The Mashroom Show

The Mashroom Show

By Nikki PoultonBusinessInvesting
Download on the App Store

The Mashroom Show episodes

  • The Mashroom Show #28 | Do You Know How to Protect Your Estate?

    Do you have any idea what estate planning is? If you don't, you'll need to join this latest episode of The Mashroom Show to learn more because it's never too early to start planning!


    We're joined by Jeff Smith, who will be taking you through everything you need to know to secure your business and investments against Inheritance Tax and keep everything up-to-date.

    * When should landlords start to plan for the future?

    * What happens if you don't have a plan in place?

    * How might Inheritance Tax impact you?

    * ... and more!


    We're also joined by Susan Whitley-Park, the head of Mashroom Mortgages, to walk you through everything you need to know. As always, we'll also be covering the latest news, so join us for your regular landlord update!

    35 min
  • The Mashroom Show #27 | Will Interest Rates Fall?: How will Mortgages be Affected?

    We've seen 14 consecutive increases in the Bank of England base rate, until it held steady at 5.25%, but what will happen next?! Some landlords are looking to lock in deals now before further potential increases, while others are holding back, waiting for a fall.


    We're joined by Philip Leivesley, who has over 15 years of experience in the mortgage industry and shares predictions from various experts about what we can expect from interest rates and the impact on mortgages and remortgages over the next couple of years. Curious about what the pros are saying? Join us live to learn more and put your questions to the team in the live Q&A that follows.


    • Should landlords remain optimistic?
    • Will there be any significant drops in the future?
    • When is the best time to find a new remortgage?
    • What are the predictions for 2024-25?
    • ... and more!

    • We're also joined by Susan Whitley-Park, the head of Mashroom Mortgages, to walk you through everything you need to know. As always, we'll also be covering the latest news, so join us for your regular landlord update!

      30 min
    • The Mashroom Show #26 | How to Survive the Financial Upheaval

      The rental industry is in what feels like a constant state of flux at the moment, from ever-changing mortgage rates to the rising risk of rent arrears. So we've gathered the very best tips from our experts to deep dive into:


      * Whether a limited company is the most tax efficient structure for you

      * How to avoid rent arrears

      * What to do if you do fall into rent arrears

      * The most common insurance mistakes that will cost you thousands

      * ... and more!


      We're joined by Richard Cunningham, Paul Shamplina, Emi Steadman and Chris Potts, to walk you through everything you need to know. As always, we'll also be covering the latest news, so join us for your regular landlord update!

      28 min
    • The Mashroom Show #25 | What Rates Will Impact Buy-to-Lets Hardest?

      We're hearing pretty regularly these days about the rising cost of mortgage repayments, as the Bank of England's base rate spirals ever higher. But what are the other elements that impact your buy-to-let mortgage and remortgage?


      Join us to learn more about:

      * The real impact of the base rate

      * Swap rates

      * Futures

      * How to handle the current economic crisis

      * ... and more!


      We're joined by Susan Whitley-Park, Head of Mashroom Mortgages, to walk you through everything you need to know. As always, we'll also be covering the latest news, so join us for your regular landlord update!

      36 min
    • The Mashroom Show #24 | Landlords, Will Your Later Life Cost You Everything?

      We’ve talked before on the show about the impact that Inheritance Tax can have on your legacy, but many landlords have invested in property in order to secure their retirement, by boosting their pension with rental income or a large lump sum if they choose to sell up instead. But how straightforward is this? Do you need to start getting your ducks in a row now?


      Join us to learn more about:

      * The current mortgage landscape

      * How to release equity from your property

      * What are the pros and cons when it comes to equity release

      * How will this impact your Inheritance Tax liability

      * ... and more!


      We're joined by Steve Humphries, Proposition Director at Mortgage Advice Bureau, to walk you through everything you need to know. As always, we'll also be covering the latest news, so join us for your regular landlord update!

