The Making Cents Podcast

• Are you covered?? Are you paid in full!? • How many of us have life cover/life insurance? • Do you know if your workplace offers Death in Service cover? If it does, have you completed the necessary paperwork to ensure that you are eligible? • Have you thought about what your dependents will be able to do without you?? • It is not uncommon to push these thoughts to the side because let’s be real, dying is not an easy topic to discuss. Nonetheless, it is the time to start thinking!

-

In Episode 26, we talk about Life Insurance as well as some other relevant insurance including:

Critical illness

Income protection

Private medical insurance

Employment protection

Motor insurance

Property insurance (Building vs Contents)

As always please tune in and don’t forget to rate, subscribe and comment.

MCP Team

Don't be shy to contact us!

Email: [email protected]

Twitter & Instagram: @MakingCentsPC

Making Cents Team:

Sam

Twitter: @Ms_sammi_xx

Instagram: samma_xx

Jay

Twitter: @IMJ_33

Instagram: think_king_jay

Kalisha

Twitter: @Miss_K_Vang

Instagram: MissKVang

Francis

Twitter: @FrancisAddai_

Links

Do you need life insurance?

https://www.moneyadviceservice.org.uk/en/articles/do-you-need-life-insurance

https://www.moneysavingexpert.com/insurance/cheap-life-insurance

http://www.cavendishonline.co.uk/life/

http://www.money-minder.com/protection/life-insurance/

What is home insurance

https://en.m.wikipedia.org/wiki/Home_insurance

What is contents insurance?

https://www.confused.com/home-insurance/guides/what-is-contents-insurance#

Difference between Leasehold and Freehold property

https://www.towergateinsurance.co.uk/commercial-property-insurance/the-difference-between-leasehold-and-freehold-property

Continuous insurance

https://www.independent.co.uk/money/insurance/five-questions-about-continuous-insurance-enforcement-2290072.html

Gap insurance

https://www.moneyadviceservice.org.uk/en/articles/do-you-need-gap-insurance

Types of insurance

https://www.moneyadviceservice.org.uk/en/articles/types-of-insurance#car-insurance

Critical Illness Cover

https://www.moneyadviceservice.org.uk/en/articles/how-and-where-to-buy-critical-illness-insurance

http://www.unbiased.co.uk/

http://www.findanadviser.org/find-an-adviser.aspx

http://www.vouchedfor.co.uk/

This week we give you a snippet of our four-part feature on the Hear Me Out Show, on ABN Radio. Over the course of one month, we discussed all things finance, ranging from Investing to Generational Wealth and how it’s built and what our Parents taught us about money. In this episode, we discuss the basics of investing and how an everyday person can get started.

As always please tune in and don’t forget to rate, subscribe and comment.

MCP Team

Don't be shy to contact us!

Email: [email protected]

Twitter & Instagram: @MakingCentsPC

Making Cents Team:

Sam

Twitter: @Ms_sammi_xx

Instagram: samma_xx

Jay

Twitter: @IMJ_33

Instagram: think_king_jay

Kalisha

Twitter: @Miss_K_Vang

Instagram: MissKVang

Francis

Twitter: @Brah_Livin

Links

Fidelity International

https://www.fidelity.co.uk/home

Hargreaves Landsdown

www.hl.co.uk

At our recent event at the East London Music and Art College (ELAM), the topic of what a Credit Score is and what it means for your personal finance, was a very popular one.

This week Francis and Kalisha go through all the important things to know about credit scoring and how it works. They also cover the various places you can get your credit information and the difference between the free and paid options.

Topics covered:

What is a credit reference agency?

What do they do?

What information do they hold and how do they get it?

Whats the difference between free and paid options?

Tune in and don’t forget to rate, subscribe and comment.

MCP Team

Don't be shy to contact us!

Email: [email protected]

Twitter & Instagram: @MakingCentsPC

Making Cents Team:

Sam

Twitter: @Ms_sammi_xx

Instagram: samma_xx

Jay

Twitter: @IMJ_33

Instagram: think_king_jay

Kalisha

Twitter: @Miss_K_Vang

Instagram: MissKVang

Francis

Twitter: @YoursTrulyFrank

Links

Welcome back to part 2 of our Cost of Parenting episode. Our special guest Hilda continues to shares some important information as well as her experiences as a working parenting, balancing children as well as a demanding and challenging career.

Tune in and don’t forget to rate, subscribe and comment.

MCP Team

Don't be shy to contact us!

Email: [email protected]

Twitter & Instagram: @MakingCentsPC

Making Cents Team:

Sam

Twitter: @Ms_sammi_xx

Instagram: samma_xx

Jay

Twitter: @IMJ_33

Instagram: think_king_jay

Kalisha

Twitter: @Miss_K_Vang

Instagram: MissKVang

Francis

Twitter: @YoursTrulyFrank

Links

Benefits for families

https://www.gov.uk/browse/benefits/families

Childcare and parenting

https://www.gov.uk/browse/childcare-parenting

Days out with kids

https://www.dayoutwiththekids.co.uk/

Average cost of raising a child in UK £230,000

https://www.telegraph.co.uk/news/uknews/11360819/Average-cost-of-raising-a-child-in-UK-230000.html

This week the team are joined by a special guest Hilda, who breaks down the cost of parenting. She also shares her journey as a single mother balancing a demanding career as well caring for her child. We discuss several topics ranging from the importance of family help to the effectiveness of the current benefit system. It is widely accepted the cost of living is increasing and so is the cost of giving your child the best start in life.

