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Thinking of buying a house and land package to invest in? People sometimes say they're not a good investment, but is that true? 

Tony Xia from The Mortgage Chat explains what house and land packages are and whether they might be a good choice for you. This video will help you decide if a house and land package is a good fit, including how to find a good deal and ways to save money on taxes. 

In this video, you'll learn:

👉 The benefits of buying early in a development
👉 How to leverage land value growth
👉 Saving on stamp duty with house and land packages
👉 Potential drawbacks to consider
👉 Strategies for getting the most out of your house and land package purchase

Don't forget to like, share, and subscribe for more episodes packed with expert insights and industry updates!

🎧 LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/1jjFKsmhZaPYg25QPW9y17
Google Podcast: https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8yMTk1NzEzLnJzcw==
YouTube: https://www.youtube.com/@themortgageagency 

📍 FIND US HERE

LinkedIn: https://www.linkedin.com/in/tony-xia-12a7b596 
Facebook: https://www.facebook.com/The-Mortgage-Agency-103274301374511 
Instagram: https://www.instagram.com/tonyxia_themortgageagency/ 
YouTube: https://www.youtube.com/@themortgageagency8841/videos

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Buying your first property is exciting! But should you choose an apartment or a house?

Join Tony Xia, host of The Mortgage Chat, with special guest Raza Khan, Principal of Raine & Horne Rouse Hill, as they tackle this common dilemma. Explore why apartments might not be the guaranteed path to house ownership many people think they are.

In this episode, they uncover:

👉 Why apartment prices might not grow as fast as houses: This could make it trickier to upgrade later.

👉 Risks of buying off-the-plan apartments: Watch out for potential size changes and unexpected issues after construction.

👉 Smarter alternatives for first-time buyers: Townhouses and duplexes might offer better long-term value.

👉 Strategic buying tips: Consider areas with lower entry points to build equity over time.

No matter if you're a total real estate newbie or looking for your next move, Raza's expert advice will help you make informed decisions in today's property market.

Don't forget to like, share, and subscribe for more episodes packed with expert insights and industry updates!

🔗 FOLLOW RAZA KHAN

https://www.linkedin.com/in/raza-khan-386817221/
https://www.raineandhorne.com.au/rousehill
https://www.facebook.com/raineandhorne/
https://www.instagram.com/raineandhorne

🎧 LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/1jjFKsmhZaPYg25QPW9y17
Google Podcast: https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8yMTk1NzEzLnJzcw==
YouTube: https://www.youtube.com/@themortgageagency 

📍 FIND US HERE

LinkedIn: https://www.linkedin.com/in/tony-xia-12a7b596 
Facebook: https://www.facebook.com/The-Mortgage-Agency-103274301374511 
Instagram: https://www.instagram.com/tonyxia_themortgageagency/ 
YouTube: https://www.youtube.com/@themortgageagency8841/videos

Send us a text

Should you buy an apartment or a house?

In this episode of The Mortgage Chat, Tony Xia from The Mortgage Agency talks about buying apartments. He explains why it might not always be the best idea, especially if you're planning to upgrade later. 

Tony breaks down why the value of apartments isn't growing as fast as houses, making it harder to move up the property ladder.

He shares stories and examples to help you understand the risks and benefits. If you're new to buying property or have experience, Tony's advice can help you make smarter decisions.

Tune in to this episode of The Mortgage Chat to learn more about the challenges of buying apartments and how to make wise choices in today's market. 

Don't forget to subscribe for more helpful tips!

CHAPTERS:

00:00 Intro
00:23 Who is Tony and What Does He Discuss in Mortgage Chat?
00:30 What Insights Does Miss Nila Sweeney Provide Regarding Apartments and Houses?
01:25 How Does the Growth Rate of Apartments Compare to That of Houses?
05:06 What examples does Tony provide to illustrate the challenges and potential strategies for buyers in the current real estate market?

🎧 LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/1jjFKsmhZaPYg25QPW9y17
Google Podcast: https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8yMTk1NzEzLnJzcw==
YouTube: https://www.youtube.com/@themortgageagency 

📍 FIND US HERE

LinkedIn: https://www.linkedin.com/in/tony-xia-12a7b596 
Facebook: https://www.facebook.com/The-Mortgage-Agency-103274301374511 
Instagram: https://www.instagram.com/tonyxia_themortgageagency/ 
YouTube: https://www.youtube.com/@themortgageagency8841/videos

Send us a text

In this episode of The Mortgage Chat, we have Charbel Simon, Founder and Director of Refined Group, a Sydney-based company specializing in designing and building homes, outdoor spaces, and pools.

Charbel discusses the latest changes in the construction industry and their impact on builders like himself. Joining Tony Xia, Director of The Mortgage Agency, Charbel delves into the implications of the New South Wales Government's new regulations for medium, low, and high-rise buildings.

Amidst the stabilization in the building market, Charbel shares insights into supplier and trade challenges, changes in building codes, and proposed legislation. 

He sheds light on how the cost of construction can escalate if not designed correctly and highlights positive trends emerging in the industry compared to a year ago.

Tune in to this episode of The Mortgage Chat for a comprehensive discussion on the state of the construction industry and valuable insights for navigating the evolving landscape of building regulations and market dynamics.

Don't forget to like, share, and subscribe for more episodes packed with expert insights and industry updates!

