Hello!

I’ve previously spoken about ethical investing on the Money Medicine Clinic podcast (episode 38). But I want to give you a broad overview of ethical banking, because there’s more to it than just ethical investing. You may have come across the idea of switching your utilities to ‘greener’ products and services; you can also do the same when it comes to choosing a banking provider.

For the show notes, go here: https://thefemalemoneydoctor.com/ethical-banking-and-investing/

For the ethihcal investing freebie, go here: https://thefemalemoneydoctor.com/free-downloads/

Until next time!

Nikki x

P.S. For the $1 trial, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

Hello!

Do you invest in the stock market? Gone are the days where you have to have huge sums of money and a fund manager to do it for you.

It might look confusing, but that is nothing that a bit of knowledge can't sort out. Investing is actually very rewarding - both in feeling accomplished in understanding how to do it, and of course financially for your longterm future.

More women than ever are branching out into the proactive side of money management. One of the reasons behind this is a wave of new technologies coming through that are making investing in stocks and shares easier and cheaper than ever.

But it's still not enough (yet).

According to HSBC UK, just 12% of women currently invest, vs. 19% of men.

Why is this a problem?

Because women on average live longer than men, yet our pensions are not matching this. Due to reduced income through the gender pay gap, and taking the greater share of childcare responsibilities, women are losing out on all fronts.

But investing doesn't have to be hard, or expensive!

To read the show notes, go here: https://thefemalemoneydoctor.com/the-future-of-investing-is-female/

To download the free investing e-book, go here: https://thefemalemoneydoctor.com/free-ebook-thebgi/

Until next time,

Nikki x

P.S. For the $1 trial, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

Hello!

Whether you have kids or not, teaching children about money is a really important topic. It’s the only way we’re going to break the money blocks and limiting belief cycles that continue to hinder our success when it comes to personal finance. I truly believe that the more women there are educating each other about money, talking about it, discussing it with their children and demonstrating powerful ways of using it, we’ll all be much better off.

This is how you make your child wealthy.

I don’t have kids — but I do have a nephew and a goddaughter, and I like to take the time to make money an important subject in their lives. If you have children, I’ve outlined some ideas below for you to help them get involved with learning about money. Even if you don’t have kids, do pass this podcast on to someone who does and can benefit from it.

For the shownotes go here: https://thefemalemoneydoctor.com/how-to-make-your-child-wealthy/

Until next time!

Nikki x

P.S. For the $1 abundance clinic trial offer EXCLUSIVE to podcast listeners, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

Hello!

According to marriage.com money is the number two cause of divorce.

So I wanted to focus this week on your relationship and how you handle money as a couple. Have you had the conversation with your other half yet, or are you both sweeping it under the rug?

Knowing how you’re going to manage your money together is essential before getting too deep into commitment. Here are some suggested questions to get the conversation flowing. Remember that talking about money can be difficult for some people (it certainly was for me), so take your time, and keep the atmosphere light and relaxed. Money conversations do not need to be stressful!

For the show notes, go here: https://thefemalemoneydoctor.com/money-relationships/

Speak soon!

Nikki x

P.S. For the $1 trial of the Abundance Clinic Membership, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

Hello!

When you’re keen to make some positive changes to your finances but your partner isn’t, how do you get them on board? This question is so common; many people in our community have the same concerns. There are some things that might help, which I’ll break down in this episode.

To read the show notes, go here: https://thefemalemoneydoctor.com/how-do-i-get-my-partner-involved-in-our-finances/

To buy your own set of money habitudes cards: click this link

To take the. money personality quiz: click this link

To take advantage of the $1 trial, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

See you next time!

Nikki x

Hello!

The online community talks a lot about financial independence. The goal – one of mine too – is being so financially secure through assets like stocks and shares or property, that you’re in a position where you no longer have to work. But what I don’t see covered very often is the journey, how things can go wrong, and what measurements to put in place to protect yourself when things don’t go to plan.

Having money freedom involves getting to a stage where you can handle most situations that require money without having to stress. It’s not a state of financial independence where you can give up work, but rather a case of money no longer stressing you out because you know you are covered.

As a doctor I’ve seen lots of circumstances where patients are being caught out through illness, then struggling to cope with daily life. The aim is to make sure that you have things in place to avoid getting caught out financially in your time of most need. Here's my suggestion for what you can do.

Until next time,

Nikki x

P.S. For the $1 membership trial, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

Hello!

Being in debt can make you feel really isolated, but this question is one I’m asked frequently, by people who are worried and don’t know what to do or where to start. Ultimately, the debt isn’t going to go away — it’s something you’re just going to have to deal with. So, for now, here are some things you can do to get started.

It’s also very easy to trick ourselves, and not do the things we say we’re going to do. I’m just as guilty of this with things like exercise, weight loss and debt. So, I highly recommend getting an accountability buddy for those times you feel like things aren’t going so well.

Having an accountability buddy means you’ve got someone you can lean on in desperate times. For example, if you’re really tempted to buy something which could blow your budget and ruin your debt repayment strategy, you’ve got someone there to listen and support you. There are plenty of women in the FMD Facebook group, so come along and join us and tell us if you’re struggling.

You can also join the 2 week Healthy Money Planner Challenge starting 23rd August 2021. This will help you to get clear on your budget, be accountable to your goals and dreams, and get starting on your debt free journey!

To buy a planner and find out about the challenge, go here: https://thefemalemoneydoctor.com/the-healthy-money-planner-buy-now/

If you already have a planner, click this link to sign up to the challenge.

Until next time,

Nikki x

[email protected]

Hello!

Money is intimately linked to our physical and mental health. It was one of the main reasons why I started my blog, The Female Money Doctor. It's also why I'm now a Financial Empowerment Coach for Women (as well as an NHS GP!).

I am on a mission to help as many women as possible with money stress, and help them feel in control of their finances.

In my doctor role, I regularly come across patients who get into financial difficulty, and are so stressed by it that they become anxious and depressed. Or they become unwell, and then get into financial problems, further adding to their health burden.

Financial instability is a big reason why people cannot take time off of work. It's why they often can't get the help they need and get back to full health quickly. Sleepless nights, poor eating habits, and poor coping strategies with drug and alcohol use all perpetuate and contribute to the problem.

For the show notes, go here: https://thefemalemoneydoctor.com/mental-health/

For the $1 membership trial, go here: https://thefemalemoneydoctor.com/private-members-club-the-abundance-clinic/

Until next time,

Nikki x

[email protected]

Hello!

“I want to invest, but I’m scared of losing all my money. I know it’s a limiting belief, but I can’t seem to get around it. What can I do to get over my fear of investing?”

This is a really common question, one which I think many of you can identify with. There’s quite a lot to consider around this, so I’m going to break it down into 5 different parts; stocks, funds, investment amount, your risk tolerance and your mindset.

How Can I Overcome My Fear of Investing?

Fear of investing generally stems from stories of people losing fortunes. It’s hardly surprising; these are the stories that are creating headlines. But ultimately, the highs and lows of your investing journey depend on how you approach it.

Go to the show notes here: https://thefemalemoneydoctor.com/i-want-to-invest-but-im-scared/

If you have a question you'd like answered, email me: [email protected]

Nikki x

P.S. For the $1 Membership Trial, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

And If you want to learn how to invest in the stock market, check out my investing course here: https://thefemalemoneydoctor.com/birthday-investing/