Whether you have children already, are expecting or are simply want planning for the future; we are sure you will find something helpful in this episode.

Tune in and don’t forget to rate, subscribe and comment.

MCP Team

Don't be shy to contact us!

Email: [email protected]

Twitter & Instagram: @MakingCentsPC

Making Cents Team:

Sam

Twitter: @Ms_sammi_xx

Instagram: samma_xx

Jay

Twitter: @IMJ_33

Instagram: think_king_jay

Kalisha

Twitter: @Miss_K_Vang

Instagram: MissKVang

Francis

Twitter: @YoursTrulyFrank

Links

Benefits for families

https://www.gov.uk/browse/benefits/families

Childcare and parenting

https://www.gov.uk/browse/childcare-parenting

Days out with kids

https://www.dayoutwiththekids.co.uk/

Average cost of raising a child in UK £230,000

https://www.telegraph.co.uk/news/uknews/11360819/Average-cost-of-raising-a-child-in-UK-230000.html

This week we breakdown many of the key concepts of Trading and Investing and how they differ. We also give you an insight into how to get started, as well as some of the common pitfalls faced by both professional and retail investors.

This is particularly important considering the number of online training courses offering large returns in short paces of time. Bearing that in mind it is important to understand what you are being taught and how it compares to what the professional know. You may be surprised how many people a professional Trader has helping them and even they often get it wrong.

Tune in and don’t forget to rate, subscribe and comment.

MCP Team

Don't be shy to contact us!

Email: [email protected]

Twitter & Instagram: @MakingCentsPC

Making Cents Team:

Sam

Twitter: @Ms_sammi_xx

Instagram: samma_xx

Jay

Twitter: @IMJ_33

Instagram: think_king_jay

Kalisha

Twitter: @Miss_K_Vang

Instagram: MissKVang

Francis

Twitter: @Brah_Livin

Links

The difference between trading & investing – Investopedia

https://www.investopedia.com/ask/answers/12/difference-investing-trading.asp

How to trade (Disclaimer, we are not telling you to trade as this isn’t easy and will require a lot of time and effort!!!!!)

Fidelity International

https://www.fidelity.co.uk/home

Hargreaves Landsdown

www.hl.co.uk

Tune in and don't be shy to contact us!

Email: [email protected]

Twitter & Instagram: @MakingCentsPC

Making Cents Team:

Sam

Twitter: @Ms_sammi_xx

Instagram: samma_xx

Jay

Twitter: @IMJ_33

Instagram: think_king_jay

Kalisha

Twitter: @Miss_K_Vang

Instagram: MissKVang

Francis

Twitter: @Brah_Livin

---------------------------------------------------------------------------------------------------

Links

------------------------------------------------------------------------------------------------------------------------------------

Tune in and don't be shy to contact us!

Email: [email protected]

Twitter & Instagram: @MakingCentsPC

Making Cents Team:

Sam

Twitter: @Ms_sammi_xx

Instagram: samma_xx

Jay

Twitter: @IMJ_33

Instagram: think_king_jay

Kalisha

Twitter: @Miss_K_Vang

Instagram: MissKVang

Francis

Twitter: @Brah_Livin

--------------------------------------------------------------------------------------------------------------------------------

Links

Fidelity International

https://www.fidelity.co.uk/home

Hargreaves Landsdown

www.hl.co.uk

Tune in and don't be shy to contact us!

Email: [email protected]

Twitter & Instagram: @MakingCentsPC

Making Cents Team:

Sam

Twitter: @Ms_sammi_xx

Instagram: Samma_xx

Jay

Twitter: @IMJ_33

Instagram: think_king_jay

Kalisha

Twitter: @Miss_K_Vang

Instagram: MissKVang

Francis

Twitter: @Brah_Livin

Links:

http://www.manchester.ac.uk/discover/news/having-a-bad-job/

https://www.theguardian.com/commentisfree/2017/dec/18/universal-income-no-panacea-labour

http://www.basicincome.org.uk/reasons-support-basic-income

This week we discussed the ever important but sometimes dull topic of Pensions!

'Adult life' is in full effect and time is waiting for no one. How much time have you dedicated to understanding what your pension is, how much it will benefit you after 60 and whether what you are putting away will be sufficient? We sat down to discuss exactly that and answer some of the commonly asked questions.

Tune in and don't be shy to contact us!

Email: [email protected]

Twitter & Instagram: @MakingCentsPC

Making Cents Team:

Sam

Twitter: @Ms_sammi_xx

Instagram: Samma_xx

Jay

Twitter: @IMJ_33

Instagram: think_king_jay

Kalisha

Twitter: @Miss_K_Vang

Instagram: MissKVang

Francis

Twitter: @Brah_Livin