🔗 FOLLOW CHARBEL SIMON

https://www.linkedin.com/in/charbel-simon-b99a6621/ 
https://refinedgroup.com.au/ 
https://www.facebook.com/refinedgroupau 
https://www.instagram.com/refinedgroup/ 


📍 FIND US HERE

LinkedIn: https://www.linkedin.com/in/tony-xia-12a7b596 
Facebook: https://www.facebook.com/The-Mortgage-Agency-103274301374511 
Instagram: https://www.instagram.com/tonyxia_themortgageagency/ 
YouTube: https://www.youtube.com/@themortgageagency8841/videos

DISCLAIMER 

Please note that every effort has been made to ensure that the information provided in this video is accurate. You should note, however, that the information is intended as a guide only, providing an overview of general information available to businesses and employees. This guide is not intended to be an exhaustive source of legal information and should not be seen to constitute legal advice. You should, where necessary, seek your own advice for any legal issues raised in your business affairs.

Send us a text

In this episode of The Mortgage Chat, we have Patrick Ung, director of Pro Duplex, a specialist duplex builder company in the Parramatta and Ryde Council areas. 

Patrick talks about the benefits of building duplexes, the costs involved, and tips for selecting a duplex site.

He also discusses dealing with local councils on duplex approvals, the duplex building process, and trends in the construction industry.

If you want to learn how to leverage your property for maximum profit or create a living arrangement that keeps your family close, then make sure to listen to this episode!

Time Stamps:

00:00 Intro

03:14 Property Management Expectations and Best Practices

09:17 Property Management and Rent Increases in a Popular Suburb

13:09 Tenant Screening Process for Rental Properties

15:33 Property Market Changes in Sydney

22:02 Property Market Trends in the Hills Area

26:54 Franchise vs Independent Real Estate Businesses

29:12 Real Estate Agency Fees and Sustainability

34:20 Property Management Misconceptions and Rental Increases

40:06 Australian Real Estate Market Trends and Predictions

SHOW NOTES LINKS

https://www.linkedin.com/in/patrick-ung-2bbaa0a0/
https://www.produplex.com.au/
https://www.facebook.com/ProDuplex.au/
https://www.instagram.com/produplex.au/
https://www.linkedin.com/company/pro-duplex/ 

----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/1jjFKsmhZaPYg25QPW9y17
Google Podcast: https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8yMTk1NzEzLnJzcw==   
YouTube: https://www.youtube.com/@themortgageagency   

-----

FIND US HERE

LinkedIn: https://www.linkedin.com/in/tony-xia-12a7b596 
Facebook: https://www.facebook.com/The-Mortgage-Agency-103274301374511 
Instagram: https://www.instagram.com/tonyxia_themortgageagency/ 
YouTube: https://www.youtube.com/@themortgageagency/videos 

-----

DISCLAIMER 

Please note that every effort has been made to ensure that the information provided in this video is accurate. You should note, however, that the information is intended as a guide only, providing an overview of general information available to businesses and employees. This guide is not intended to be an exhaustive source of legal information and should not be seen to constitute legal advice. You should, where necessary, seek your own advice for any legal issues raised in your business affairs.

Send us a text

In this episode of The Mortgage Chat, we have Raza Khan, Principal of Raine and Horne Rouse Hill, an award-winning company that assists clients in buying, selling or renting their property.

Raza talks about how to choose the right property management company, how to understand market cycles for effective sales strategy, and the critical role of selecting good tenants for investment success.

He also discusses the dynamics of rent increases, the impact of interest rates on property prices, and insights into the future trends of the real estate market in the Hills area.

If you want an expert perspective on optimising your real estate investments during fluctuating market conditions, then make sure to listen to this episode!

Time Stamps:

00:00 Intro

03:14 Property Management Expectations and Best Practices

09:17 Property Management and Rent Increases in a Popular Suburb

13:09 Tenant Screening Process for Rental Properties

15:33 Property Market Changes in Sydney

22:02 Property Market Trends in the Hills Area

26:54 Franchise vs Independent Real Estate Businesses

29:12 Real Estate Agency Fees and Sustainability

34:20 Property Management Misconceptions and Rental Increases

40:06 Australian Real Estate Market Trends and Predictions

SHOW NOTES LINKS

https://www.linkedin.com/in/raza-khan-386817221/
https://www.raineandhorne.com.au/rousehill
https://www.facebook.com/raineandhorne/
https://www.linkedin.com/company/raine-&-horne
https://www.instagram.com/raineandhorne/ 

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/1jjFKsmhZaPYg25QPW9y17 

Google Podcast: https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8yMTk1NzEzLnJzcw==   

YouTube: https://www.youtube.com/@themortgageagency   

-----

FIND US HERE

LinkedIn: https://www.linkedin.com/in/tony-xia-12a7b596 
Facebook: https://www.facebook.com/The-Mortgage-Agency-103274301374511 
Instagram: https://www.instagram.com/tonyxia_themortgageagency/ 
YouTube: https://www.youtube.com/@themortgageagency/videos 

-----

DISCLAIMER 

Please note that every effort has been made to ensure that the information provided in this video is accurate. You should note, however, that the information is intended as a guide only, providing an overview of general information available to businesses and employees. This guide is not intended to be an exhaustive source of legal informatio