The Mashroom Show

It might not be something that you want to think about, but ensuring that your family and all you have worked for are supported after you're gone is something that you want to sort out sooner rather than later. Without the right cover, all you have built to support your family in the future could not only be lost, but could do significant harm to them financially.

Monica Bradley of the award-winning MB Associates joins us to talk about:

* The importance of life insurance to landlords in particular

* What could happen to your family without cover - could they afford the bills? What about affordability testing to take on your mortgages?

* How life insurance impacts your tax return

* The best insurance add ons - including those that you support you should you fall ill

We'll also be joined by Rob Foyle to discuss the importance of will-writing and how to go about doing this. Our own mortgage and protection advisor Kirsty Primmer will also be breaking down all the great add ons you can get for your life insurance - including Global Health Insurance that flies you anywhere in the world for the very best treatment. You'll be shocked to hear how little it costs!

As always, we'll also be covering the latest news, so join us for your regular landlord update!

Tenancy disputes tend to find in the tenant's favour, often leaving landlords out of pocket. So what can you do to ensure that a dispute goes your way? What are the best ways to resolve a dispute before it goes to an independent adjudicator?

Lisa Williamson, Senior Partner at Independent Adjudication Services joins us to talk about:

* How to resolve issues before they go too far

* What are the easiest steps a landlord can take to protect themselves against potential disputes

* How a professional inventory can help

* What constitutes 'fair wear and tear'

* What 'betterment' is

We'll also be joined by Siobhan Huston from our Customer Services team, to discuss how claims are handled through Mashroom and, as always, we'll be covering the latest news.

So join us for your regular landlord update!

Rent to rent sounds like a dream for landlords who have other things on their plate - your property is taken over by a managing agent or company, they guarantee the rent to you, but they sort out finding the tenants and managing the property.

But is it really as great for you as it sounds? What’s the catch?

Our guest Adrian McClinton is a Property Litigation solicitor and Head of Dispute Resolution, he'll be breaking down the risks involved and other ways you can guarantee your rent and protect your investment. He'll be looking at:

* Why is there a current increase in rent-to-rent schemes?

* What risks and fines are involved for landlords?

* How does using rent-to-rent potentially impact your mortgage, insurance and lease?

* What are lower-risk ways to protect your property?

We'll also be joined by Paul Shamplina of Landlord Action, who'll be taking Community questions on access for inspections and damage liability and, as always, we'll be talking to our team about how Mashroom can help and covering the latest news.

So join us for your regular landlord update!

We’re talking TAX on The Mashroom Show!

Have you made an error on your tax return that has you sweating over the potential consequences? The average HMRC enquiry lasts 19 months and professional fees to defend an enquiry often exceed £5,000. So could you survive an investigation by HMRC?

Tax enquiries are on the rise, so if you find yourself under investigation, what does this mean for you, your business and your finances? Could you lose everything you’ve worked so hard for?

Our guest Richard Cunningham is a Chartered Accountant and Chartered Tax Adviser, who'll be showing you how you can pass on Inheritance Tax.

He'll be looking at:

* What could trigger an enquiry

* How far back can HMRC go in their enquiries

* What are the common mistakes that lead to an enquiry

* What should you do if you have made an error

* What if you’ve overpaid on your tax

We'll also be joined by lettings specialist Emi Steadman and Business Insurance specialist Sunny Channa for their insight.

So join us for your regular landlord update!

We’re talking TAX on The Mashroom Show!

Have you considered Inheritance Tax? Given that the standard Inheritance Tax rate is 40%, you should. Could your family afford it? Or will your best laid plans for your family be shattered when the tax man comes knocking?

If your portfolio is designed to support your family or leave them something after you’ve gone, inheritance tax is something you need to consider NOW.

Our guest Richard Cunningham is a Chartered Accountant and Chartered Tax Adviser, who'll be showing you how you can pass on Inheritance Tax.

He'll be looking at:

* What is Inheritance Tax?

