If you're interested in boutique hotels, STR investing, or leaving your W-2 job to build something bigger, this episode is packed with insight.


    Connect with Josh Dobken & Diana Osso

    Instagram: https://www.instagram.com/d.i.fi/

    Instagram : https://www.instagram.com/terrapalmsprings/Website : https://www.terrapalmsprings.com

    Connect with Lorenzo:

    Instagram: https://www.instagram.com/lorenzo.mercado_Website: LorenzoMercado.com | SolvarraGroup.com

    1 hr 35 min
  • The Live-In Flip Strategy: How to Build Wealth in Expensive Markets | Joshua Massari E42

    In this episode of The Lo-Down, Lorenzo sits down with Joshua Massari, co-host of The Broke Millionaires podcast, to unpack how he and his wife built millions in real estate equity while living in one of the most expensive markets in the U.S. — Orange County, California.


    Joshua shares how they used a live-in value-add strategy (a twist on BRRRR), buying fixer-uppers as primary residences, renovating while living in them, and repeating the process — all while raising four kids and working full-time.


    If you think real estate investing only works in cheap markets, this episode will completely change your perspective.


    Chapters

    00:00 Intro – Meet Joshua Massari

    01:00 What does “Broke Millionaire” really mean?

    02:30 Investing in expensive cities like Orange County

    04:10 Why fixer-uppers beat turnkey homes

    05:40 Buying during COVID: opportunity in chaos

    07:15 The ALLL Method (Acquire, Live, Lift, Leverage, Loop)

    09:10 Using primary residence loans to invest with less cash

    11:00 Turning $17K into millions in real estate

    12:40 House hacking before it was a buzzword

    14:10 Why Josh avoids flipping houses

    16:00 Living through full renovations (no kitchen, kids included)

    18:50 Renovation stress, marriage, and alignment

    21:40 Balancing a full-time job with real estate investing

    24:50 Kids and investing: why they’re not the problem

    27:10 Delayed gratification & long-term wealth mindset

    28:50 Mid-term rentals vs long-term rentals in California

    31:00 How to evaluate neighborhoods correctly

    33:30 Foundations: deal breaker or opportunity?

    36:10 Creative financing explained (seller finance, HELOCs)

    39:50 Cross-collateralization & hard money loans

    42:00 Over-leveraging myth explained

    44:30 HELOC strategy most investors miss

    47:30 Fighting banks & getting deals approved

    51:30 Starting The Broke Millionaires podcast

    54:00 Biggest advice for new investors

    55:40 Where to find Joshua + final thoughts


    Key Takeaways

    You don’t need to invest out of state to build wealth — strategy beats location

    Living in your investments unlocks better financing and faster scaling

    Renovation pain is temporary, equity is permanent

    Kids aren’t the obstacle — lack of alignment is

    Creative financing is often the difference between quitting and winning

    Real estate rewards those willing to stay uncomfortable longer


    Who This Episode Is For

    Investors in high-cost cities

    First-time homebuyers thinking long-term

    Families who think kids stop investing

    Anyone waiting for the “perfect time”

    People who want real, practical investing stories — not hype


    Connect with Joshua Massari

    Instagram: https://www.instagram.com/joshuadmassari/?hl=en 

    Instagram :  https://www.instagram.com/thebrokemillionaires_/?hl=en


    Connect with Lorenzo:

    Instagram: https://www.instagram.com/lorenzo.mercado_

    Website: LorenzoMercado.com | SolvarraGroup.com


    Listen to The Lo-Down Podcast 

    🎙Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761

    🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983

    54 min
  • How a Therapist and RN Built a Mid-Term Rental Business Without Using Their Own Money | Michael & Grace Santos E41

    What does it really take to go from working full-time jobs to raising $8,000,000 in private capital and building a multi-state real estate business?

    In this episode of The Lo-Down Podcast, I sit down with Grace & Michael Santos, a therapist and nurse who built a thriving out-of-state flipping and mid-term rental business without using their own money. They break down exactly how they started in 2021, pivoted from flips into mid-term rentals, and built the systems and credibility that allowed them to raise $8M in one year using OPM (Other People's Money).


    What You'll Learn:

    • How to transition from W-2 jobs to full-time real estate investing
    • Why mid-term rentals are more profitable and stable than traditional flips
    • The exact step-by-step process for raising millions in private capital
    • How to find, approach, and close private lenders (with scripts)
    • Deal structuring secrets and what to include in investor one-pagers
    • Premium furnishing strategies that attract higher-quality tenants
    • Exit strategy framework: when to flip vs. hold a property
    • Managing burnout and time-blocking as entrepreneur couples
    • Their 2026 vision: multifamily development and scaling to $20M+


    Connect with Michael and Grace Santos:

    Instagram: https: https://www.instagram.com/michael.dc.santos/?hl=en

    Instagram : https://www.instagram.com/mwgmproperties/?hl=en


    Connect with Lorenzo:

    Instagram: https://www.instagram.com/lorenzo.mercado

    Website: https://www.mercasaventures.com | www.AscentCapital.llc

    Listen to The Lo-Down Podcast

    🎙Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761

    🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983

    55 min

About The Lo-Down

From the publisher's feed

The Lo-Down brings conversations with people from all walks of life who are relentlessly pursuing success. Hosted by Lorenzo Mercado this podcast dives into the stories behind the grind and uncovering…