being in debt restricts your ability to be free. Being debt free allows you to do what you want – without being tied to the expectations of a bank or another individual. Many people ask, “How can I become debt ... Read More

Buying a house is complicated, but the puzzle can be solved.

I’ve purchased a house before, and I almost purchased another one and ultimately backed out of the purchase agreement.

There is so much to know about buying a house, securing the offer, real estate investing, and building wealth with real estate.

While I’m not an expert, I do know a few people who have been successful with real estate.

Building Wealth with Real Estate featuring Leo from I Saved 5k – Episode 18

My guest today is my friend, Leo. Leo is a successful real estate investor with a net worth of over $1 million dollars, a real estate agent, and someone passionate about personal finance and helping others. He runs a successful blog and is focused on building wealth for the future through a number of income streams.

I’m excited to chat with him why he believes real estate is a great investment class, how he has grown his net worth to over $1 million through various investments, the steps for buying a house, and other tips and tricks he has that you should know when looking for houses.

You can connect with Leo at I Saved 5k.

With all episodes, I want to have a few takeaways for you to apply in your life. Here are four from this episode:

* First and foremost, and with most things in life, start with your goals.

* What is most important to you for housing? How long do you want your commute? What about if you have kids?

* Find a real estate agent who has the same mindset and wants to help you

* Some real estate agents only care about the money at the end of the day, but don’t care about you or the house. It’s important to ask the right questions to find the right real estate agent.

* Keep in mind your level of handiness when seeing houses

* You don’t want to find a crappy house and realize later that it needs $$$ to do repairs!

* If you are going to get into real estate investing, finding a friend who is on the same page might be valuable

* Leo has a business partner who is helpful with financing, spreading out the work, and spreading out the risk

I hope you enjoy this episode!

If you are an iTunes or Stitcher person, The Mastermind Within Podcast is on those channels as well!

Buying a house is complicated, but the puzzle can be solved. I’ve purchased a house before, and I almost purchased another one and ultimately backed out of the purchase agreement. There is so much to know about buying a house, ... Read More

Many people talk about wanting to strike out on their own and become a freelancer.

What does this actually mean? How can you be successful as a freelancer? Also, how can you balance freelancing with personal finance success?

Freelancer Personal Finance Success with Ally-Jane Grossan – Episode 17

My guest today is my friend, Ally-Jane. Ally-Jane is a freelancer living in New York City. She has a food blog, and in 2017, launched a money podcast called MoneySplained which talks about all of the financial topics you should have learned in school but didn’t.

I’ve invited her on the show today to talk about the in’s and out’s of freelancing, what tips and strategies she has used in the past for securing clients and keeping them, and learn more about how someone who is interested in freelancing could go about getting started.

You can listen to her podcast here at Moneysplained and check out her financial planning firm here at Brooklyn FI.

With all episodes, I want to have a few takeaways for you to apply in your life. Here are three from this episode:

* Stay organized

* Make sure you are documenting your income and expenses for tax and business purposes as a freelancer

* Get a business bank account

* Setting up a business isn’t too difficult. Getting a business bank account will take you less than an hours time and will help with point #1.

* When starting out, it’s okay to take jobs just to pay the bills

* If you aren’t crushing it out of the gate, it’s perfectly okay to take jobs which will pay the bills and help keep yourself relatively stress free on the way to success.

I hope you enjoy this episode!

If you are an iTunes or Stitcher person, The Mastermind Within Podcast is on those channels as well!

Many people talk about wanting to strike out on their own and become a freelancer. What does this actually mean? How can you be successful as a freelancer? Also, how can you balance freelancing with personal finance success? Freelancer Personal ... Read More

In this week’s episode, we are touching on sales and marketing. As Bill from Wealth Well Done said in episode 4, “without sales, YOU HAVE NO business.”

There are many ways to do sales: face to face conversation, cold calling, cold emails, advertising to landing pages, and the list goes on and on.

Specifically, online, when creating content or a website, you’ll hear the word copywriting come up from time to time. Copy is the text on the page and believe it or not, there is a strategy for arranging the text to hopefully influence the reader into wanting to consume more of your content.

I don’t know too much about copywriting…  That’s why I’ve invited one of my good friends and someone I’ve worked with in the past to share his copywriting tips.

