The Money Mindset Podcast

Ever wonder what truly drives your spending habits? In this episode, we explore the underlying reasons for overspending and offer practical strategies to help you regain control of your finances.

Discover how small changes in your shopping behavior and awareness of your triggers can pave the way to a healthier relationship with money.

Tune in to learn how to stop overspending and move closer to your financial goals.

Hosting Today:

I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“It's really important to remove temptation. So, once you know what is causing you to overspend, remove that temptation—delete the apps, unfollow the people, unsubscribe. Understand that it's a habit, and habits can change, but it takes time and practice. You've got to be patient with yourself. Once you realize what the trigger is, you can set up roadblocks so that you aren't falling for those temptations as quickly or as often.”

Do you ever wish you had more time, space, and accountability to tackle those tasks you know should be priorities—like budgeting, paying off debt, saving money, or meal planning? If those to-dos keep slipping off your list, you're not alone! Imagine being part of a supportive community of busy moms who are navigating the same financial goals and cheering each other on.

If this sounds like what you need, join the waitlist for the Money Success Club at https://leads.budgetsmadeeasy.com/msc-waitlist/

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In this episode of the Money Mindset Podcast, we dive into the essential skill of developing self-discipline with money.

You'll learn how to break down your big financial goals into manageable steps, like paying off debt, and make a plan that suits your lifestyle. We’ll discuss why it’s important to not get discouraged by setbacks and how to implement habits that can help carry you through tough times.

Whether you're aiming to pay off debt or save for travel, this episode offers actionable advice to stay on track, build better money routines, and stay focused on your financial journey.

Hosting Today:

I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“To me, self-discipline is really consistency, and consistency is not about being perfect at it. It's not about getting it 100% right 100% of the time. It's actually about getting it mostly right most of the time.

Struggling to budget? My FREE "Roadmap to Real-Life Money Success" Bootcamp will help you set up a doable financial plan and build lasting habits. Save your seat here: www.budgetsmadeeasy.com/training

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Ever feel like your financial expectations don’t quite align with reality? Or maybe you’ve wondered if you’re setting the right goals for your financial journey?

In this episode, you’ll gain insights into realistic planning, managing credit cards, and how small shifts in your financial mindset can lead to significant progress in paying off debt.

Join us as we explore five key money mistakes that may be holding you back and learn how adjusting your expectations could be the key to success.

Hosting Today:

I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“You’ve got to know where your money is going, which means you’ve got to track it. You’ve got to look at it and know your numbers. You need to get over the fear, procrastination, and avoidance. You’ve got to make it happen if you want to pay off your debt. It’s not going to just happen on its own, right? You’ve got to be intentional. Being intentional helps you create a realistic money plan. It all goes together, right?”

Struggling to budget? My FREE "Roadmap to Real-Life Money Success" Bootcamp will help you set up a doable financial plan and build lasting habits. Save your seat here: www.budgetsmadeeasy.com/training

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Ever felt like paying off debt while affording everyday necessities is an impossible task?

In this episode, we explore strategies for balancing debt payment with essential expenses, even when money is tight.

We'll dive into practical tips on defining true necessities, prioritizing your spending, and organizing your finances to make consistent progress toward your goals.

Make sure to listen to the full episode for tips that can transform how you handle debt.

Hosting Today:

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“You've got to prioritize it if you want to pay off debt. It has to be a priority. It can't be just the last thing because, guess what, there won't be anything left if you just send what's left at the end of the month. I promise you, things will come up, things will happen, and if you see that money sitting there in your account, and if you're not really, really committed and intentional with what you've got sitting there, it will go to something else.”

Struggling to budget? My FREE "Roadmap to Real-Life Money Success Bootcamp" will help you set up a doable financial plan and build lasting habits. Save your seat here: www.budgetsmadeeasy.com/training

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Connect with Ashley:

Feeling lost in the complex world of tipping? In this episode, we unpack tipping culture in the U.S.

Whether you're dining out, picking up takeout, or receiving a service at home, we cover the expectations and realities of tipping in various situations.

Listen to my thoughts on when I tip and when I don't, and let me know what you do or whether you think I'm right or wrong on Instagram @budgetsmadeeasy.

Hosting Today:

I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“Why don't you just pay your people enough to work? Like, I don't get it. We need to just pay a living wage, even if that means that we pay more on the menu.”

For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

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Do you feel like all your money goes to Amazon and you don't even know what you bought?

You aren't alone!

It happens to all of us, there's a reason that Amazon is a billion dollar company.

They make it so easy to spend money on their platform!

But this month I have been doing a no-spend challenge for Amazon.

In this episode, I share my tips on how I am making it easier to stop spending on Amazon.

