The Mortgage Life

By The Mortgage Life

Down to earth conversations about how mortgages contribute to your life. Join Mortgage Brokers Pete and Mindy as they explore Canadian mortgage-related topics.... more

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FAQs about The Mortgage Life:

How many episodes does The Mortgage Life have?

The podcast currently has 82 episodes available.

The Mortgage Life episodes:

May 10, 2023 e32 - DAM! Part 3: The Build
Join Pete, Sue and Mindy as they discuss construction financing. They also interview builder-turned-realtor Mark Imhoff about the builder/developer perspective.
In 1983 Mark was bitten by the entrepreneurial bug, purchasing the first of two restaurants he would own. In 1988 Mark sold the restaurants to pursue a new career in the building industry. Working for a project management company from Vancouver, building Seniors Homes in Victoria, Mark started at the bottom and quickly rose to the top. Within 18 Months he was running projects as large as 200 suites. After 3 years it was time to venture into the housing speculation market. In 1992 he began buying, rezoning, designing and physically building more than 150 personally purchased properties over the next 15 years. With 20 years of building, Mark’s Real Estate License was inevitable, so in June 2007, it became reality, and in 2011, The Mark Imhoff Group was formed. Mark and his team consistently deliver award winning service combined with aggressive and modern marketing techniques. Marketing and branding has been one of Mark’s and his team's most important success factors. Mark understands and utilizes marketing and branding to help his clients sell their current homes and purchase their next home.
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34min
April 26, 2023 e31 - DAM! Part 2: The Plan
Welcome to part 2 of the DAM! series - design and mortgages! In this episode, Pete, Sue and Mindy chat with home designer Matt Lunde. Matt is principal at the award winning design studio 925R Design Inc. He has 20+ years in the design world, 925R Design Inc being incorporated for 14 years. Matt has a structural steel detailing background, and then went into architecture with his fathers company Lunde Architect Ltd in 2006. In 2009 925R Design Inc was founded and mainly focuses on custom home design, but also designs some multi-family and small commercial Buildings.
Give him a follow on Instagram / Facebook @925rdesigninc
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28min
April 12, 2023 SPECIAL FEATURE April 12, 2023 - Bank of Canada Update
Pete and Mindy discuss today's Bank of Canada rate announcement with Professor Tom Davidoff from UBC Sauder School of Business.
Thomas Davidoff holds a BA from Harvard, an MPA/URP from Princeton, and a PhD from MIT. He holds the Stanley Hamilton Professorship in Real Estate Finance and is the Director for the UBC Centre for Urban Economics and Real Estate. He is also an Associate Professor of the Strategy and Business Economics Division at the Sauder School of Business, University of British Columbia.
Professor Davidoff talks about how the unchanged rate actually gets felt in the economy - from your mortgage rate today to the expected mortgage rates in the near future and the effects on house prices. Have a listen!
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11min
April 05, 2023 e30 - Hello Spring!
We’re bringing a bit of the Victoria Market to The Mortgage Life, in this conversation with Matthew Traynor from The Traynor Group. A driven entrepreneur for most of his life, in 2010 Matthew had the excitement of co-founding what would become a nationally recognized nutrition bar company. All of this while using his free time training as a paid volunteer Firefighter with the Qualicum Beach Fire Department. And then his transition into his career as a team Realtor in Victoria, British Columbia. We thought this would be a natural fit to discuss teamwork, building teams, and executing a high level of customer service in the Real Estate and Mortgage industry.
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26min
March 22, 2023 e29 - DAM! Part 1: Home Renos & Life Design
NEW series alert! DAM! stands for design and mortgages! With products available in the mortgage world to help make home renovations possible, on this episode we chat with interior designer, Nicole Verbeke. She shares her journey into her industry, some thoughts around design trends, and how working with a professional can save you money in the long run.
Nicole is the Founder and Principal Designer of award-winning full-service residential design studio, Copper + Oak Design ( https://copperandoak.design ). Based in the Okanagan, her work primarily focuses on high-end residential projects. She is committed to designing spaces that truly reflect the clients living in them.
Growing up with parents in the building industry, design became a staple in Nicole’s every day life from an early age. Merging her background and education in business with her passion for interior design, Nicole uses these abilities to better communicate with her clients and keep projects running smoothly in the field. From concept to completion, the team at Copper + Oak Design will work to achieve a balance of modern and fresh yet totally timeless design in your home.
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27min
March 08, 2023 SPECIAL FEATURE March 8, 2023 - Bank of Canada Update
In today's Bank of Canada announcement we finally get a pause! The Bank of Canada has decided to leave the policy rate unchanged at 4.5% which means that variable rate mortgages, home equity lines of credit, and unsecured lines of credit will not see any increases. For the first time in a year people with variable rates can breathe a sigh of relief. The next rate announcement comes on April 12th. Stay tuned...
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5min
March 01, 2023 e28 - Getting with the (new) Programs
From the new recission period, to the foreign buyer ban, to discussing our stress test requirements when it comes to mortgage financing - we had another interview with Brendon Ogmundson about some of the new housing rules as of January 2023.
Brendon Ogmundson is the Chief Economist for the BC Real Estate Association. He holds an MA in Economics from Simon Fraser University and is a CFA Charterholder. Brendon specializes in housing market analysis and macroeconomic forecasting and is a member of the BC Ministry of Finance’s Economic Forecast Council, a contributor to the Philadelphia Federal Reserve's Survey of Professional Forecasters. Brendon was also recently named one of the most influential economists in BC by Business in Vancouver.
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28min
February 15, 2023 e27 - A Peaceful Resolution
As mortgage brokers, we have helped many many clients through the financial side of their spousal separation. Every circumstance is different, but the end goal remains the same; a peaceful resolution where all parties can afford their path forward. In this episode, we interview Christina Vinters. She is a wealth of knowledge, and adds her depth of experience to this informative conversation.
Christina Vinters, J.D., C.Med, is a family lawyer with a boutique online mediation practice, Modern Separations, dedicated to helping couples across British Columbia peacefully resolve the details of their separation. She is the author of Pathways to Amicable Divorce and the host of the limited series Divorce Well Podcast. Complimentary resources such as her book, videos, checklists and podcast episodes are available at www.modernseparations.com.
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23min
February 01, 2023 e26 - Under the Mattress - Saving for a Down Payment?
In this informative episode, hosts Pete, Sue, and Mindy chat with Jess Patterson about saving, budgeting, smart financial decisions, and so much more. With interest rates rising, and a new year starting, make sure you're setting and working towards your financial goals.
Born and raised in Victoria, British Columbia, Jess Patterson has established a successful and thriving practice during his 16 years with IG Wealth Management.
Jess takes the business of comprehensive financial planning very seriously. He prides himself in conducting his practice in a seamless and professional manner, paying close attention to the smallest of details. With a dedicated team approach, he helps individuals and corporations navigate the complex financial world in a very comprehensive manner.
When he’s not in the office, Jess likes to spend time with friends and his family. Married for a little over 10 years, Jess and his lovely wife have an adorable 8-year-old daughter and two dogs.
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31min
January 25, 2023 SPECIAL FEATURE January 25, 2023 - Bank of Canada Update
Another rate hike today of 0.25%, and the Bank of Canada has indicated a pause... we think. With 8 consecutive rate hikes in the past year, we've been waiting for a bit of reprieve so that they can actually assess the impact on the Canadian economy. Let's see if it actually happens! In the meantime, make sure you're looking at your long term plans, and aligning your mortgage interest rates and other financial plans accordingly.
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6min

FAQs about The Mortgage Life:

How many episodes does The Mortgage Life have?

The podcast currently has 82 episodes available.