The Money Script

While African-Americans make up less than represent less than 2% of activity in the stock market, we're also 20% of consumerism. This means we spend ten times more money than we're investing!

Meet Chaster & Wise, cofounders of Rap Snacks and StockBOSSUp App. Developed in the mid-90s, Rap Snacks is now 25 years old and growing just as fast as hip-hop culture. Being a part of the hip-hop world forced Chaster & Wise to "boss up" and own their generational wealth! Now offering StockBOSSUp App (available on Apple App Store and Google Play), this platform is for all investors, no matter the amount. Are you looking for a healthy way to learn more about investing? Join a community with other investors and guide your way to taking action!

Give the gift of stocks this year instead of materials. Give the gifts of wealth that could continue to grow!

Engineer/Editor: Gregory White
Music: Kevin Gullage 

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Meet wealth buildin' - healthy livin' - money movin' - weight liftin' - budget-driven - debt-free - boss Mom, Britt Fernandez!

On social media, Britt goes by @Fitmomance. Britt started her debt-free journey and documented her steps while also incorporating fitness and living a healthy lifestyle. As a result, Britt paid off about $20,000 in 11.5 months. This included medical bills, credit cards, and a car loan. After going viral for living debt-free (Britt currently only has a mortgage), she is still cash-based today! Now motivated more than ever, Britt offers 1:1 coaching to teach others about consolidating debt, living below their means, and sticking to their budgets!

This episode is filled with money-saving tips, facts about your retirement accounts, and much more! Share this episode with someone you know who wants to eliminate debt and goals of living credit-free.

Follow Britt on IG @Fitmomance.

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"Everyone has a money story. And we all have the potential to be the hero. "

Meet Tonya Rapley, a millennial money expert and creator of the award-winning site, My Fab Finance. Starting back in 2013, My Fab Finance has been featured on Centric, Black Enterprise, Forbes, Business Insider, and Essence, to name a few. 

Tonya’s mission is to help millennials break the cycle of living paycheck to paycheck so that they can become financially free and do more of what they love. Selected by TV One as a modern-day history maker, Tonya is a full-time entrepreneur and tours the country to provide private and nonprofit clients workshops.

Go to MyFabFinance.com to gain access to the Financial Success Bundle. FREE tools Tonya created to help you on your journey. These tools include a Quick Financial Check-Up Checklist, Budgeting Calendar, Budget Template, Debt Repayment Tracker, Daily Expense Tracker, and Net-worth Calculator.

Also, check out The Super Fab Financial Planner available on Amazon! The Super Fab Financial Planner elegantly blends financial management, organization, and journaling.

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Meet Junior Ezeonu, running for Grand Prairie City Council Place 8 (At-Large). Born in Nigeria, Junior came to the United States at the age of 2. Quickly he noticed the difference he could make in his community by becoming involved.

Newly graduate of the University of Texas at Arlington, Junior worked as an educator and closely with the public school board to impact minorities and low-income families.

These changes include better infrastructure, better public schools, and mental health support for all.  Being a mental health advocate, Junior is prioritizing mental health resources accessible to all— especially after 14 months of quarantine.

Go vote for the city council! Your voice matters. Polls close Saturday, June 5, 2021.

Follow Junior on Twitter & Instagram @CallmeJRE and visit www.VoteJuniorEzeonu.com for more information!

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Skin by Brownlee & Co. is a Cincinnati, Ohio-based skincare clinic with a full line of products specializing in preventing and treating acne and hyperpigmentation. Founded by our friend, esthetician, and skincare expert Sylvia Brownlee in 2015, their mission has always been to bolster the confidence of each client by helping them achieve the clear complexion of their dreams!

Growing up, Sylvia Brownlee always had dreams of making a difference within the beauty industry. So along with providing in-house treatments at her luxe, Cincinnati, Ohio-based spa, Brownlee has extended her knowledge to service clients' needs nationwide with a line of high-performance skincare products.

Download the Skin by Brownlee & Co. app today and enjoy 15% off your first purchase. Use code moneyscript15 at checkout!

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You're never too late to make your money grow. You're never too late to use money as a tool.

Meet our esteemed guest, Gail Perry-Mason, lifelong Detroiter, who has come a long way from foster care. Not only is she a respected authority in the financial industry, but she's also a bestselling author.

Gail teamed up with author and financial expert Glinda Bridgeforth in Girl, Make Your Money Grow! for a timely follow-up to the bestselling Girl, Get Your Money Straight! Together, they deliver power-packed, sister-to-sister advice on how to master the stock market, grow your income, and start investing in your biggest asset- you.  

As a passionate advocate for financial literacy, Gail runs Money Matters for Youth Camp. Money Matters For Youth Camp is a Detroit organization that holds a 5-day annual camp for youth “investors” and has taken place for the last 21 years.  The MM4Y Camp’s devotional mission teaches approximately 200 students each year, ranging in ages 8 through 18, the basics of economics and financial literacy.

Visit the Money Matters for Youth Camp website to learn more about the importance of their financial literacy impact program!

"Opportunity does not happen without UNITY." Follow Gail on Twitter and Instagram for more financial literacy!

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Did you know: At birth, the average baby's brain is about a quarter of the size of the average adult brain. Incredibly, it doubles in size in the first year. It keeps growing to about 80% of adult size by age 3 and 90% – nearly full-grown – by age 5.

Did you know: The first black girl to be front and center in a preschool animated series didn't premiere until 2012?

What message do you think is being sent to black & brown children, subconsciously, when they hardly see kids and families that look like them portrayed in the cartoons they watch? And how do you think other kids feel about them when they don’t see them in the cartoons, during the most important time of their lives when their little brains are developing so rapidly?

Join Erica Galloway, mother, author, and comedy creator in producing quality diverse content. Racial equality is instilled in children, doesn't it make sense to start with television & media content? Donate here to help Erica recreate cartoons for brown babies & families!

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We are thrilled and pleased to feature the phenomenal Mandela SH Dixon! Our long-time friend is a Forbes 30 Under 30 Awardee, part of the Top 100 Powerful Women by Entrepreneur mag, and LinkedIn's Top 10 Voices in Venture Capital and Startups.

Mandela is the CEO & Founder of Founder Gym. Founder Gym is the leading online program, training underrepresented founders on raising money to scale their tech startups. To describe the type of businesses they currently serve is the difference between being an influencer on Instagram or being Instagram, or being a t-shirt vendor on Esty or being Esty.

By using technology, they help build platforms of scale to help become the next unicorns. Founder Gym is about the redistribution of wealth. Helping people who historically have been left out of venture capital. Founder Gym will teach you to understand the language, the rules, and how to win!

Did you know that less than 2% of all venture capital goes to black founders?
Did you know that less than 0.2% of all venture capital goes to black women founders?

Tap into the next FG Fundraising Cohort! This is THE first-ever cohort specifically design for #BlackWomen founders. To apply 👉🏾 foundergym.com/apply

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"As much as you're selling a product, you're selling trust." Quoted by Chris Moxley, co-owner of Charlotte-based lifestyle brand 704 Shop. This quality and creative brand is a fusion of hometown pride with streetwear. 704 Shop is dedicated to doing its part to bring people together to be part of a broader conversation supporting positive change and culture. 

Chris Moxley & our host, Yohance, go back to having classes together in the eighth grade! Chris's experience includes over 20 years in corporate financial services and insurance roles with Fortune-ranked firms specializing in retirement and investment planning, to name a few.

In this episode, you will learn how Chris went from corporate to entrepreneur full-time successfully with a brand that takes pride in bringing different demographics together and survive the woes of merchandise shipping through 2020's pandemic. Chris can be found at many community events. He is passionate about volunteering, currently serving on the Charlotte Regional Business Alliance's Executive Committee and Board of Trustees, the UNC Charlotte Foundation Board of Directors, the City of Charlotte Business Advisory Committee, and the Greater Steps Scholars Scholarship Fund Alumni Committee.

If you're ever in the 704, be sure to shop their storefront in Charlotte's South End neighborhood!

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Grab a cocktail or a cup of tea! Christa Clarke, founder & CEO of Cubicles to Cocktails, is joining Yohance and Alicia to a discussion that'll leave you assessing your career, student loans, goal friends, and advancing in America as a minority. 

Cubicles to Cocktails is a media platform where young professional women of color who are usually "the Only" woman of color at work can find community and resources to build their networks and advance in their careers.

Christa's network of minority professionals helps women of color successfully navigate the intersection of their gender and race/ethnicity as it relates to their professional lives through our curated events, community conversations, and a weekly community newsletter rounding up worthwhile advice, recommendations, and local happenings.

Follow @CubiclestoCocktails and join the community!

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