The Money and Meaning Show

Think Bigger Than the Headlines: Long-Term Investing Perspective

Listen Later

In this Perspectives episode of The Money & Meaning Show, Jeff Bernier explores how long-term investors can maintain confidence amid economic uncertainty. He outlines the frequency of recessions across a typical retirement span and emphasizes the importance of diversification, revisiting foundational investment principles. Drawing on insights from Joe Wiggins' recent blog, Jeff addresses the dangers of "line-item thinking" and highlights how a holistic approach to portfolio construction can lead to better outcomes over time.

(Note: This episode was recorded on April 1, 2025. Charts in the broadcast are as of March 31, 2025.)

Topics covered:

  • Historical frequency of recessions and their relevance to retirement planning
  • Life expectancy and planning for longevity in retirement
  • Why long-term investment policy should remain steady through market noise
  • Economic uncertainties under the new administration
  • The risks of reacting to short-term market predictions
  • Concept and consequences of "line-item thinking"
  • Performance comparison of U.S. vs. international equities
  • Asset class analysis: small value vs. large core equities
  • Role of bonds in a diversified portfolio during downturns
  • Key takeaways from Joe Wiggins' blog on behavioral finance
  • Building resilient, anti-fragile portfolios for long-term success
  • The real risk: inability to meet financial goals
  • The importance of thinking holistically about portfolios

    •  

    Useful Links:

    • Jeff Bernier on LinkedIn: https://www.linkedin.com/posts/jeffberniercfp_the-money-and-meaning-show-activity-7202103509700227072-h0Qn/
    • TandemGrowth Financial Advisors: https://www.tandemgrowth.com/
    • Joe Wiggins' Behavioural Investment blog: https://behaviouralinvestment.com/
      • ...more
      View all episodesView all episodes
      Download on the App Store
      The Money and Meaning ShowBy moneyandmeaning
      • 5
      • 5
      • 5
      • 5
      • 5

      5

      7 ratings

      More shows like The Money and Meaning Show

      View all
      Money Guy Show by Brian Preston and Bo Hanson

      Money Guy Show

      3,106 Listeners

      WSJ Your Money Briefing by The Wall Street Journal

      WSJ Your Money Briefing

      1,755 Listeners

      Planet Money by NPR

      Planet Money

      30,875 Listeners

      Your Money, Your Wealth by Joe Anderson, CFP® & Alan Clopine, CPA of Pure Financial Advisors

      Your Money, Your Wealth

      757 Listeners

      The Retirement and IRA Show by Jim Saulnier, CFP® & Chris Stein, CFP®

      The Retirement and IRA Show

      734 Listeners

      Masters in Business by Bloomberg

      Masters in Business

      2,183 Listeners

      Retirement Answer Man by Roger Whitney, CFP®, CIMA®, RMA, CPWA®

      Retirement Answer Man

      1,288 Listeners

      Retirement Starts Today by Benjamin Brandt CFP®, RICP®

      Retirement Starts Today

      496 Listeners

      The Rational Reminder Podcast by Benjamin Felix, Cameron Passmore, Mark McGrath, and Dan Bortolotti

      The Rational Reminder Podcast

      423 Listeners

      The Long View by Morningstar

      The Long View

      846 Listeners

      Sound Investing by Paul Merriman

      Sound Investing

      323 Listeners

      Excess Returns by Excess Returns

      Excess Returns

      69 Listeners

      Ask The Compound by The Compound

      Ask The Compound

      297 Listeners

      Retirement Planning Education, with Andy Panko by Andy Panko

      Retirement Planning Education, with Andy Panko

      694 Listeners

      The Morgan Housel Podcast by Morgan Housel

      The Morgan Housel Podcast

      963 Listeners