How to Write Copy like a Pro with Saad from Copy Candid – Episode 16

My guest today is my friend, Saad. Saad is a copywriter and freelancer who helps businesses increase their revenue online through his writing. He is also a self improvement junkie who is always looking to become just a little bit better than he was yesterday.

I’m excited to bring him on the show today to talk about his copywriting work, what successful copywriting looks like, and how we all can improve our sales process online.

You can check out Saad’s site here: Copy Candid

With all episodes, I want to have a few takeaways for you to apply in your life. Here are two from this episode:

* Make your copy read like a conversation at the bar with your best friend

* Look to see what your competitors are doing

* You don’t need to reinvent the wheel

* See how you can make their work better and add your own personal touch

* Check out resources such as Swiped.co and make a conscious effort to recognize good copy on Facebook or Google ads when searching or viewing these channels.

I hope you enjoy this episode!

If you are an iTunes or Stitcher person, The Mastermind Within Podcast is on those channels as well!

In this week’s episode, we are touching on sales and marketing. As Bill from Wealth Well Done said in episode 4, “without sales, YOU HAVE NO business.” There are many ways to do sales: face to face conversation, cold calling, ... Read More

One of my passions is web development.

In the past year, I’ve dedicated a great deal of time learning how HTML, CSS, and Javascript work together on the front-end, and now am figuring out how these different technologies work on the back-end.

I’m absolutely loving it, and in this episode, I will be sharing this passion with you. I hope to shed some light on web development and provide you some details on how to get started in web development, or give you some ideas for some new projects if you already are a developer.

Web development is a widely sought after skill, and many people would love to do it, but with so many different technologies and ways to go, they are lost in a sea of information.

Designing Interactive and User-Friendly Web Applications featuring Adam from Minafi – Episode 15

My guest today is my friend and fellow blogger, Adam. Adam is product manager, web developer, and someone who loves combining his technical skills with personal finance and financial freedom.

I’m very excited to chat about Adam’s experience as a web developer, how being in a technical role has set him up for financial independence in his 30s, talk about how to go about building a scale-able and dynamic web application, and dive into some of his ideas for future projects.

You can check out Adam’s site here: Minafi

With all episodes, I want to have a few takeaways for you to apply in your life. Here are two from this episode:

* Start with the basics 

* If you are interested in web design, start with the basics of HTML, and then work your way through CSS, and finally, Javascript

* Work on side projects and figure out your technology tool box

* There are so many different technologies out there. Experimentation is key to life, and also is quite important in web development and programming!

I hope you enjoy this episode!

If you are an iTunes or Stitcher person, The Mastermind Within Podcast is on those channels as well!

One of my passions is web development. In the past year, I’ve dedicated a great deal of time learning how HTML, CSS, and Javascript work together on the front-end, and now am figuring out how these different technologies work on ... Read More

In this week’s episode, I want to talk about side hustles.

What is a side hustle?

A side hustle is the act of doing something on the side of your day job with the intention to make a little bit more money to get ahead in life financially.

I have a few side hustles – this podcast, my blog, business, and some statistical consulting I do.

Last year, I tried print on demand, and while it was relatively passive once I got the shirt designs up onto the print on demand platform, I didn’t really like it.

That being said, there are plenty of people who are making very good money doing print on demand, and I wanted to chat with someone who is doing just that.

How to Create a $1,000 a Month Side Hustle with Maggie from Northern Expenditure – Episode 14

My guest today is Maggie, an Amazon Merch member who has a print on demand business with her husband doing $3,000+ in revenue each month. In this episode, I talk to her about her journey to financial independence, why she is passionate about building wealth, and ask her some questions about Amazon Merch. I was really excited to get her take on how to create a $1,000 a month side hustle and her recommendations for us on side hustling in general.

You can check out Maggie’s blog here: Northern Expenditure

With all episodes, I want to have a few takeaways for you to apply in your life. Here are two from this episode:

* Look to avoid comparing yourself to other people doing similar things

* You can’t trust what people put online

* Try different things to see what you like and what fits your personality

* Life is about experiencing different things. By exploring different side hustles, you may be able to find something you can use to turn your passion into profits