Hello!

I talk often about "Money Freedom", which is the point at which you are free from worrying about money - it no longer stresses you out and you have a handle on how to manage it. It's where money supports you.

This is TOTALLY do-able!

But what if your goal is even more ambitious than that? What if you want to retire earlier than in your 60s for example?

Well you're not alone... 

There are many people who would love to be able to leave work earlier than traditional "retirement age", often not to "do nothing", but to gain the freedom to choose what they want to do in life. This is certainly my goal.

This is otherwise known as Financial Independence.

Read the show notes here: https://thefemalemoneydoctor.com/what-is-financial-independence-and-how-do-i-get-there/

Speak soon,

Nikki x

P.S. If you want to start on your freedom journey, why not come and do it with me! Check out the $1 trial of my private members club, The Abundance clinic here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

Hello!

This podcast episode was inspired by a question I was sent in:

“I try to save money every single month, but it never seems to work. I put money aside each time, but by the end of each month, I realise there’s something I still need to pay for, so the money has to come out of my savings again. What am I doing wrong? I am so frustrated; I feel like I’m never going to get what I want.” - Anon

I want you to know, it’s not just you!

This is a really common scenario that I see all over the internet in various different guises, and perhaps you’ve felt like this too? I certainly have; it was at the very start of my money journey, and I was really struggling, trying to do everything. So, I want to answer this as fully as I can, and I hope that the following suggestions will help you to move forward.

Enjoy! For the show notes, go here: https://thefemalemoneydoctor.com/i-try-to-save-money-but-it-never-seems-to-work/

Dr Nikki x

P.S. If you're interested in the $1 membership trial for 30 days, check out the details here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

If you would like to submit a question, email me: [email protected]

Hello!

So 2021 is The Female Money Doctor's 4th Year of business, and in celebration, I invited Emma Sutherland of Shine Development Coaching to ask whatever she wanted. 

In this episode she asks me about my money journey, why I started The Female Money Doctor community and some top tips to help you feel better about money RIGHT NOW. 

I hope you enjoy this episode. I would love to hear from you! Send me an email: [email protected] to let me know what you thought, and it would be awesome if you could leave me a review to help even more people find me.

Here's to the next 4 years! Thank you so much for your amazing support.

Nikki x

P.S. If you would like to come and work with me in the Abundance Clinic Membership for just $1, go here to find out more: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

Hello!

Money management help isn’t limited to using a financial adviser. There are also money coaches, financial planners, accountants/bookkeepers, lawyers, solicitors, will writers, accountability buddies, life/business coaches, and counsellors.

There's a whole team of people that could potentially support you, and we’re going to look at some of these as a suggestion to help you throughout your money journey. It’s also important to ensure these people resonate with you and are in alignment with your goals and who you are so you can work seamlessly with them.

Read more: https://thefemalemoneydoctor.com/the-financial-power-team-more-than-a-financial-adviser/

Nikki x

P.S. To find out more about the $1 trial, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

Hello,

We often neglect our own fun don’t we? I find it so easy to give to other people – but when it comes to spending on myself, I struggle.

So I am proposing that you take a look at your budget and you make a little room in there for some fun of your own – have a listen of this episode and you’ll see what I mean.

The show notes are here: https://thefemalemoneydoctor.com/money-fun/

Nikki x

P.S. If you're interested in the $1 trial of the abundance clinic, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

Hello!

There are many different budgeting methods out there, and what works for one person may not work for you. If you struggle with spreadsheets or writing things down and want the ease of using an app, I’ve put together a roundup of some budgeting apps you might like to try.

For the show notes, go here: https://thefemalemoneydoctor.com/budgeting-apps-to-try/

I'd love to know - if you use them, which budgeting app do you use?

Nikki x

P.S. For the $1 trial, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

Hello!

The concepts of The Emotional Ladder and the Choose Again method come from the book Super Attractor, written by New York Times Bestselling author Gabrielle Bernstein. In this book, Gabrielle openly refers to the Emotional Guidance Scale by Abraham-Hicks, where you can consciously lift yourself from a low mood to one where you feel a lot more positive.

It’s a great way to help you to feel better when you believe there’s no reason for your funny mood, but you just can’t seem to shake it off. You know, when everything feels oppressive, or is annoying you? When you find that you’re snapping, and you’re having “one of those days”.

What I really liked about the book is how it combines both methods to help elevate your mood so that you’re no longer stuck in a bad energy zone, where you might previously have struggled to feel good about what’s going on around you.

Enjoy!

For the show notes, go here: https://thefemalemoneydoctor.com/the-emotional-ladder-and-how-it-can-help-you/

P.S. Go here to find out more about the brand new money mindset reset course: https://thefemalemoneydoctor.com/the-money-mindset-reset/

Hello!

Today I wanted to share with you a fascinating piece of research from Aegon (pronounced, a-gon) that is looking into how confident we are about managing our money. It is so much more than the numbers!

I interviewed Steven Cameron from Aegon about this research.

Steven Cameron is Pensions Director at Aegon. He’s responsible for analysing future plans the Government or the financial regulators have for our pensions, savings and investments and helping shape these. You may well have seen him talking about these topics in the financial press. Right now, he’s taking an interest in how the Government will get the UK’s finances back on track post pandemic and what can be done to ensure people in the UK have a lifetime of financial security.

If you prefer to read about this research, go here: https://thefemalemoneydoctor.com/the-financial-wellbeing-index-a-simple-tool-to-help-you-be-better-with-money/

To find out more, and to check your own wellbeing score, visit Aegon’s website: https://www.aegon.co.uk/personal/financial-wellbeing.html

And to find out more about the research, go here: https://www.aegon.co.uk/content/ukpaw/news/major_new_reportunlockskeytoboostingfinancialwellbeinganditsmore.html

If you have any questions about the research, contact:

Stephanie Melrose – PR Manager Aegon UK [email protected]

Until next time,

Nikki x

P.S. For The $1 Abundance Clinic Trial, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

Hello!

Today I bring to you another awesome guest session. Emma is part of my abundance clinic membership and investing course, and she explains how being part of the community has helped her change her mindset around her finances.

Enjoy!

To find Emma, go to: https://www.shinedevelopment.co.uk/

To join the Abundance Clinic Membership $1 Trial, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/

Dr Nikki x

Hello!

Journaling is a powerful habit to get into and can make it easier to manage all areas of your life, including money. It’s something I’ve integrated gradually over time, and while some methods don’t work so well for me, there are others that I’ve adapted and used for myself. Personally, I try to use some form of journaling every day, and I want to share my suggestions and resources with you so that you can integrate it into your life, too.

Resources mentioned:

My Healthy Money Planner: https://thefemalemoneydoctor.com/the-healthy-money-planner-buy-now/

Marie Forleo's Planning Method: https://www.marieforleo.com/2015/07/massively-productive/

The Artist's Way Book

Enjoy!

Nikki x

P.S. Here's the link to the $1 Membership Trial of my private members club