      30 min
    • The Mashroom Show #23 | Landlords, Is Your Leasehold Property at Risk?

      Do you own a leasehold property? Many landlords do, but are you aware of the risks involved?

      There are several things you need to consider when taking on a leasehold property:

      • How long is the lease?
      • How will it affect your ability to remortgage or sell in the future?
      • How much will lease extensions cost you?
      • How will it affect your insurances and ability to manage the common areas?
      • Can you take over the lease?

      • We're joined by Property Litigation Solicitor Adrian McClinton to talk through these risks so you know exactly what you're doing. We're also talking to Mashroom Mortgages' Kirsty Primmer to dig into how leases can affect your mortgage and remortgage choices. As always, we'll also be covering the latest news, so join us for your regular landlord update!

        31 min
      • The Mashroom Show #22 | 5 Reasons Your Properties May Be Unprotected

        This week we’ll be talking about everyone’s worst nightmare - your insurance not paying out when you need it to.


        There are 5 big reasons why your Buildings Insurance could fail to pay out - and we are likely all guilty of the fourth error… As a landlord, your liability is even greater because this is your business and you could lose everything if your insurance isn’t right, so we've got an expert to break down the mistakes you are probably making right now - and how to fix them.


        We're also joined by Mashroom's Emi Steadman to talk about what's really worrying landlords today and the best advice for them. As always, we'll also be covering the latest news, so join us for your regular landlord update!

        20 min
      • The Mashroom Show #21 | Landlords, Has Your Agent Got Your Back?

        What do you really get for your money when you work with agents and who is ultimately responsible when it comes to fines and legislation failure?


        Did you know that as the landlord, even if you’re paying an agent 8-12% of your monthly rental income to an agent, you are still liable for ensuring all the correct legislation is in place, protecting the deposit and ensuring that the tenant has all the correct paperwork. If your agent fails to do so - the fine will be landing on YOUR doorstep.


        So what do you really need to know about working with agents - and how could you save money when letting your property? We're joined by a lettings expert to clarify what your liability is, so you can make sure that everything is just as it should be.


        We're also joined by Mashroom's Chris Potts to talk about insurance issues. As always, we'll also be covering the latest news, so join us for your regular landlord update!

        19 min
      • The Mashroom Show #20 | The Rising Risk of Rent Arrears with Paul Shamplina

        Landlords, your risk is on the up! Higher rents might sound like great news, until you consider that there are also higher mortgage rates (we've just seen a rise to 5%!), higher bills, a higher cost-of-living... so can your tenants really afford those higher rents on top of everything else?


        Suddenly, those higher rents don’t feel so guaranteed. So how do you handle rent arrears?


        Paul Shamplina joins us to talk about:


        * How to minimise your risk of rent arrears

        * How to handle rent arrears when they first happen

        * When to consider legal intervention


        We're also joined by Mashroom's Emi Steadman and Chris Potts to talk about what's really worrying landlords today and the best advice for them. As always, we'll also be covering the latest news, so join us for your regular landlord update!

        25 min
      • The Mashroom Show #19 | Section 21: What Does the Loss Mean for Landlords?

        Section 21 IS going. But what does that mean for landlords? Are you going to lose all power to repossess your property? And the big question - will Section 8 really be enough to replace Section 21?


        Paul Shamplina joins us to talk about:


        * What the loss of Section 21 means in practical terms

        * Whether you need to worry or act now before it's gone

        * What we can expect post-the loss of Section 21

        * Whether this is truly all bad news for landlords


        We're also joined by Mashroom's Emi Steadman and Chris Potts to talk about what's really worrying landlords today and the best advice for them. As always, we'll also be covering the latest news, so join us for your regular landlord update!

        28 min

      About The Mashroom Show

      From the publisher's feed

      The Mashroom Show is all about educating landlords about the latest changes in the industry. We want to help landlords meet all the demands required of them, save money and be the best landlord they…