In this Perspectives episode of The Money & Meaning Show, Jeff Bernier explores how long-term investors can maintain confidence amid economic uncertainty. He outlines the frequency of recessions across a typical retirement span and emphasizes the importance of diversification, revisiting foundational investment principles. Drawing on insights from Joe Wiggins' recent blog, Jeff addresses the dangers of "line-item thinking" and highlights how a holistic approach to portfolio construction can lead to better outcomes over time.
(Note: This episode was recorded on April 1, 2025. Charts in the broadcast are as of March 31, 2025.)
Historical frequency of recessions and their relevance to retirement planning Life expectancy and planning for longevity in retirement Why long-term investment policy should remain steady through market noise Economic uncertainties under the new administration The risks of reacting to short-term market predictions Concept and consequences of "line-item thinking" Performance comparison of U.S. vs. international equities Asset class analysis: small value vs. large core equities Role of bonds in a diversified portfolio during downturns Key takeaways from Joe Wiggins' blog on behavioral finance Building resilient, anti-fragile portfolios for long-term success The real risk: inability to meet financial goals The importance of thinking holistically about portfolios
Jeff Bernier on LinkedIn: https://www.linkedin.com/posts/jeffberniercfp_the-money-and-meaning-show-activity-7202103509700227072-h0Qn/TandemGrowth Financial Advisors: https://www.tandemgrowth.com/Joe Wiggins' Behavioural Investment blog: https://behaviouralinvestment.com/