* The basic reliefs available to all tax payers

* Will gifting your property help you avoid Inheritance Tax?

* How could trusts work best for you?

* How will a Limited Company affect things?

We'll also be joined by lettings specialist Emi Steadman and Buildings Insurance specialist Sunny Channa for their insight.

So join us for your regular landlord update!

Let’s talk tax!

Could incorporating your properties into a limited company be the best thing for you as a landlord? It can be very tricky to do if you already have an existing portfolio and your mortgages could also make it even trickier.

So how do you know if this is the right thing for you to do and if it will actually save you money?

Our guest Richard Cunningham is a Chartered Accountant and Chartered Tax Adviser, who'll be breaking down the risks involved in incorporating, so you can make the right choice.

He'll be looking at:

We'll also be joined by lettings specialist Emi Steadman and Property Tribes Vanessa Warwick for their insight.

So join us for your regular landlord update!

Increased reform, higher mortgage rates and high taxes levied by Section 24 have some landlords talking about pivoting into the holiday let market instead. This means they no longer need to consider residential compliance or rental reform, And research found a 1000% increase in short-term lets nationally between 2015-21.  

But is this the right decision or are you potentially putting your investments at risk?

Our guest, Property Litigation Solicitor, Adrian McClinton willl be looking at:

* What do you need to consider before you change?

* What do you legally need to have in place before you can rent your property as a holiday home?

* What is the possible impact on your mortgage, insurance and lease?

* What if your tenant lets the property via AirBnB without your knowledge?

We're also joined by Paul Shamplina of Landlord Action, answering landlord questions about non-payment of rent due to issues in the property and if you have right of access if you think a tenant has abandoned  the property.  

So join us for your regular landlord update!

There is an ever increasing squeeze on landlords, with many choosing to abandon the sector altogether and part of that squeeze is due to increasing interest rates hitting mortgages. 

The mortgage industry has been in a state of flux for some time, due to those ever-changing interest rates, but what does this actually mean for people with mortgages, people looking to get a new mortgage and what does it mean for landlords and their buy-to-let portfolios?

Our guest Stephen Smith is a financial consultant with 40 years experience in the mortgage industry and he'll be looking at:

* What's been happening with mortgages and interest rates since the beginning of the year?

* What is the knock-on effect on the housing market - could this actually be a good time to grow your portfolio?

* What's the outlook for the rest of 2023?

* Are there any reasons to be cheerful?

We're also joined by Vanessa Warwick of Property Tribes to talk about tenant and property management issues and, as always, we'll be talking to our team about how Mashroom can help and covering the latest news. So join us for your regular landlord update!

Repossession is the last straw for many landlords, what landlords really want is a long-term reliable tenant. Unfortunately, there are times when a landlord needs to repossess their property, for a variety of reasons, and this is a step that many landlords dread. We've covered repossession before, but how can you ease that process and avoid having to go to court?

Our guest Carly Jermyn is a landlord as well as a specialist in landlord tenant law at Woodstock Legal Services and she'll be looking at:

* Reasons for repossession

* Court delays

* Steps a landlord should take to ease the process on both sides

As always, we'll be talking to our team about how Mashroom can help and covering the latest news. So join us for your regular landlord update!

There are many hoops that landlords have to jump through to ensure they are compliant and renting their property legally. This covers everything from Right to Rent checks to ensuring that your Gas Safety Certificate is up to date. However, with so much to remember and with so many landlords renting property on top of a full-time day job, it’s easy to overlook things and make little mistakes that could cost you dearly.

So we're joined once again by Carly Jermyn, CEO and founder of Woodstock Legal Services, specialist in resident and landlord tenant law AND a landlord herself. She'll be breaking down the most common claims made against landlords and how you can avoid them, including: 

* Housing disrepair issues

* Deposit disputes

* Harrassment

* Issues around access to the property

As always, we'll be talking to our team about how Mashroom can help and covering the latest news. So join us and learn from an expert!