Hosting Today:

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“The whole point of budgeting, saving money, and paying off debt is being intentional and mindful of where you are spending your money. Where is your money going and are you making sure it is going where you actually want it to go? So, if you delete the app, you have to be a lot more intentional about spending money on Amazon. There are a couple of extra layers of thought processes there in order to spend the money. So, it makes it a lot harder. It makes it less convenient by just deleting the app.”

Ready to make saving money a priority? Grab your FREE No Spend Challenge Tracker today! Easily track your progress, set personal goals, and see how much you save. Start your challenge now and see the difference. Visit www.budgetsmadeeasy.com/no-spend-challenge to get your tracker!

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes.

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Have you ever had to juggle financial stress while dealing with personal challenges?

This episode dives into the reality of life's unexpected events and how they can impact our financial plans.

From managing the emotional strain of health issues and personal losses to dealing with the financial aftermath of unforeseen expenses, join us for a candid conversation on how to persevere through tough times.

Hosting Today:

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“I want you to know that if you are in this or if it happens to you soon, it's okay. Just take it day by day and look toward the future. Still make your plan, still keep going. Give yourself the space to feel your feelings and don't beat yourself up about it, because that's normal.”

Do you need to jumpstart the second half of the year? I've got the perfect way to help you reset, refocus, and jumpstart the rest of the year.

July Jumpstart: The Ultimate Reset For Busy Moms is a free summit that I am co hosting with some pretty amazing women who will help you reset your finances, health, schedules, and productivity.

Grab your ticket here and get ready to transform your year: https://apatrick--khristenmassic.thrivecart.com/july-jumpstart/

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

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Connect with Ashley:

Navigating the unpredictable twists and turns of life can be overwhelming, especially when unexpected expenses and challenges seem to pile up.

In this episode, we dive into the realities of managing financial setbacks and how these events can impact your financial goals.

We explore practical strategies for regaining control, including the power of a no-spend challenge and the importance of meal planning.

Tune in for insights on staying financially resilient amidst life's challenges.

Hosting Today:

I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“Whatever it is for you, whatever thing you're struggling with and spending on, make an intentional effort to change that specific behavior. You get to decide what it is, what it looks like, and what you are doing based on what you need to work on and what you need help with.”

Wondering why your budget always seems out of control? It’s time to take charge with a No-Spend Challenge! Reset your finances and see a significant impact, even after just one week. Ready to start? Visit www.budgetsmadeeasy.com/no-spend-challenge to get started today!

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

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Connect with Ashley:

On today's episode of the Money Mindset Podcast, we dive into the art of starting over with your budget and financial planning. Life can get chaotic, and it's easy to lose track of your spending.

Whether you're overwhelmed by your current situation or just need a fresh start, this episode provides practical tips on how to reset and regain control of your finances. From reconciling your bank accounts to implementing no-spend challenges, you'll learn strategies to simplify your budgeting process and stay on track.

Tune in to find out how to make a clean slate, set realistic goals, and manage your money more effectively.

Hosting Today:

I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“Don't feel like you have to go back and track everything. Just start over tomorrow, start over next week, wipe the slate clean, and take your bank account minus what hasn't posted yet. That's what you have left. Do a no-spend challenge, reevaluate your goals, and decide what you actually want to do with your money this year.”

Struggling with overspending? Take control of your finances with our FREE Masterclass: "How to Stop Overspending." Discover practical tips to curb emotional spending, create a solid money plan, and stay on track with your financial goals.

Register for the LIVE session on June 20th at 8pm ET - 5pm PT and start your journey towards financial freedom. Limited spots available – sign up now at www.budgetsmadeeasy.com/class

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

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Connect with Ashley:

Are you struggling to manage your budget categories and wondering whether to use actual accounts or theoretical tracking methods? In this episode, we dive into the pros and cons of both approaches.

We'll explore practical advice on setting up multiple savings accounts, using buckets within a single account, and the challenges of maintaining a spreadsheet.

Join us to find the best solution for keeping your finances organized and stress-free.

Hosting Today:

I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“Remember, we want to keep things simple and set up a system that will actually work for us and that we'll follow through with. So if you make it too complicated, it's less likely that you'll follow through with that plan. So if you decide to use a spreadsheet, but you don't have time, and you don't have time in your schedule to update the spreadsheet, is it actually going to work for you? So in order for it to actually work for you, you need to have the capacity, the time, the willpower, the motivation to actually do it. And so if that's not you, it's okay. You just have to figure out a system that will work for you.”

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With pre-planned worksheets and instructional videos, budgeting has never been simpler. Don't miss out on this opportunity to transform your financial future – order now and receive bonuses valued at $74, all for just $19!

Order Here: https://www.budgetsmadeeasy.com/spreadsheet/

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

Connect with Ashley: