The MoneyMindsetMD Podcast

Hey, Money Tribe! This week, I’m thrilled to bring you an inspiring episode with my good friend Brenda Villafranco. Brenda’s journey is nothing short of incredible—from her days as a nurse to becoming a hospital administrator and now a rising real estate investor. In just a year, she’s completed an impressive 22 deals, including earning a 12% return on her very first private money lending deal in just 60 days!

We talk about how Brenda took her leap into real estate investing, inspired by social media and platforms like Bigger Pockets. She opens up about navigating challenges during the pandemic, embracing the power of networking, and the mindset shifts that helped her leverage relationships to scale her portfolio.

Brenda also dives into her passion for reinvesting returns, starting an Airbnb with a stellar occupancy rate, and even exploring business acquisitions. 

If you’ve been wondering how to turn inspiration into action, create multiple income streams, or just build wealth with intention, this episode is your sign to get started.

Tune in now for Brenda’s incredible insights and her contagious energy!

Follow Brenda Villafranco on Instagram: @brendabuildswealth

Recommended Books: 

1. Breaking The Habit of Being Yourself: How to Lose Your Mind and Create a New One by Dr. Joe Dispenza
2. Buy Back Your Time: Get Unstuck, Reclaim Your Freedom, and Build Your Empire by Dan Martell
3. Secret of the Millionaire Mind: Mastering the Inner Game of Wealth by T. Harv Eker
4. Traction: Get a Grip on Your Business

Dr. Temi
Website https://moneymindsetmd.com/
Facebook: https://www.facebook.com/profile.php?id=100086315533661
Instagram: https://www.instagram.com/moneymindsetmd/
LinkedIn: https://www.linkedin.com/in/eyitemi-oghogho-ajao-md-faaem-55198850/
Email: [email protected]
Schedule a complimentary coaching call: https://app.paperbell.com/checkout/packages/98436 

The views and opinions shared by our guests on The MoneyMindsetMD Podcast are their own and do not necessarily reflect the views of Dr. Temi or The MoneyMindsetMD brand. While we trust and value the insight of the experts we bring on the show, this content is intended for informational and educational purposes only. Please do your own due diligence and seek personalized advice from licensed professionals before making financial, legal, investment, or medical decisions. Your financial wellness is important—make informed choices that align with your goals and values.

Hey Money Tribe! Welcome to yet another episode. This week, I had the privilege of sitting down with the brilliant Dr. Janeeka Benoit, a board-certified internal and sports medicine physician turned real estate investor. Dr. J, as she’s fondly known, shared her incredible journey from being an accidental landlord during her residency to investing in multi-family apartment buildings and creating lasting wealth.

We talked about her early struggles, like managing single-family properties with negative cash flow during the pandemic, and how she pivoted into apartment syndications. Dr. J didn’t let challenges keep her down; instead, she learned the value of teamwork, due diligence, and leaning into her genius—connecting people to opportunities. She shared how she went from negative cash flow to owning a 13-unit property in North Carolina and a 54-unit complex, all while managing a full-time medical career. Dr. J opened up about the mindset shifts that helped her overcome fear and embrace multi-million dollar investments, why passive real estate investing is perfect for high-income earners (yes, even with debt), and her goals for creating generational wealth while balancing life as a wife, mother, and entrepreneur.

Tune in to hear how Dr. J is empowering physicians to build wealth and live abundantly, one investment at a time.

Follow Dr. Janeeka Benoit on Instagram: @sisnegotiates
Follow Dr. Janeeka Benoit on LinkedIn: Janeeka Benoit
Physician's Passive Investing Playbook: https://lucidacapitalrei.com/playbook
Register for Dr. J’s upcoming free webinar on Thursday, Dec 12th here: Click here to register

Recommended Books:
Think and Grow Rich by Napoleon Hill
The Multifamily Millionaire by Brandon Turner and Brian Murray
How to Invest in Real Estate by Brandon Turner and Joshua Dorkin

Dr. Temi
Website https://moneymindsetmd.com/
Facebook: https://www.facebook.com/profile.php?id=100086315533661
Instagram: https://www.instagram.com/moneymindsetmd/
LinkedIn: https://www.linkedin.com/in/eyitemi-oghogho-ajao-md-faaem-55198850/
Email: [email protected]
Schedule a complimentary coaching call: https://app.paperbell.com/checkout/packages/98436 

The views and opinions shared by our guests on The MoneyMindsetMD Podcast are their own and do not necessarily reflect the views of Dr. Temi or The MoneyMindsetMD brand. While we trust and value the insight of the experts we bring on the show, this content is intended for informational and educational purposes only. Please do your own due diligence and seek personalized advice from licensed professionals before making financial, legal, investment, or medical decisions. Your financial wellness is important—make informed choices that align with your goals and values.

Hey Money Mindset Tribe! What does it take to transition from practicing medicine to building multi-million-dollar businesses? In this inspiring episode of The Money MindsetMD Podcast, I sit down with the incredible Dr. Tisha Rowe—a physician, entrepreneur, and trailblazer who’s redefining what it means to create generational wealth.

Dr. Rowe takes us on her journey from medical school to founding multiple ventures, including a telemedicine company and Honeycomb, a co-working clinic model that’s changing the game for healthcare professionals. With over $1 million raised in investments and a $2.5 million loan to fund her vision, she opens up about the risks, rewards, and resilience required to succeed as an entrepreneur.

We dive into her advice for physicians looking to diversify their income, the power of leveraging debt for growth, and the untapped potential in AI, digital health, and real estate. Dr. Rowe doesn’t shy away from discussing her failures and the lessons that have shaped her journey, making this episode a masterclass in building wealth with purpose.

If you’re ready to expand your mindset, embrace collaboration, and take actionable steps toward financial freedom, this episode is for you!

Follow Dr. Tisha Rowe on Instagram: @honeycombclinic
Follow Dr. Tisha Rowe on LinkedIn: Tisha Rowe
Follow Dr. Tisha Rowe on Facebook: TISHAROWEMD
Follow Dr. Tisha Rowe on X: @tisharowemd

Dr. Temi
Website https://moneymindsetmd.com/
Facebook: https://www.facebook.com/profile.php?id=100086315533661
Instagram: https://www.instagram.com/moneymindsetmd/
LinkedIn: https://www.linkedin.com/in/eyitemi-oghogho-ajao-md-faaem-55198850/
Email: [email protected]
Schedule a complimentary coaching call: https://app.paperbell.com/checkout/packages/98436 

The views and opinions shared by our guests on The MoneyMindsetMD Podcast are their own and do not necessarily reflect the views of Dr. Temi or The MoneyMindsetMD brand. While we trust and value the insight of the experts we bring on the show, this content is intended for informational and educational purposes only. Please do your own due diligence and seek personalized advice from licensed professionals before making financial, legal, investment, or medical decisions. Your financial wellness is important—make informed choices that align with your goals and values.

Hey, Money Mindset MD Tribe! This week, I’m sharing something very close to my heart—a journey of surrender on my road to building wealth. In this episode, I dive into the power of letting go—letting go of control, ego, and that scarcity mindset that often holds us back. I’m peeling back the layers of my own money story, starting from my upbringing in the Bronx to my journey as a doctor trying to balance a high-income career with a desire to build wealth in a sustainable, God-centered way.

I’ll be talking about the obstacles that shaped my views on wealth, the "strong Black woman" complex, and how I’ve learned that self-reliance isn’t always strength. Sometimes, true strength means surrendering to a higher power and trusting that God provides. This realization has completely transformed the way I see wealth—not just financial wealth, but emotional, spiritual, and mental abundance too.

So, if you’re tired of living paycheck-to-paycheck, or feeling like you’re stuck in a cycle of financial stress, this episode is for you. I’ll walk you through the importance of facing your finances head-on, the ways to release financial guilt and shame, and how to develop a proactive, Kingdom-focused approach to money. Join me as we talk about setting ourselves up for a 2025 that’s built on faith, freedom, and financial growth!"

Dr. Temi
Website https://moneymindsetmd.com/
Facebook: https://www.facebook.com/profile.php?id=100086315533661
Instagram: https://www.instagram.com/moneymindsetmd/
LinkedIn: https://www.linkedin.com/in/eyitemi-oghogho-ajao-md-faaem-55198850/
Email: [email protected]
Schedule a complimentary coaching call: https://app.paperbell.com/checkout/packages/98436 

The views and opinions shared by our guests on The MoneyMindsetMD Podcast are their own and do not necessarily reflect the views of Dr. Temi or The MoneyMindsetMD brand. While we trust and value the insight of the experts we bring on the show, this content is intended for informational and educational purposes only. Please do your own due diligence and seek personalized advice from licensed professionals before making financial, legal, investment, or medical decisions. Your financial wellness is important—make informed choices that align with your goals and values.

In this inspiring episode of The Money MindsetMD Podcast, I am joined by the amazing Dr. Daa'iyah Cooper, a physician-turned-real estate investor, speaker, and CEO of Capital Dynasty®. Dr. Daa'iyah takes us on a journey from becoming an accidental landlord to building an intentional, thriving real estate empire.

Starting with a zero-down loan and a stroke of luck, Dr. Daa'iyah quickly learned the value of owning property and generating passive income. Through creative financing strategies—like taking over mortgages without assuming the debt—she shares how she built wealth while minimizing risks. Dr. Daa'iyah also talks about the importance of having multiple assets, cultivating an abundant mindset, and breaking free from the scarcity mentality that can hold you back from financial freedom.

Now, as a business coach and the founder of the Sista Docs in REI® community, Dr. Daa'iyah encourages others to step into real estate investing for long-term success. Tune in for her valuable insights on using debt as a tool, making smart investments, and building a financial legacy!


Follow Dr. Daa'iyah Cooper on Instagram: @capitaldynasty
Connect with Dr. Daa'iyah Cooper on LinkedIn: Daa'iyah Cooper, MD
Join Dr. Daa’iyah Cooper’s Facebook Community here: Sista Docs in REI ®

Dr. Temi
Website https://moneymindsetmd.com/
Facebook: https://www.facebook.com/profile.php?id=100086315533661
Instagram: https://www.instagram.com/moneymindsetmd/
LinkedIn: https://www.linkedin.com/in/eyitemi-oghogho-ajao-md-faaem-55198850/
Email: [email protected]
Schedule a complimentary coaching call: https://app.paperbell.com/checkout/packages/98436 

The views and opinions shared by our guests on The MoneyMindsetMD Podcast are their own and do not necessarily reflect the views of Dr. Temi or The MoneyMindsetMD brand. While we trust and value the insight of the experts we bring on the show, this content is intended for informational and educational purposes only. Please do your own due diligence and seek personalized advice from licensed professionals before making financial, legal, investment, or medical decisions. Your financial wellness is important—make informed choices that align with your goals and values.

Welcome to another episode! In this must-listen episode, I sit down with Dr. Kimberly Brown, an Emergency Physician, business coach, and the powerhouse CEO of Sherwood Properties, a midterm rentals company. From her days in the ER to becoming a successful business owner, Dr. Brown shares how her entrepreneurial spirit—nurtured by her business-savvy family and inspired by attendings with side hustles—led her to found not one, but two thriving businesses.

Dr. Brown opens up about facing the challenges of burnout and racism, which pushed her to seek freedom outside the traditional confines of medicine. She breaks down how mindset shifts, strategic coaching, and hard work helped her launch Sherwood Properties, offering healthcare workers safe and comfortable rentals. With her From Side Hustla To CEO  coaching program, Dr. Brown is now helping other doctors transition from side gigs to full-fledged business ownership, proving that physicians can do more than just medicine—they can be CEOs, too!

This episode is packed with real-life stories, practical advice, and powerful reminders that with the right mindset and support, the possibilities are endless.


Follow Dr. Brown on Instagram: @drkimberlyb
Visit Dr. Brown’s Website here: kimberlybrownmd.com
Listen to Dr. Brown’s Podcast here: The Docs Get Money Podcast

Dr. Temi
Website https://moneymindsetmd.com/
Facebook: https://www.facebook.com/profile.php?id=100086315533661
Instagram: https://www.instagram.com/moneymindsetmd/
LinkedIn: https://www.linkedin.com/in/eyitemi-oghogho-ajao-md-faaem-55198850/
Email: [email protected]
Schedule a complimentary coaching call: https://app.paperbell.com/checkout/packages/98436 

The views and opinions shared by our guests on The MoneyMindsetMD Podcast are their own and do not necessarily reflect the views of Dr. Temi or The MoneyMindsetMD brand. While we trust and value the insight of the experts we bring on the show, this content is intended for informational and educational purposes only. Please do your own due diligence and seek personalized advice from licensed professionals before making financial, legal, investment, or medical decisions. Your financial wellness is important—make informed choices that align with your goals and values.

Welcome to another episode!!! In this powerful and eye-opening episode, I am joined by the remarkable Dr. Sheneka Horne, a physician and negotiation coach who has mastered the art of crafting her own destiny. From feeling disillusioned with her early days in pediatrics to navigating the corridors of global health, Dr. Sheneka’s journey is nothing short of inspiring.

Tune in as Dr. Sheneka shares how she boldly negotiated her way to a career that offers both fulfillment and freedom. Learn how she leveraged her skills to secure non-traditional work schedules, including her time spent in Liberia and at an Afghan refugee camp, all while pursuing her passion for medicine. Dr. Sheneka dives deep into the importance of self-preservation, the power of flexible contracts, and the necessity of diversifying income streams.

But it doesn't stop there! Dr. Sheneka opens up about overcoming her own money blocks, the crucial role of financial education, and how coaching helped her redefine her financial future. Whether you’re a physician looking to break away from the traditional career mold or simply interested in learning how to negotiate the life you truly desire, this episode is packed with valuable insights and practical advice.

Grab your notepad and get ready to be inspired as Dr. Sheneka encourages you to think outside the box, ask for what you deserve, and take control of your financial destiny. This is one conversation you won’t want to miss!


Follow Dr. Sheneka Horne on Instagram: @theblkdoctor
Join Dr. Sheneka Horne’s Facebook group: The Blk Doctor Collective
Tune in to Dr. Sheneka’s podcast: The Blk Doctor Collective Podcast

Dr. Temi
Website https://moneymindsetmd.com/
Facebook: https://www.facebook.com/profile.php?id=100086315533661
Instagram: https://www.instagram.com/moneymindsetmd/
LinkedIn: https://www.linkedin.com/in/eyitemi-oghogho-ajao-md-faaem-55198850/
Email: [email protected]
Schedule a complimentary coaching call: https://app.paperbell.com/checkout/packages/98436 

The views and opinions shared by our guests on The MoneyMindsetMD Podcast are their own and do not necessarily reflect the views of Dr. Temi or The MoneyMindsetMD brand. While we trust and value the insight of the experts we bring on the show, this content is intended for informational and educational purposes only. Please do your own due diligence and seek personalized advice from licensed professionals before making financial, legal, investment, or medical decisions. Your financial wellness is important—make informed choices that align with your goals and values.

Welcome back to The Money MindsetMD Podcast! In this exciting episode, I am joined by the incredibly insightful Dr. George Ozoude, a physician who’s not just making waves in medicine but also carving a path to financial freedom and entrepreneurship. 

We dive deep into the mindset shifts necessary to break free from limiting beliefs, the importance of mentorship, and the value of diversifying income streams. Their conversation is rich with practical advice, inspiring stories, and relatable moments that will resonate with anyone looking to take control of their financial destiny. 

So, grab your favorite beverage, get comfortable, and tune in for an episode that’s equal parts enlightening and entertaining. You won’t want to miss the gems that Dr. Ozoude drops in this episode. 

Dr. Temi
Website https://moneymindsetmd.com/
Facebook: https://www.facebook.com/profile.php?id=100086315533661
Instagram: https://www.instagram.com/moneymindsetmd/
LinkedIn: https://www.linkedin.com/in/eyitemi-oghogho-ajao-md-faaem-55198850/
Email: [email protected]
Schedule a complimentary coaching call: https://app.paperbell.com/checkout/packages/98436 

The views and opinions shared by our guests on The MoneyMindsetMD Podcast are their own and do not necessarily reflect the views of Dr. Temi or The MoneyMindsetMD brand. While we trust and value the insight of the experts we bring on the show, this content is intended for informational and educational purposes only. Please do your own due diligence and seek personalized advice from licensed professionals before making financial, legal, investment, or medical decisions. Your financial wellness is important—make informed choices that align with your goals and values.

Welcome to Season 2 of The Money MindsetMD Podcast! In our exciting premiere episode, we sit down with the incredible Dr. Nkem Ezeamama, an Emergency Physician turned real estate maven. Dr. Nkem takes us on her fascinating journey from the fast-paced world of the ER to the lucrative realm of multifamily real estate investing. 

Dr. Nkem reveals the pivotal moments that led her to pivot her career and dive into the world of property investments. Dr. Nkem shares her invaluable insights on overcoming some of the fears that a lot of us physicians have, the importance of financial education, and the transformative power of real estate in building generational wealth. 

So, if you're looking to diversify your income streams or just curious about the real estate market, this episode is packed with actionable advice and inspiring stories that will motivate you to take control of your financial future. Don't miss out on this treasure trove of wisdom from the powerhouse that is Dr. Nkem.

Grab your drink of choice, tune in, and take notes because this is going to be an inspiring one! 

Here are some books recommended by Dr. Nkem:

1. The 15 Invaluable Laws of Growth by John C. Maxwell
2. Start with Why: How Great Leaders Inspire Everyone to Take Action by Simon Sinek
3. The Alchemist by Paulo Coelho
4. The Multifamily Millionaire, Volume I & 2 by Brandon Turner and Brian Murray
5. Real Estate by the Numbers by J Scott
6. Best Ever Apartment Syndication Book by Joe Fairless & Theo Hicks
7. Who Not How by Dan Sullivan & Dr. Benjamin Hardy
8. 10x Is Easier Than 2x by Dan Sullivan & Dr. Benjamin Hardy
9. The Hands-Off Investor by Brian Burke

Connect with Dr. Nkem on LinkedIn: Nkem Ezeamama, MD
Visit Dr. Nkem's Website here: phcinvest.com

Dr. Temi
Website https://moneymindsetmd.com/
Facebook: https://www.facebook.com/profile.php?id=100086315533661
Instagram: https://www.instagram.com/moneymindsetmd/
LinkedIn: https://www.linkedin.com/in/eyitemi-oghogho-ajao-md-faaem-55198850/
Email: [email protected]
Schedule a complimentary coaching call: https://app.paperbell.com/checkout/packages/98436 

The views and opinions shared by our guests on The MoneyMindsetMD Podcast are their own and do not necessarily reflect the views of Dr. Temi or The MoneyMindsetMD brand. While we trust and value the insight of the experts we bring on the show, this content is intended for informational and educational purposes only. Please do your own due diligence and seek personalized advice from licensed professionals before making financial, legal, investment, or medical decisions. Your financial wellness is important—make informed choices that align with your goals and values.

In today's episode: Facebook Live where I talk about how much our debt mindset impacts our wealth building.  We often attach shame and guilt to having debt and feel bad that we have the debt.  I want to remind you that millionaires and billionaires have debt and embrace it to accelerate their wealth.  
The debt that often keeps us in the rat race and constantly in the debt cycle is consumer debt and that's only because we spend so much of our energy and focus on paying it down that we forget to invest and save money as well, so when we pay off the debt we don't have liquid cash to use for unexpected expenses that we end up having to mobilize our credit card again, often leading to money avoidance, shame, and guilt.    If you want to learn how to invest, pay down debt, and save simultaneously, call me at the link below to see how you can start making money outside of your clinical job or 9-5 job via real estate investing.  We will help you clear up the mind trash about debt so you can finally start using debt to accelerate your wealth.  

Dr. Temi
Website https://moneymindsetmd.com/
Facebook: https://www.facebook.com/profile.php?id=100086315533661
Instagram: https://www.instagram.com/moneymindsetmd/
LinkedIn: https://www.linkedin.com/in/eyitemi-oghogho-ajao-md-faaem-55198850/
Email: [email protected]
Schedule a complimentary coaching call: https://app.paperbell.com/checkout/packages/98436 

The views and opinions shared by our guests on The MoneyMindsetMD Podcast are their own and do not necessarily reflect the views of Dr. Temi or The MoneyMindsetMD brand. While we trust and value the insight of the experts we bring on the show, this content is intended for informational and educational purposes only. Please do your own due diligence and seek personalized advice from licensed professionals before making financial, legal, investment, or medical decisions. Your financial wellness is important—make informed choices that align with your goals and values.